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Affordable Housing In Germantown
Montgomery County, Maryland

15 Low Income Apartment Communities In Germantown

Churchill Senior Housing

21000 Father Hurley Blvd
Germantown, Maryland

Waters Landing II Apartments

12900 Falling Water Cir
Germantown, Maryland

Covenant Village

18909 Waring Station Rd
Germantown, Maryland

Churchill Senior Housing

20000 Father Hurley Blvd
Germantown, Maryland

Montgomery Homes V

19003 Highstream Dr
Germantown, Maryland

Housing Authorities that serve Germantown

Housing Authority Programs
Housing Opportunities Commission of Montgomery County Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Germantown, Maryland

There are 15 low income housing apartment communities offering 1,426 affordable apartments for rent in Germantown, Maryland.

Income Based Apartments in Germantown, Maryland

Germantown features 380 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Germantown, Maryland

There are 1,046 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Germantown.

Housing Choice Vouchers in Germantown, Maryland

On average, Section 8 Housing Choice vouchers pay Germantown landlords $1,300 per month towards rent. The average voucher holder contributes $500 towards rent in Germantown.

The maximum amount a voucher would pay on behalf of a low-income tenant in Germantown, Maryland for a two-bedroom apartment is between $1,536 and $1,878.

2020 Germantown, Maryland Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $1,457 $1,500 $1,707 $2,215 $2,707
Payment Standard Range $1,311 to $1,603 $1,350 to $1,650 $1,536 to $1,878 $1,994 to $2,437 $2,436 to $2,978

Sourced from federal housing data and research.

Germantown, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 15
Total Low Income Apartments 1,426
Total Housing Units with Rental Assistance 380
Percentage of Housing Units Occupied By Renters 32.87%
Average Renter Household Size 2.78
Average Household Size 2.86
Median Household Income $84,615 ±$3,161
Median Rent $1,629 ±$35
Percentage Of Renters Overburdened 53.57% ± 4.52pp
Total Population 89,826

Population and Household Demographics

Germantown is a city in Montgomery County, Maryland with a population of 89,826. There are 31,359 households in the city with an average household size of 2.86 persons. 32.87% of households in Germantown are renters.

Income and Rent Overburden in Germantown

The median gross income for households in Germantown is $84,615 a year, or $7,051 a month. The median rent for the city is $1,629 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Germantown, a household making less than $5,430 a month would be considered overburdened when renting an apartment at or above the median rent. 53.57% of households who rent are overburdened in Germantown.

Area Median Income In Germantown

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Germantown, the AMI is calculated from all households within Montgomery County.

In Germantown, HUD calculates the Area Median Income for a family of four as $126,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Germantown

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Germantown

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $26,500 $30,250 $34,050 $37,800 $40,850 $43,850 $46,900 $49,900
50% of Median $44,100 $50,400 $56,700 $63,000 $68,050 $73,100 $78,150 $83,200
80% of Median $55,750 $63,700 $71,650 $79,600 $86,000 $92,350 $98,750 $105,100