Affordable Housing In Harford County
Maryland

27 Low Income Apartment Communities In Harford County

Riverwoods at Tollgate

3807 Monument Circle
Abingdon, MD
$1,125-1,586
2-3 BR
HCV Welcome

Sunrise Villas

1618 I Swallowcrest Drive
Edgewood, MD
$691-793
1-2 BR
Subsidized

Park View at Bel Air

555 South Atwood Road
Bel Air, MD
Call For Rent
1-2 BR
62+
HCV Welcome

Park View at Box Hill

20 Box Hill South Parkway
Abingdon, MD
Call For Rent
1-2 BR
62+

Village at Lakeview

833 Fisherman Ln
Edgewood, MD
Income Based
1-3 BR
Subsidized

Windsor Valley I and II

525 Meadowood Drive
Edgewood, MD
Call For Rent
1-3 BR
Subsidized

The Residences at Highland Commons

31 Lincoln Avenue
Aberdeen, MD
Call For Rent
3-4 BR
HCV Welcome

Woodbridge Commons

1307 Gold Meadow Way
Edgewood, MD
Call For Rent
2-3 BR
HCV Welcome

Rock Spring Station

2000 Rock Springs Road
Forest Hills, MD
HCV Welcome

Harford Senior Housing II

300 Sunflower Dr
Bel Air, MD
62+
Accessible
Elderly Supportive Housing
Subsidized

There are 27 low income housing apartment complexes which contain 2,686 affordable apartments for rent in Harford County. Many of these rental apartments are income based housing with 1,605 apartments that set rent based on your income. In Harford County, HUD housing programs support 1,241 rental assistance apartments through programs like Project-based Section 8. There are 981 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Harford County

Housing Authority Programs
Harford County Housing and Community Development Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Harford County

Housing Authority Programs
Havre de Grace Housing Authority Public Housing

Guide To Affordable Housing in Harford County, Maryland

Harford County, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 27
Total Low Income Apartments 2,686
Total Rent Assisted Apartments 1,605
Percentage of Housing Units Occupied By Renters 21.42%
Average Renter Household Size 2.43
Total Population 248,966
Housing Units 91,727
Average Household Size 2.69
Median Household Income $80,465 ±$1,153
Median Rent $1,152 ±$20
Percentage Of Renters Overburdened 45.95% ± 3.22pp

Population and Household Demographics

Harford County is a County in Maryland with a population of 248,966. There are 91,727 households in the county with an average household size of 2.69 persons. 21.42% of households in Harford County are renters.

Income and Rent Overburden in Harford County

The median gross income for households in Harford County is $80,465 a year, or $6,705 a month. The median rent for the county is $1,152 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Harford County, a household making less than $3,840 a month would be considered overburdened when renting an apartment at or above the median rent. 45.95% of households who rent are overburdened in Harford County.1

Area Median Income In Harford County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Harford County, HUD calculates the Area Median Income for a family of four as $101,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Harford County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Harford County HUD Rental Assistance in Harford County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $21,250 $24,250 $27,300 $30,300 $32,750 $35,150 $39,010 $43,430
50% of Median $35,350 $40,400 $45,450 $50,500 $54,550 $58,600 $62,650 $66,700
80% of Median $52,850 $60,400 $67,950 $75,500 $81,550 $87,600 $93,650 $99,700
Low Income Housing Tax Credits in Harford County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1991 to 2011, 10 low income apartment communities containing 1,658 rental apartments have been constructed and made affordable to low income persons in Harford County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Harford County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
60% of Median $42,420 $48,480 $54,540 $60,600 $65,460 $70,320 $75,180 $80,040

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Harford County is $54,540 a year, or $4,545 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,545 by 30% to get a maximum rent of $1,364 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $884 $947 $1,136 $1,313 $1,465 $1,617
60% $1,061 $1,136 $1,364 $1,576 $1,758 $1,940
Fair Market Rents in Harford County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$862 $1,074 $1,342 $1,732 $1,992

Cities In Harford County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Edgewood 6 The HUD funded Public Housing Agency that serves Edgewood is the Harford County Housing and Community Development.
Aberdeen 7 The HUD funded Public Housing Agency that serves Aberdeen is the Harford County Housing and Community Development.
Joppatowne 1 The HUD funded Public Housing Agency that serves Joppatowne is the Harford County Housing and Community Development.
Havre De Grace 7 The HUD funded Public Housing Agencies that serve Havre De Grace are the Havre de Grace Housing Authority and Harford County Housing and Community Development.
Bel Air South 0 The HUD funded Public Housing Agency that serves Bel Air South is the Harford County Housing and Community Development.
Riverside 0
Aberdeen Proving Ground 0
Bel Air 3
Bel Air North 0
Darlington 0
Fallston 0
Jarrettsville 0
Perryman 0
Pleasant Hills 0
Pylesville 0
Abingdon 2