Affordable Housing In Howard County
Maryland

61 Low Income Apartment Communities In Howard County

Burgess Mill I

3050 Milltowne Dr
Ellicott City, Maryland
Call For Rent
1-3 BR

St Matthew House

7261 Eden Brook Dr
Columbia, Maryland
Income Based
1 BR
Subsidized
Accessible
Accessible
Disabled Supportive Housing

Forest Ridge Apartments

5866 Stevens Forest Road, Unit #2
Columbia, Maryland
Income Based
1-3 BR

Park View at Ellicott City

8720 Ridge Road
Ellicott City, Maryland
Call For Rent
1-2 BR
62+

Park View at Ellicott City II

8700 Ridge Road
Ellicott City, Maryland
$780-929
1-2 BR
62+

Park View at Colonial Landing

6391 Rowanberry Dr
Elkridge, Maryland
$799
1 BR
62+

Selborne House of Dorsey Hall

5320 Dorsey Hall Drive
Ellicott City, Maryland
$876-920
1-2 BR

Orchard Crossing Apartments

4810 Circling Hunter Drive
Columbia, Maryland
$995-1,195
1-2 BR

Orchard Club Apartments

6330 Orchard Club Drive
Elkridge, Maryland
$1,195-1,500
1-2 BR

Columbia Commons

7601 Woodpark Ln
Columbia, Maryland
$1,275-1,999
1-3 BR

Section 8 Vouchers, Apartments, and Waiting Lists in Howard County, Maryland

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Howard County, Maryland

Housing Authority Programs
Howard County Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Howard County, Maryland

There are 61 low income housing apartment communities offering 3,357 affordable apartments for rent in Howard County, Maryland.

Income Based Apartments in Howard County, Maryland

Howard County features 1,365 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Howard County, Maryland

There are 1,992 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Howard County.

Housing Choice Vouchers in Howard County, Maryland

On average, Section 8 Housing Choice vouchers pay Howard County landlords $1,400 per month towards rent. The average voucher holder contributes $500 towards rent in Howard County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Howard County, Maryland for a two-bedroom apartment is between $1,256 and $1,535.

2022 Howard County, Maryland Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Howard County, Maryland Fair Market Rent $953 $1,124 $1,395 $1,809 $2,075
Howard County, Maryland Payment Standard Range $858 to $1,048 $1,012 to $1,236 $1,256 to $1,535 $1,628 to $1,990 $1,868 to $2,283

Sourced from federal housing data and AffordableHousingOnline.com research.

Howard County, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 61
Total Low Income Apartments 3,357
Total Housing Units with Rental Assistance 1,365
Percentage of Housing Units Occupied By Renters 26.61%
Average Renter Household Size 2.47
Average Household Size 2.78
Median Household Income $110,238 ±$1,963
Median Rent $1,579 ±$25
Percentage Of Renters Overburdened 44.81% ± 2.85pp
Total Population 304,115

Population and Household Demographics

Howard County is a county in Maryland with a population of 304,115. There are 108,555 households in the county with an average household size of 2.78 persons. 26.61% of households in Howard County are renters.

Income and Rent Overburden in Howard County

The median gross income for households in Howard County is $110,238 a year, or $9,187 a month. The median rent for the county is $1,579 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Howard County, a household making less than $5,263 a month would be considered overburdened when renting an apartment at or above the median rent. 44.81% of households who rent are overburdened in Howard County.

Area Median Income In Howard County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Howard County, HUD calculates the Area Median Income for a family of four as $105,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Howard County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Howard County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Howard County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$22,100 $25,250 $28,400 $31,550 $34,100 $36,600 $40,120 $44,660
50% AMI Income Limits
Renters earning up to 50% of the Howard County AMI may qualify for rental assistance programs that target Very Low Income households.
$36,800 $42,050 $47,300 $52,550 $56,800 $61,000 $65,200 $69,400
80% AMI Income Limits
Renters earning up to 80% of the Howard County AMI may qualify for rental assistance programs that target Low Income households.
$55,950 $63,950 $71,950 $79,900 $86,300 $92,700 $99,100 $105,500

Cities In Howard County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Columbia The HUD funded Public Housing Agency that serves Columbia is the Howard County Housing Commission.
Elkridge The HUD funded Public Housing Agency that serves Elkridge is the Howard County Housing Commission.
Ellicot The HUD funded Public Housing Agency that serves Ellicot is the Howard County Housing Commission.
Ellicott City The HUD funded Public Housing Agency that serves Ellicott City is the Howard County Housing Commission.
Fulton The HUD funded Public Housing Agency that serves Fulton is the Howard County Housing Commission.
Highland The HUD funded Public Housing Agency that serves Highland is the Howard County Housing Commission.
Ilchester The HUD funded Public Housing Agency that serves Ilchester is the Howard County Housing Commission.
North Laurel The HUD funded Public Housing Agency that serves North Laurel is the Howard County Housing Commission.
Savage The HUD funded Public Housing Agency that serves Savage is the Howard County Housing Commission.
Scaggsville The HUD funded Public Housing Agency that serves Scaggsville is the Howard County Housing Commission.