Affordable Housing In Howard County
61 Low Income Apartment Communities In Howard County
Section 8 Vouchers, Apartments, and Waiting Lists in Howard County, Maryland
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.
Public Housing Agencies Serving Howard County, Maryland
|Howard County Housing Commission||Section 8 Housing Choice Voucher (HCV); Public Housing|
Guide To Affordable Housing in Howard County, Maryland
There are 61 low income housing apartment communities offering 3,357 affordable apartments for rent in Howard County, Maryland.
Income Based Apartments in Howard County, Maryland
Howard County features 1,365 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Howard County, Maryland
There are 1,992 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Howard County.
Housing Choice Vouchers in Howard County, Maryland
On average, Section 8 Housing Choice vouchers pay Howard County landlords $1,400 per month towards rent. The average voucher holder contributes $500 towards rent in Howard County.
The maximum amount a voucher would pay on behalf of a low-income tenant in Howard County, Maryland for a two-bedroom apartment is between $1,256 and $1,535.
2022 Howard County, Maryland Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
|Studio||One BR||Two BR||Three BR||Four BR|
|Howard County, Maryland Fair Market Rent||$953||$1,124||$1,395||$1,809||$2,075|
|Howard County, Maryland Payment Standard Range||$858 to $1,048||$1,012 to $1,236||$1,256 to $1,535||$1,628 to $1,990||$1,868 to $2,283|
Sourced from federal housing data and AffordableHousingOnline.com research.
Howard County, MD Affordable Housing Snapshot
|Total Affordable Apartment Properties||61|
|Total Low Income Apartments||3,357|
|Total Housing Units with Rental Assistance||1,365|
|Percentage of Housing Units Occupied By Renters||26.61%|
|Average Renter Household Size||2.47|
|Average Household Size||2.78|
|Median Household Income||$110,238 ±$1,963|
|Median Rent||$1,579 ±$25|
|Percentage Of Renters Overburdened||44.81% ± 2.85pp|
Population and Household Demographics
Howard County is a county in Maryland with a population of 304,115. There are 108,555 households in the county with an average household size of 2.78 persons. 26.61% of households in Howard County are renters.
Income and Rent Overburden in Howard County
The median gross income for households in Howard County is $110,238 a year, or $9,187 a month. The median rent for the county is $1,579 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Howard County, a household making less than $5,263 a month would be considered overburdened when renting an apartment at or above the median rent. 44.81% of households who rent are overburdened in Howard County.
Area Median Income In Howard County
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
In Howard County, HUD calculates the Area Median Income for a family of four as $105,100
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Howard County
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Howard County
|1 Person||2 Person||3 Person||4 Person||5 Person||6 Person||7 Person||8 Person|
|30% AMI Income Limits
Renters earning up to 30% of the Howard County AMI may qualify for rental assistance programs that target Extremely Low Income households.
|50% AMI Income Limits
Renters earning up to 50% of the Howard County AMI may qualify for rental assistance programs that target Very Low Income households.
|80% AMI Income Limits
Renters earning up to 80% of the Howard County AMI may qualify for rental assistance programs that target Low Income households.
Cities In Howard County
Select A City to View its Apartment Communities and Waiting Lists.
|Columbia||The HUD funded Public Housing Agency that serves Columbia is the Howard County Housing Commission.|
|Elkridge||The HUD funded Public Housing Agency that serves Elkridge is the Howard County Housing Commission.|
|Ellicot||The HUD funded Public Housing Agency that serves Ellicot is the Howard County Housing Commission.|
|Ellicott City||The HUD funded Public Housing Agency that serves Ellicott City is the Howard County Housing Commission.|
|Fulton||The HUD funded Public Housing Agency that serves Fulton is the Howard County Housing Commission.|
|Highland||The HUD funded Public Housing Agency that serves Highland is the Howard County Housing Commission.|
|Ilchester||The HUD funded Public Housing Agency that serves Ilchester is the Howard County Housing Commission.|
|North Laurel||The HUD funded Public Housing Agency that serves North Laurel is the Howard County Housing Commission.|
|Savage||The HUD funded Public Housing Agency that serves Savage is the Howard County Housing Commission.|
|Scaggsville||The HUD funded Public Housing Agency that serves Scaggsville is the Howard County Housing Commission.|