Low Income Apartments and Affordable Housing For Rent in Howard County, MD

Discover affordable housing in Howard County where there are 66+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Howard County, Maryland
$36.80/hour
$21.80 (+145%) more than Maryland minimum wage and $29.55 (+408%) more than the Federal minimum wage.
Learn More About Howard County, Maryland Affordable Housing ↓

What HUD offices serve Howard County, Maryland?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing programs for Howard County, Maryland.

Go to the Maryland Public Housing and Low-Income Apartments Waiting Lists page for openings near Howard County.

How many renters live in Howard County, Maryland?

The County of Howard County has 335,411 people living in 121,423 households.

There are 88,703 renters living in 35,726 renter households in this County. Renters make up 26.45 percent of the population living in Howard County.

What is the rental market like in Howard County, Maryland?

There are an estimated 123,428 housing units in the Howard County area. Of these, 35,033 units are rental homes, making up 28 percent of the housing market. For every renter household in Howard County, Maryland, there are 1 rental units.

What is the vacancy rate for rentals in Howard County?

The rental vacancy rate in Howard County is 4 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Howard County for each bedroom size?

Occupied Rental Units by Size in Howard County
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
1,022 9,039 14,431 6,443 1,874
Occupied Rental Units by Size in Howard County

A large number of apartments in Howard County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Howard County are overburdened by housing costs?

Among renter households in this market, 48 percent have housing cost burden. Further, 24 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Howard County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $1,379 to $2,849. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $1,379
One BR $1,582
Two BR $1,943
Three BR $2,519
Four BR $2,849
2024 Fair Market Rents in Howard County, Maryland

How many units are rented at Fair Market Rent (FMR) in Howard County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 337 33 percent
One BR 2,844 31 percent
Two BR 1,904 13 percent
Rental Units Below FMR in Howard County, Maryland

How many affordable rental units are in Howard County?

There are a variety of federal affordable housing programs serving households in Howard County, Maryland including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 2,249
Section 8 Project-Based Rental Assistance 967
Section 236 Rental Assistance 128
Section 811 Supportive Housing for Persons with Disabilities 95
Tracked Units by Federal Program in Howard County, Maryland

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Howard County, Maryland

Howard County features 1,248 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Howard County, Maryland

There are 1,744 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Howard County.

Housing Choice Vouchers in Howard County, Maryland

On average, Section 8 Housing Choice vouchers pay Howard County landlords $1,400 per month towards rent. The average voucher holder contributes $500 towards rent in Howard County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Howard County, Maryland for a two-bedroom apartment is between $1,749 and $2,137.

Sourced from federal housing data and AffordableHousingOnline.com research.