Affordable Housing In Essex County
Massachusetts

197 Low Income Apartment Communities In Essex County

Loft Five50 l & ll

550 Broadway
Lawrence, Massachusetts
$955-1,149
1-2 BR
Market Rate

Auburn Apartments

62 Portland St
Haverhill, Massachusetts
Income Based
1-3 BR
Minimum Income Requirement

Salem Heights

12 Pope St.
Salem, Massachusetts
$1,075-1,250
1-2 BR

Harbor Crossing

15-17 Harbor Street
Salem, Massachusetts
Call For Rent
Studio BR
Supportive Housing

Conifer Hill Commons

121 Conifer Hill Dr
Danvers, Massachusetts
Call For Rent
1-3 BR

Mill Falls

51 Osgood Street
Methuen, Massachusetts
$1,100-2,050
1-3 BR

Andover Commons

30 Railroad St
Andover, Massachusetts
Call For Rent
1-2 BR
Subsidized

St. Stephens Tower

25 Pleasant Street
Lynn, Massachusetts
$652-997
Studio-2 BR
Subsidized

Carriage Square

38 W. Main St.
Merrimac, Massachusetts
Call For Rent
1 BR
62+

Fairweather Apartments - Salem

40 R Highland Avenue
Salem, Massachusetts
$600-675
Studio-1 BR
Subsidized

Section 8 Vouchers, Apartments, and Waiting Lists in Essex County, Massachusetts

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Essex County, Massachusetts

Housing Authority Programs
Massachusetts Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV); Moving to Work

Guide To Affordable Housing in Essex County, Massachusetts

There are 197 low income housing apartment communities offering 14,556 affordable apartments for rent in Essex County, Massachusetts.

Income Based Apartments in Essex County, Massachusetts

Essex County features 9,829 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Essex County, Massachusetts

There are 4,475 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Essex County.

Housing Choice Vouchers in Essex County, Massachusetts

On average, Section 8 Housing Choice vouchers pay Essex County landlords $1,000 per month towards rent. The average voucher holder contributes $400 towards rent in Essex County.

2022 Essex County, Massachusetts Fair Market Rents

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

Town/Area Studio One BR Two BR Three BR Four BR
Amesbury Town city $1,803 $1,986 $2,399 $2,966 $3,253
Andover town $1,040 $1,219 $1,565 $1,935 $2,122
Beverly city $1,803 $1,986 $2,399 $2,966 $3,253
Boxford town $1,040 $1,219 $1,565 $1,935 $2,122
Danvers town $1,803 $1,986 $2,399 $2,966 $3,253
Essex town $1,803 $1,986 $2,399 $2,966 $3,253
Georgetown town $1,040 $1,219 $1,565 $1,935 $2,122
Gloucester city $1,803 $1,986 $2,399 $2,966 $3,253
Groveland town $1,040 $1,219 $1,565 $1,935 $2,122
Hamilton town $1,803 $1,986 $2,399 $2,966 $3,253
Haverhill city $1,040 $1,219 $1,565 $1,935 $2,122
Ipswich town $1,803 $1,986 $2,399 $2,966 $3,253
Lawrence city $1,040 $1,219 $1,565 $1,935 $2,122
Lynn city $1,803 $1,986 $2,399 $2,966 $3,253
Lynnfield town $1,803 $1,986 $2,399 $2,966 $3,253
Manchester-by-the-Sea town $1,803 $1,986 $2,399 $2,966 $3,253
Marblehead town $1,803 $1,986 $2,399 $2,966 $3,253
Merrimac town $1,040 $1,219 $1,565 $1,935 $2,122
Methuen city $1,040 $1,219 $1,565 $1,935 $2,122
Middleton town $1,803 $1,986 $2,399 $2,966 $3,253
Nahant town $1,803 $1,986 $2,399 $2,966 $3,253
Newbury town $1,803 $1,986 $2,399 $2,966 $3,253
Newburyport city $1,803 $1,986 $2,399 $2,966 $3,253
North Andover town $1,040 $1,219 $1,565 $1,935 $2,122
Peabody city $1,803 $1,986 $2,399 $2,966 $3,253
Rockport town $1,803 $1,986 $2,399 $2,966 $3,253
Rowley town $1,803 $1,986 $2,399 $2,966 $3,253
Salem city $1,803 $1,986 $2,399 $2,966 $3,253
Salisbury town $1,803 $1,986 $2,399 $2,966 $3,253
Saugus town $1,803 $1,986 $2,399 $2,966 $3,253
Swampscott town $1,803 $1,986 $2,399 $2,966 $3,253
Topsfield town $1,803 $1,986 $2,399 $2,966 $3,253
Wenham town $1,803 $1,986 $2,399 $2,966 $3,253
West Newbury town $1,040 $1,219 $1,565 $1,935 $2,122

Sourced from federal housing data and AffordableHousingOnline.com research.

Essex County, MA Affordable Housing Snapshot

Total Affordable Apartment Properties 197
Total Low Income Apartments 14,556
Total Housing Units with Rental Assistance 9,829
Percentage of Housing Units Occupied By Renters 37.03%
Average Renter Household Size 2.33
Average Household Size 2.59
Median Household Income $69,068 ±$1,020
Median Rent $1,076 ±$10
Percentage Of Renters Overburdened 50.25% ± 1.3pp
Total Population 763,849

Population and Household Demographics

Essex County is a county in Massachusetts with a population of 763,849. There are 287,912 households in the county with an average household size of 2.59 persons. 37.03% of households in Essex County are renters.

Income and Rent Overburden in Essex County

The median gross income for households in Essex County is $69,068 a year, or $5,756 a month. The median rent for the county is $1,076 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Essex County, a household making less than $3,587 a month would be considered overburdened when renting an apartment at or above the median rent. 50.25% of households who rent are overburdened in Essex County.

Area Median Income In Essex County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Essex County, HUD calculates the Area Median Income for a family of four as $140,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Essex County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Essex County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Essex County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$29,450 $33,650 $37,850 $42,050 $45,450 $48,800 $52,150 $55,550
50% AMI Income Limits
Renters earning up to 50% of the Essex County AMI may qualify for rental assistance programs that target Very Low Income households.
$49,100 $56,100 $63,100 $70,100 $75,750 $81,350 $86,950 $92,550
80% AMI Income Limits
Renters earning up to 80% of the Essex County AMI may qualify for rental assistance programs that target Low Income households.
$78,300 $89,500 $100,700 $111,850 $120,800 $129,750 $138,700 $147,650

Cities In Essex County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Amesbury The HUD funded Public Housing Agencies that serve Amesbury are the Amesbury Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Amesbury Town The HUD funded Public Housing Agency that serves Amesbury Town is the Massachusetts Department of Housing and Community Development.
Andover The HUD funded Public Housing Agencies that serve Andover are the Andover Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Beverly The HUD funded Public Housing Agencies that serve Beverly are the Beverly Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Boxford The HUD funded Public Housing Agency that serves Boxford is the Massachusetts Department of Housing and Community Development.
Danvers The HUD funded Public Housing Agencies that serve Danvers are the Danvers Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Essex The HUD funded Public Housing Agency that serves Essex is the Massachusetts Department of Housing and Community Development.
Georgetown The HUD funded Public Housing Agency that serves Georgetown is the Massachusetts Department of Housing and Community Development.
Gloucester The HUD funded Public Housing Agencies that serve Gloucester are the Gloucester Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Groveland The HUD funded Public Housing Agency that serves Groveland is the Massachusetts Department of Housing and Community Development.
Hamilton The HUD funded Public Housing Agency that serves Hamilton is the Massachusetts Department of Housing and Community Development.
Haverhill The HUD funded Public Housing Agencies that serve Haverhill are the Haverhill Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Ipswich The HUD funded Public Housing Agencies that serve Ipswich are the Ipswich Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Lawrence The HUD funded Public Housing Agencies that serve Lawrence are the Lawrence Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Lynn The HUD funded Public Housing Agencies that serve Lynn are the Lynn Housing Authority and Neighborhood Development and Massachusetts Department of Housing and Community Development.
Lynnfield The HUD funded Public Housing Agency that serves Lynnfield is the Massachusetts Department of Housing and Community Development.
Manchester The HUD funded Public Housing Agency that serves Manchester is the Massachusetts Department of Housing and Community Development.
Manchester by the Sea The HUD funded Public Housing Agency that serves Manchester by the Sea is the Massachusetts Department of Housing and Community Development.
Manchester-by-the-Sea The HUD funded Public Housing Agency that serves Manchester-by-the-Sea is the Massachusetts Department of Housing and Community Development.
Marblehead The HUD funded Public Housing Agency that serves Marblehead is the Massachusetts Department of Housing and Community Development.
Merrimac The HUD funded Public Housing Agency that serves Merrimac is the Massachusetts Department of Housing and Community Development.
Methuen The HUD funded Public Housing Agencies that serve Methuen are the Methuen Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Methuen Town The HUD funded Public Housing Agency that serves Methuen Town is the Massachusetts Department of Housing and Community Development.
Middleton The HUD funded Public Housing Agency that serves Middleton is the Massachusetts Department of Housing and Community Development.
Nahant The HUD funded Public Housing Agency that serves Nahant is the Massachusetts Department of Housing and Community Development.
Newbury The HUD funded Public Housing Agency that serves Newbury is the Massachusetts Department of Housing and Community Development.
Newburyport The HUD funded Public Housing Agencies that serve Newburyport are the Newburyport Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
North Andover The HUD funded Public Housing Agencies that serve North Andover are the North Andover Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Peabody The HUD funded Public Housing Agencies that serve Peabody are the Peabody Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Rockport The HUD funded Public Housing Agencies that serve Rockport are the Rockport Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Rowley The HUD funded Public Housing Agency that serves Rowley is the Massachusetts Department of Housing and Community Development.
Salem The HUD funded Public Housing Agencies that serve Salem are the Salem Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Salisbury The HUD funded Public Housing Agencies that serve Salisbury are the Salisbury Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Saugus The HUD funded Public Housing Agencies that serve Saugus are the Saugus Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Swampscott The HUD funded Public Housing Agency that serves Swampscott is the Massachusetts Department of Housing and Community Development.
Topsfield The HUD funded Public Housing Agency that serves Topsfield is the Massachusetts Department of Housing and Community Development.
Wenham The HUD funded Public Housing Agency that serves Wenham is the Massachusetts Department of Housing and Community Development.
West Newbury The HUD funded Public Housing Agency that serves West Newbury is the Massachusetts Department of Housing and Community Development.