. Low Income Apartments For Rent in Palmer, Massachusetts - Affordable Housing Online

Palmer Green Estates

One Beacon Dr
Palmer, Massachusetts
Subsidized
Rent Assisted
PBRA
LIHTC

Kirkwood Place

4216 Main St
Palmer, Massachusetts
Subsidized
Rent Assisted
Senior
Supportive
LIHTC
S. 515 Rural
RDRA
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There are 0 low-income apartments in Palmer that offer reduced rents to eligible households.

Rental assistance programs support 183 low-income homes in Palmer where households pay rent based on how much they earn. For 2023, elgible households participating in federally assisted housing pay an average of $384 towards rent each month.

Affordable rent data for some communities last confirmed on January 1st, 2023. Subdsidized rents typically change once a year based on federal guidance.

Public Housing Agencies Serving Palmer, Massachusetts

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority Programs
Massachusetts Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV); Moving to Work
Go to the Massachusetts Public Housing and Low-Income Apartments Waiting Lists page for openings near Palmer.

Palmer, Massachusetts Affordable Housing Data

Income Based Apartments in Palmer, Massachusetts

Palmer features 183 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Palmer, Massachusetts

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Palmer.

Housing Choice Vouchers in Palmer, Massachusetts

On average, Section 8 Housing Choice vouchers pay Palmer landlords $800 per month towards rent. The average voucher holder contributes $400 towards rent in Palmer.

The maximum amount a voucher would pay on behalf of a low-income tenant in Palmer, Massachusetts for a two-bedroom apartment is between $1,101 and $1,345.

2023 Palmer, Massachusetts Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Palmer, Massachusetts Fair Market Rent $818 $987 $1,223 $1,497 $1,799
Palmer, Massachusetts Payment Standard Range $736 to $900 $888 to $1,086 $1,101 to $1,345 $1,347 to $1,647 $1,619 to $1,979

Sourced from federal housing data and AffordableHousingOnline.com research.

Palmer, MA Affordable Housing Snapshot

Total Affordable Apartment Properties 2
Total Low Income Apartments 183
Total Housing Units with Rental Assistance 183
Percentage of Housing Units Occupied By Renters 27.56%
Average Renter Household Size 1.92
Average Household Size 2.49
Median Household Income $51,376 ±$3,884
Median Rent $741 ±$52
Percentage Of Renters Overburdened 52.13% ± 11.19pp
Total Population 12,168

Population and Household Demographics

Palmer is a city in Hampden County, Massachusetts with a population of 12,168. There are 4,859 households in the city with an average household size of 2.49 persons. 27.56% of households in Palmer are renters.

Income and Rent Overburden in Palmer

The median gross income for households in Palmer is $51,376 a year, or $4,281 a month. The median rent for the city is $741 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Palmer, a household making less than $2,470 a month would be considered overburdened when renting an apartment at or above the median rent. 52.13% of households who rent are overburdened in Palmer.

Area Median Income In Palmer

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Palmer, the AMI is calculated from all households within Hampden County.

In Palmer, HUD calculates the Area Median Income for a family of four as $93,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Palmer

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Palmer

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Palmer AMI may qualify for rental assistance programs that target Extremely Low Income households.
$20,950 $23,950 $26,950 $30,000 $35,140 $40,280 $45,420 $50,560
50% AMI Income Limits
Renters earning up to 50% of the Palmer AMI may qualify for rental assistance programs that target Very Low Income households.
$34,900 $39,850 $44,850 $49,800 $53,800 $57,800 $61,800 $65,750
80% AMI Income Limits
Renters earning up to 80% of the Palmer AMI may qualify for rental assistance programs that target Low Income households.
$55,800 $63,800 $71,750 $79,700 $86,100 $92,500 $98,850 $105,250