Bay St. Louis, Mississippi Affordable Housing

Waiting Lists in Bay St. Louis, Mississippi

There are no open Section 8 Housing Choice Voucher waiting lists in Bay St. Louis. Go to the Mississippi Section 8 Waiting Lists page for openings near Bay St. Louis.

Public Housing Agencies Serving Bay St. Louis, Mississippi

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Bay St. Louis, Mississippi Affordable Housing Data

Income Based Apartments in Bay St. Louis, Mississippi

Bay St. Louis features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Bay St. Louis, Mississippi

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Bay St. Louis.

Housing Choice Vouchers in Bay St. Louis, Mississippi

On average, Section 8 Housing Choice vouchers pay Bay St. Louis landlords $700 per month towards rent. The average voucher holder contributes $300 towards rent in Bay St. Louis.

The maximum amount a voucher would pay on behalf of a low-income tenant in Bay St. Louis, Mississippi for a two-bedroom apartment is between $850 and $1,038.

2023 Bay St. Louis, Mississippi Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Sourced from federal housing data and AffordableHousingOnline.com research.

Bay St. Louis, MS Affordable Housing Snapshot

Population and Household Demographics

Bay St. Louis is a city in Hancock County, Mississippi with a population of 10,861. There are 4,662 households in the city with an average household size of 2.25 persons. 42.94% of households in Bay St. Louis are renters.

Income and Rent Overburden in Bay St. Louis

The median gross income for households in Bay St. Louis is $38,130 a year, or $3,178 a month. The median rent for the city is $764 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Bay St. Louis, a household making less than $2,547 a month would be considered overburdened when renting an apartment at or above the median rent. 42.76% of households who rent are overburdened in Bay St. Louis.

Area Median Income In Bay St. Louis

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Bay St. Louis, the AMI is calculated from all households within Hancock County.

In Bay St. Louis, HUD calculates the Area Median Income for a family of four as $67,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Bay St. Louis

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Bay St. Louis