Affordable Housing In Saint Clair
4 Low Income Apartment Communities In Saint Clair
Section 8 Vouchers, Apartments, and Waiting Lists in Saint Clair, Missouri
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.
Public Housing Agencies Serving Saint Clair, Missouri
|Jefferson Franklin Community Action Corporation||Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Mainstream Voucher|
Guide To Affordable Housing in Saint Clair, Missouri
There are 4 low income housing apartment communities offering 376 affordable apartments for rent in Saint Clair, Missouri.
Income Based Apartments in Saint Clair, Missouri
Saint Clair features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Saint Clair, Missouri
There are 376 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Saint Clair.
Housing Choice Vouchers in Saint Clair, Missouri
On average, Section 8 Housing Choice vouchers pay Saint Clair landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Saint Clair.
The maximum amount a voucher would pay on behalf of a low-income tenant in Saint Clair, Missouri for a two-bedroom apartment is between $852 and $1,042.
2022 Saint Clair, Missouri Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
|Studio||One BR||Two BR||Three BR||Four BR|
|Saint Clair, Missouri Fair Market Rent||$689||$745||$947||$1,230||$1,449|
|Saint Clair, Missouri Payment Standard Range||$620 to $758||$671 to $820||$852 to $1,042||$1,107 to $1,353||$1,304 to $1,594|
Sourced from federal housing data and AffordableHousingOnline.com research.
Saint Clair, MO Affordable Housing Snapshot
|Total Affordable Apartment Properties||4|
|Total Low Income Apartments||376|
|Total Housing Units with Rental Assistance||0|
|Percentage of Housing Units Occupied By Renters||45.66%|
|Average Renter Household Size||1.99|
|Average Household Size||2.32|
|Median Household Income||$36,569 ±$8,713|
|Median Rent||$596 ±$107|
|Percentage Of Renters Overburdened||42.46% ± 18.14pp|
Population and Household Demographics
Saint Clair is a city in Franklin County, Missouri with a population of 4,706. There are 1,991 households in the city with an average household size of 2.32 persons. 45.66% of households in Saint Clair are renters.
Income and Rent Overburden in Saint Clair
The median gross income for households in Saint Clair is $36,569 a year, or $3,047 a month. The median rent for the city is $596 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Saint Clair, a household making less than $1,987 a month would be considered overburdened when renting an apartment at or above the median rent. 42.46% of households who rent are overburdened in Saint Clair.
Area Median Income In Saint Clair
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Saint Clair, the AMI is calculated from all households within Franklin County.
In Saint Clair, HUD calculates the Area Median Income for a family of four as $97,200
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Saint Clair
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Saint Clair
|1 Person||2 Person||3 Person||4 Person||5 Person||6 Person||7 Person||8 Person|
|30% AMI Income Limits
Renters earning up to 30% of the Saint Clair AMI may qualify for rental assistance programs that target Extremely Low Income households.
|50% AMI Income Limits
Renters earning up to 50% of the Saint Clair AMI may qualify for rental assistance programs that target Very Low Income households.
|80% AMI Income Limits
Renters earning up to 80% of the Saint Clair AMI may qualify for rental assistance programs that target Low Income households.