Affordable Housing In University City
St Louis County, Missouri

9 Low Income Apartment Communities In University City

Parkview Place Apartments

701 Westgate Ave
University City, MO
$923-1,081
Studio-1 BR
HCV Welcome
Subsidized

University Commons Apartments

6417 North Dr
University City, MO
$595-964
1-4 BR
Subsidized

University Commons

6242 North Dr
University City, MO
HCV Welcome

Parkview Gardens

6305 Cabanne Ave
University City, MO
HCV Welcome

Ehpc 8

2609 High Ridge Ave
University City, MO
HCV Welcome

720 - 22 Eastgate

720 Eastgate Ave
University City, MO
HCV Welcome

804 Eastgate

804 Eastgate Ave
University City, MO
HCV Welcome

Ehpc 9

1319 Westover Ave
University City, MO
HCV Welcome

Ehpc 7

3832 Northwoods
University City, MO
HCV Welcome
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Housing Authorities that serve University City

Housing Authority Programs
Housing Authority of St. Louis County Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in University City, Missouri

According to federal housing data and AffordableHousingOnline.com research, there are 9 low income housing apartment communities offering 528 affordable apartments for rent in University City, Missouri. University City features 289 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 239 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in University City.

University City, MO Affordable Housing Snapshot

Total Affordable Apartment Properties 9
Total Low Income Apartments 528
Total Housing Units with Rental Assistance 289
Percentage of Housing Units Occupied By Renters 46.46%
Average Renter Household Size 2.07
Average Household Size 2.18
Median Household Income $51,933 ±$3,551
Median Rent $952 ±$45
Percentage Of Renters Overburdened 50.14% ± 5.98pp
Total Population 35,172

Population and Household Demographics

University City is a City in St Louis County, Missouri with a population of 35,172. There are 15,985 households in the city with an average household size of 2.18 persons. 46.46% of households in University City are renters.

Income and Rent Overburden in University City

The median gross income for households in University City is $51,933 a year, or $4,328 a month. The median rent for the city is $952 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In University City, a household making less than $3,173 a month would be considered overburdened when renting an apartment at or above the median rent. 50.14% of households who rent are overburdened in University City.1

Area Median Income In University City

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For University City, the AMI is calculated from all households within St Louis County.

In University City, HUD calculates the Area Median Income for a family of four as $81,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in University City

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for University City HUD Rental Assistance in University City

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $17,100 $19,550 $22,000 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $28,500 $32,550 $36,600 $40,650 $43,950 $47,200 $50,450 $53,700
80% of Median $45,550 $52,050 $58,550 $65,050 $70,300 $75,500 $80,700 $85,900
Low Income Housing Tax Credits in University City

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 2004, 12 low income apartment communities containing 397 rental apartments have been constructed and made affordable to low income persons in University City by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in University City

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $28,500 $32,550 $36,600 $40,650 $43,950 $47,200 $50,450 $53,700
60% of Median $34,200 $39,060 $43,920 $48,780 $52,740 $56,640 $60,540 $64,440

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in University City is $43,920 a year, or $3,660 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,660 by 30% to get a maximum rent of $1,098 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $713 $763 $915 $1,058 $1,180 $1,302
60% $855 $916 $1,098 $1,269 $1,416 $1,562
Fair Market Rents in University City

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$633 $701 $905 $1,185 $1,395