Affordable Housing In Atlantic City
Atlantic County, New Jersey

30 Low Income Apartment Communities In Atlantic City

Brigantine Homes

1062 Brigantine Blvd
Atlantic City, New Jersey
Income Based
1-4 BR
Subsidized

Atlantic Marina

732 N Maryland Ave
Atlantic City, New Jersey
Income Based
1 BR
Subsidized

Townhouse Terrace East 1

700 N Tennessee Ave
Atlantic City, New Jersey
Call For Rent
1-2 BR
Subsidized

Tennessee Green

341 North Tennessee Ave
Atlantic City, New Jersey
Call For Rent
1-3 BR

New York Apartments

233 N New York Ave
Atlantic City, New Jersey
Call For Rent
1-2 BR
Subsidized

Bright's Villa

263A N Indiana Ave
Atlantic City, New Jersey
Call For Rent
1-2 BR

Best of Life Park

129 S Virginia Ave
Atlantic City, New Jersey
Call For Rent
Studio-1 BR

Baltic Plaza Apartments

1313 Baltic Ave
Atlantic City, New Jersey
Call For Rent
1 BR
Subsidized

Carver Hall Apartments

512 N South Carolina Avenue
Atlantic City, New Jersey
Subsidized

Connecticut and Carolina Crescent

1353 Mediterranean Avenue
Atlantic City, New Jersey
$933-1,055
2-3 BR

Section 8 Vouchers, Apartments, and Waiting Lists in Atlantic City, New Jersey

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Atlantic City, New Jersey

Housing Authority Programs
Atlantic City Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Homeownership
State of New Jersey Department of Community Affairs Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Atlantic City, New Jersey

There are 30 low income housing apartment communities offering 3,886 affordable apartments for rent in Atlantic City, New Jersey.

Income Based Apartments in Atlantic City, New Jersey

Atlantic City features 3,547 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Atlantic City, New Jersey

There are 250 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Atlantic City.

Housing Choice Vouchers in Atlantic City, New Jersey

On average, Section 8 Housing Choice vouchers pay Atlantic City landlords $800 per month towards rent. The average voucher holder contributes $400 towards rent in Atlantic City.

The maximum amount a voucher would pay on behalf of a low-income tenant in Atlantic City, New Jersey for a two-bedroom apartment is between $1,266 and $1,548.

2022 Atlantic City, New Jersey Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Atlantic City, New Jersey Fair Market Rent $946 $1,107 $1,407 $1,972 $2,183
Atlantic City, New Jersey Payment Standard Range $851 to $1,041 $996 to $1,218 $1,266 to $1,548 $1,775 to $2,169 $1,965 to $2,401

Sourced from federal housing data and AffordableHousingOnline.com research.

Atlantic City, NJ Affordable Housing Snapshot

Total Affordable Apartment Properties 30
Total Low Income Apartments 3,886
Total Housing Units with Rental Assistance 3,547
Percentage of Housing Units Occupied By Renters 72.63%
Average Renter Household Size 2.41
Average Household Size 2.48
Median Household Income $25,737 ±$1,450
Median Rent $844 ±$23
Percentage Of Renters Overburdened 60.07% ± 3.5pp
Total Population 39,547

Population and Household Demographics

Atlantic City is a city in Atlantic County, New Jersey with a population of 39,547. There are 15,633 households in the city with an average household size of 2.48 persons. 72.63% of households in Atlantic City are renters.

Income and Rent Overburden in Atlantic City

The median gross income for households in Atlantic City is $25,737 a year, or $2,145 a month. The median rent for the city is $844 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Atlantic City, a household making less than $2,813 a month would be considered overburdened when renting an apartment at or above the median rent. 60.07% of households who rent are overburdened in Atlantic City.

Area Median Income In Atlantic City

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Atlantic City, the AMI is calculated from all households within Atlantic County.

In Atlantic City, HUD calculates the Area Median Income for a family of four as $84,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Atlantic City

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Atlantic City

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Atlantic City AMI may qualify for rental assistance programs that target Extremely Low Income households.
$17,700 $20,200 $23,030 $27,750 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Atlantic City AMI may qualify for rental assistance programs that target Very Low Income households.
$29,500 $33,700 $37,900 $42,100 $45,500 $48,850 $52,250 $55,600
80% AMI Income Limits
Renters earning up to 80% of the Atlantic City AMI may qualify for rental assistance programs that target Low Income households.
$47,150 $53,900 $60,650 $67,350 $72,750 $78,150 $83,550 $88,950