Affordable Housing In Camden
Camden County, New Jersey

73 Low Income Apartment Communities In Camden

Morgan Village

667 Sylvan St
Camden, New Jersey

Macedonia Gardens

2815 Saunders St
Camden, New Jersey
Subsidized

Broadway Townhouses

Broadway
Camden, New Jersey

Section 8 Vouchers, Apartments, and Waiting Lists in Camden, New Jersey

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Camden, New Jersey

Housing Authority Programs
Housing Authority of the City of Camden Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-Sufficiency; Section 8 Project-Based Voucher (PBV)
State of New Jersey Department of Community Affairs Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Camden, New Jersey

There are 73 low income housing apartment communities offering 6,495 affordable apartments for rent in Camden, New Jersey.

Income Based Apartments in Camden, New Jersey

Camden features 3,566 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Camden, New Jersey

There are 2,705 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Camden.

Housing Choice Vouchers in Camden, New Jersey

On average, Section 8 Housing Choice vouchers pay Camden landlords $900 per month towards rent. The average voucher holder contributes $300 towards rent in Camden.

The maximum amount a voucher would pay on behalf of a low-income tenant in Camden, New Jersey for a two-bedroom apartment is between $1,168 and $1,428.

2022 Camden, New Jersey Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Camden, New Jersey Fair Market Rent $940 $1,071 $1,298 $1,605 $1,837
Camden, New Jersey Payment Standard Range $846 to $1,034 $964 to $1,178 $1,168 to $1,428 $1,445 to $1,766 $1,653 to $2,021

Sourced from federal housing data and AffordableHousingOnline.com research.

Camden, NJ Affordable Housing Snapshot

Total Affordable Apartment Properties 73
Total Low Income Apartments 6,495
Total Housing Units with Rental Assistance 3,566
Percentage of Housing Units Occupied By Renters 61.07%
Average Renter Household Size 3.03
Average Household Size 2.97
Median Household Income $25,042 ±$1,710
Median Rent $874 ±$31
Percentage Of Renters Overburdened 60.49% ± 3.61pp
Total Population 76,904

Population and Household Demographics

Camden is a city in Camden County, New Jersey with a population of 76,904. There are 24,981 households in the city with an average household size of 2.97 persons. 61.07% of households in Camden are renters.

Income and Rent Overburden in Camden

The median gross income for households in Camden is $25,042 a year, or $2,087 a month. The median rent for the city is $874 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Camden, a household making less than $2,913 a month would be considered overburdened when renting an apartment at or above the median rent. 60.49% of households who rent are overburdened in Camden.

Area Median Income In Camden

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Camden, the AMI is calculated from all households within Camden County.

In Camden, HUD calculates the Area Median Income for a family of four as $94,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Camden

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Camden

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Camden AMI may qualify for rental assistance programs that target Extremely Low Income households.
$19,850 $22,700 $25,550 $28,350 $31,040 $35,580 $40,120 $44,660
50% AMI Income Limits
Renters earning up to 50% of the Camden AMI may qualify for rental assistance programs that target Very Low Income households.
$33,100 $37,800 $42,550 $47,250 $51,050 $54,850 $58,600 $62,400
80% AMI Income Limits
Renters earning up to 80% of the Camden AMI may qualify for rental assistance programs that target Low Income households.
$52,950 $60,500 $68,050 $75,600 $81,650 $87,700 $93,750 $99,800