Affordable Housing In Mercer County
New Jersey
97 Low Income Apartment Communities In Mercer County
Trent Center East
Wheaton Pointe at East Windsor
Section 8 Vouchers, Apartments, and Waiting Lists in Mercer County, New Jersey
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.
Public Housing Agencies Serving Mercer County, New Jersey
| Housing Authority | Programs |
|---|---|
| State of New Jersey Department of Community Affairs | Section 8 Housing Choice Voucher (HCV) |
Guide To Affordable Housing in Mercer County, New Jersey
There are 97 low income housing apartment communities offering 7,852 affordable apartments for rent in Mercer County, New Jersey.
Income Based Apartments in Mercer County, New Jersey
Mercer County features 5,449 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Mercer County, New Jersey
There are 2,113 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Mercer County.
Housing Choice Vouchers in Mercer County, New Jersey
On average, Section 8 Housing Choice vouchers pay Mercer County landlords $900 per month towards rent. The average voucher holder contributes $400 towards rent in Mercer County.
The maximum amount a voucher would pay on behalf of a low-income tenant in Mercer County, New Jersey for a two-bedroom apartment is between $1,452 and $1,774.
2022 Mercer County, New Jersey Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| Mercer County, New Jersey Fair Market Rent | $1,072 | $1,226 | $1,613 | $1,994 | $2,187 |
| Mercer County, New Jersey Payment Standard Range | $965 to $1,179 | $1,103 to $1,349 | $1,452 to $1,774 | $1,795 to $2,193 | $1,968 to $2,406 |
Sourced from federal housing data and AffordableHousingOnline.com research.
Mercer County, NJ Affordable Housing Snapshot
| Total Affordable Apartment Properties | 97 |
|---|---|
| Total Low Income Apartments | 7,852 |
| Total Housing Units with Rental Assistance | 5,449 |
| Percentage of Housing Units Occupied By Renters | 35.62% |
| Average Renter Household Size | 2.51 |
| Average Household Size | 2.69 |
| Median Household Income | $72,804 ±$1,555 |
| Median Rent | $1,132 ±$14 |
| Percentage Of Renters Overburdened | 50.08% ± 2.05pp |
| Total Population | 370,212 |
Population and Household Demographics
Mercer County is a county in New Jersey with a population of 370,212. There are 130,546 households in the county with an average household size of 2.69 persons. 35.62% of households in Mercer County are renters.
Income and Rent Overburden in Mercer County
The median gross income for households in Mercer County is $72,804 a year, or $6,067 a month. The median rent for the county is $1,132 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Mercer County, a household making less than $3,773 a month would be considered overburdened when renting an apartment at or above the median rent. 50.08% of households who rent are overburdened in Mercer County.
Area Median Income In Mercer County
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
In Mercer County, HUD calculates the Area Median Income for a family of four as $106,800
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Mercer County
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Mercer County
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the Mercer County AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$22,450 | $25,650 | $28,850 | $32,050 | $34,650 | $37,200 | $40,120 | $44,660 |
| 50% AMI Income Limits Renters earning up to 50% of the Mercer County AMI may qualify for rental assistance programs that target Very Low Income households. |
$37,400 | $42,750 | $48,100 | $53,400 | $57,700 | $61,950 | $66,250 | $70,500 |
| 80% AMI Income Limits Renters earning up to 80% of the Mercer County AMI may qualify for rental assistance programs that target Low Income households. |
$55,950 | $63,950 | $71,950 | $79,900 | $86,300 | $92,700 | $99,100 | $105,500 |
Cities In Mercer County
Select A City to View its Apartment Communities and Waiting Lists.
| City | Served By |
|---|---|
| East Windsor | The HUD funded Public Housing Agency that serves East Windsor is the State of New Jersey Department of Community Affairs. |
| East Windsor Township | The HUD funded Public Housing Agency that serves East Windsor Township is the State of New Jersey Department of Community Affairs. |
| East Windsorship | The HUD funded Public Housing Agency that serves East Windsorship is the State of New Jersey Department of Community Affairs. |
| Ewing | The HUD funded Public Housing Agency that serves Ewing is the State of New Jersey Department of Community Affairs. |
| Ewing Township | The HUD funded Public Housing Agency that serves Ewing Township is the State of New Jersey Department of Community Affairs. |
| Ewingship | The HUD funded Public Housing Agency that serves Ewingship is the State of New Jersey Department of Community Affairs. |
| Groveville | The HUD funded Public Housing Agency that serves Groveville is the State of New Jersey Department of Community Affairs. |
| Hamilton | The HUD funded Public Housing Agency that serves Hamilton is the State of New Jersey Department of Community Affairs. |
| Hamilton Square | The HUD funded Public Housing Agency that serves Hamilton Square is the State of New Jersey Department of Community Affairs. |
| Hamilton Township | The HUD funded Public Housing Agencies that serve Hamilton Township are the Hamilton Township Housing Authority and State of New Jersey Department of Community Affairs. |
| Hightstown | The HUD funded Public Housing Agency that serves Hightstown is the State of New Jersey Department of Community Affairs. |
| Hightstown Borough | The HUD funded Public Housing Agency that serves Hightstown Borough is the State of New Jersey Department of Community Affairs. |
| Hopewell | The HUD funded Public Housing Agency that serves Hopewell is the State of New Jersey Department of Community Affairs. |
| Hopewellship | The HUD funded Public Housing Agency that serves Hopewellship is the State of New Jersey Department of Community Affairs. |
| Lawrence | The HUD funded Public Housing Agency that serves Lawrence is the State of New Jersey Department of Community Affairs. |
| Lawrenceville | The HUD funded Public Housing Agency that serves Lawrenceville is the State of New Jersey Department of Community Affairs. |
| Mercerville | The HUD funded Public Housing Agency that serves Mercerville is the State of New Jersey Department of Community Affairs. |
| Pennington | The HUD funded Public Housing Agency that serves Pennington is the State of New Jersey Department of Community Affairs. |
| Princeton | The HUD funded Public Housing Agencies that serve Princeton are the Princeton Housing Authority and State of New Jersey Department of Community Affairs. |
| Princeton Junction | The HUD funded Public Housing Agency that serves Princeton Junction is the State of New Jersey Department of Community Affairs. |
| Princetonship | The HUD funded Public Housing Agency that serves Princetonship is the State of New Jersey Department of Community Affairs. |
| Robbinsville | The HUD funded Public Housing Agency that serves Robbinsville is the State of New Jersey Department of Community Affairs. |
| Robbinsvilleship | The HUD funded Public Housing Agency that serves Robbinsvilleship is the State of New Jersey Department of Community Affairs. |
| Trenton | The HUD funded Public Housing Agencies that serve Trenton are the Trenton Housing Authority and State of New Jersey Department of Community Affairs. |
| Twin Rivers | The HUD funded Public Housing Agency that serves Twin Rivers is the State of New Jersey Department of Community Affairs. |
| West Windsor | The HUD funded Public Housing Agency that serves West Windsor is the State of New Jersey Department of Community Affairs. |
| West Windsor Township | The HUD funded Public Housing Agency that serves West Windsor Township is the State of New Jersey Department of Community Affairs. |
| West Windsorship | The HUD funded Public Housing Agency that serves West Windsorship is the State of New Jersey Department of Community Affairs. |
| White Horse | The HUD funded Public Housing Agency that serves White Horse is the State of New Jersey Department of Community Affairs. |
| Yardville | The HUD funded Public Housing Agency that serves Yardville is the State of New Jersey Department of Community Affairs. |
