Affordable Housing In Mercer County
New Jersey

91 Low Income Apartment Communities In Mercer County

Eggerts Crossing

175 Johnson Trolley Line
Lawrenceville, NJ
$733-1,214
1-5 BR
Subsidized

Trent Center East

511 Greenwood Ave
Trenton, NJ
Income Based
1 BR
62+
Accessible
Elderly Supportive Housing
Subsidized

Trent Center West

465 Greenwood Ave
Trenton, NJ
Income Based
1-2 BR
62+
Subsidized

Gardens at Birmingham

4000 Birmingham Crescent
Trenton, NJ
$876-1,522
1-3 BR
HCV Welcome

Heritage Village at Lawrence

1970 Brunswick Avenue
Lawrenceville, NJ
Call For Rent
1-2 BR

Birchwood at Hopewell

725 Denow Rd
Pennington, NJ
Call For Rent
1-2 BR
HCV Welcome

North 25th Housing

260 N Willow St
Trenton, NJ
Call For Rent
1 BR

Freedom Village at Robbinsville

223 Hutchinson Rd
Robbinsville, NJ
Call For Rent
1-2 BR
HCV Welcome

South Village II

2866 Stokely Ave
Trenton, NJ
Call For Rent
1-2 BR
Subsidized

South Village I

312 Lalor St
Trenton, NJ
Call For Rent
1-2 BR
Subsidized

Housing Authorities that serve Mercer County

Housing Authority Programs
State of New Jersey Department of Community Affairs Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Mercer County

Housing Authority Programs
Trenton Housing Authority Public Housing
Princeton Housing Authority Public Housing
Hightstown Housing Authority Public Housing
Hamilton Township Housing Authority Section 8 Housing Choice Voucher (HCV)
N.j. Hsg. And Mortgage Finance Agcy Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Mercer County, New Jersey

There are 91 low income housing apartment communities offering 7,941 affordable apartments for rent in Mercer County, New Jersey. Mercer County features 5,505 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 2,233 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Mercer County.

Sourced from federal housing data and AffordableHousingOnline.com research.

Mercer County, NJ Affordable Housing Snapshot

Total Affordable Apartment Properties 91
Total Low Income Apartments 7,941
Total Housing Units with Rental Assistance 5,505
Percentage of Housing Units Occupied By Renters 35.62%
Average Renter Household Size 2.51
Average Household Size 2.69
Median Household Income $72,804 ±$1,555
Median Rent $1,132 ±$14
Percentage Of Renters Overburdened 50.08% ± 2.05pp
Total Population 370,212

Population and Household Demographics

Mercer County is a County in New Jersey with a population of 370,212. There are 130,546 households in the county with an average household size of 2.69 persons. 35.62% of households in Mercer County are renters.

Income and Rent Overburden in Mercer County

The median gross income for households in Mercer County is $72,804 a year, or $6,067 a month. The median rent for the county is $1,132 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Mercer County, a household making less than $3,773 a month would be considered overburdened when renting an apartment at or above the median rent. 50.08% of households who rent are overburdened in Mercer County.1

Area Median Income In Mercer County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Mercer County, HUD calculates the Area Median Income for a family of four as $105,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Mercer County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Mercer County HUD Rental Assistance in Mercer County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $22,250 $25,400 $28,600 $31,750 $34,300 $36,850 $39,400 $43,430
50% of Median $37,050 $42,350 $47,650 $52,900 $57,150 $61,400 $65,600 $69,850
80% of Median $52,850 $60,400 $67,950 $75,500 $81,550 $87,600 $93,650 $99,700
Low Income Housing Tax Credits in Mercer County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1991 to 2009, 45 low income apartment communities containing 2,432 rental apartments have been constructed and made affordable to low income persons in Mercer County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Mercer County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $37,050 $42,350 $47,650 $52,900 $57,150 $61,400 $65,600 $69,850
60% of Median $44,460 $50,820 $57,180 $63,480 $68,580 $73,680 $78,720 $83,820

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Mercer County is $57,180 a year, or $4,765 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,765 by 30% to get a maximum rent of $1,430 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $926 $993 $1,191 $1,376 $1,535 $1,693
60% $1,112 $1,191 $1,430 $1,651 $1,842 $2,032
Fair Market Rents in Mercer County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$949 $1,128 $1,456 $1,814 $2,056

Cities In Mercer County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Trenton 69 The HUD funded Public Housing Agencies that serve Trenton are the Trenton Housing Authority and State of New Jersey Department of Community Affairs.
Lawrenceville 4 The HUD funded Public Housing Agency that serves Lawrenceville is the State of New Jersey Department of Community Affairs.
West Windsor 2 The HUD funded Public Housing Agency that serves West Windsor is the State of New Jersey Department of Community Affairs.
Princeton 4 The HUD funded Public Housing Agencies that serve Princeton are the Princeton Housing Authority and State of New Jersey Department of Community Affairs.
East Windsor 2 The HUD funded Public Housing Agency that serves East Windsor is the State of New Jersey Department of Community Affairs.
Ewing Township 0 The HUD funded Public Housing Agency that serves Ewing Township is the State of New Jersey Department of Community Affairs.
Robbinsville 2 The HUD funded Public Housing Agency that serves Robbinsville is the State of New Jersey Department of Community Affairs.
Ewing 4 The HUD funded Public Housing Agency that serves Ewing is the State of New Jersey Department of Community Affairs.
Pennington 1 The HUD funded Public Housing Agency that serves Pennington is the State of New Jersey Department of Community Affairs.
West Windsor Township 1 The HUD funded Public Housing Agency that serves West Windsor Township is the State of New Jersey Department of Community Affairs.
East Windsor Township 1 The HUD funded Public Housing Agency that serves East Windsor Township is the State of New Jersey Department of Community Affairs.
Hightstown Borough 0 The HUD funded Public Housing Agency that serves Hightstown Borough is the State of New Jersey Department of Community Affairs.
East Windsorship 0
Ewingship 0
Groveville 0
Hamilton 0
Hamilton Square 0
Hightstown 1
Hopewell 0
Hopewellship 0
Lawrence 0
Mercerville 0
Princetonship 0
Princeton Junction 0
Robbinsvilleship 0
Twin Rivers 0
West Windsorship 0
White Horse 0
Yardville 0
Hamilton Township 0 The HUD funded Public Housing Agency that serves Hamilton Township is the Hamilton Township Housing Authority.