Affordable Housing In Passaic County
New Jersey

74 Low Income Apartment Communities In Passaic County

Rising Dove Senior Apartments

72 Carroll St
Paterson, NJ
Call For Rent
1 BR
62+
Accessible
Elderly Supportive Housing
Subsidized

Freedom Village

69 Straight Street
Paterson, NJ
$1098
1 BR
HCV Welcome

Clifton Main Mews

988 Main Ave
Clifton, NJ
$863-1,168
1-3 BR
HCV Welcome

Boulevard Senior Citizens

187 Boulevard Park
Passaic, NJ
Subsidized

Passaic Consumer Home

234 Paulison Ave
Passaic, NJ
Accessible
Disabled Supportive Housing
Subsidized

Daughters of Miriam II

155 Hazel St
Clifton, NJ
62+
Accessible
Elderly Supportive Housing
Subsidized

Clifton Consumer Home

123 Luisser St
Clifton, NJ
Accessible
Disabled Supportive Housing
Subsidized

Evergreen Manor

50 Sade St
Clifton, NJ
62+
Accessible
Elderly Supportive Housing
Subsidized

Daughters of Miriam I

127 Hazel St
Clifton, NJ
62+
Accessible
Elderly Supportive Housing
Subsidized

Wayne Group Home

350 Oldham Rd
Wayne, NJ
62+
Accessible
Elderly Supportive Housing
Subsidized

Housing Authorities that serve Passaic County

Housing Authority Programs
Passaic County Housing Authority Section 8 Housing Choice Voucher (HCV)
State of New Jersey Department of Community Affairs Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Passaic County

Housing Authority Programs
Housing Authority of the City of Passaic Section 8 Housing Choice Voucher (HCV); Public Housing
Housing Authority of the City of Paterson Section 8 Housing Choice Voucher (HCV); Public Housing
City of Clifton Housing Department Section 8 Housing Choice Voucher (HCV)
Housing Authority of the City of Paterson Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Passaic County, New Jersey

There are 74 low income housing apartment communities offering 7,001 affordable apartments for rent in Passaic County, New Jersey. Passaic County features 4,653 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 2,348 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Passaic County.

Sourced from federal housing data and AffordableHousingOnline.com research.

Passaic County, NJ Affordable Housing Snapshot

Total Affordable Apartment Properties 74
Total Low Income Apartments 7,001
Total Housing Units with Rental Assistance 4,653
Percentage of Housing Units Occupied By Renters 46.26%
Average Renter Household Size 3.03
Average Household Size 3.09
Median Household Income $59,739 ±$1,370
Median Rent $1,184 ±$12
Percentage Of Renters Overburdened 57.67% ± 1.39pp
Total Population 507,574

Population and Household Demographics

Passaic County is a County in New Jersey with a population of 507,574. There are 161,318 households in the county with an average household size of 3.09 persons. 46.26% of households in Passaic County are renters.

Income and Rent Overburden in Passaic County

The median gross income for households in Passaic County is $59,739 a year, or $4,978 a month. The median rent for the county is $1,184 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Passaic County, a household making less than $3,947 a month would be considered overburdened when renting an apartment at or above the median rent. 57.67% of households who rent are overburdened in Passaic County.1

Area Median Income In Passaic County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Passaic County, HUD calculates the Area Median Income for a family of four as $106,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Passaic County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Passaic County HUD Rental Assistance in Passaic County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $22,400 $25,600 $28,800 $32,000 $34,600 $37,150 $39,700 $43,430
50% of Median $37,350 $42,650 $48,000 $53,300 $57,600 $61,850 $66,100 $70,400
80% of Median $52,850 $60,400 $67,950 $75,500 $81,550 $87,600 $93,650 $99,700
Low Income Housing Tax Credits in Passaic County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1993 to 2011, 30 low income apartment communities containing 2,149 rental apartments have been constructed and made affordable to low income persons in Passaic County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Passaic County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $37,350 $42,650 $48,000 $53,300 $57,600 $61,850 $66,100 $70,400
60% of Median $44,820 $51,180 $57,600 $63,960 $69,120 $74,220 $79,320 $84,480

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Passaic County is $57,600 a year, or $4,800 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,800 by 30% to get a maximum rent of $1,440 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $934 $1,000 $1,200 $1,386 $1,546 $1,706
60% $1,121 $1,200 $1,440 $1,664 $1,856 $2,048
Fair Market Rents in Passaic County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$1,151 $1,377 $1,623 $2,023 $2,481

Cities In Passaic County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Paterson 46 The HUD funded Public Housing Agencies that serve Paterson are the Housing Authority of the City of Paterson, Housing Authority of the City of Paterson and State of New Jersey Department of Community Affairs.
West Milford 2 The HUD funded Public Housing Agencies that serve West Milford are the Passaic County Housing Authority and State of New Jersey Department of Community Affairs.
Wayne 5 The HUD funded Public Housing Agencies that serve Wayne are the Passaic County Housing Authority and State of New Jersey Department of Community Affairs.
Passaic 11 The HUD funded Public Housing Agencies that serve Passaic are the Housing Authority of the City of Passaic and State of New Jersey Department of Community Affairs.
Wayne Township 0 The HUD funded Public Housing Agencies that serve Wayne Township are the Passaic County Housing Authority and State of New Jersey Department of Community Affairs.
Pompton Lakes 1 The HUD funded Public Housing Agencies that serve Pompton Lakes are the Passaic County Housing Authority and State of New Jersey Department of Community Affairs.
Clifton 7 The HUD funded Public Housing Agencies that serve Clifton are the City of Clifton Housing Department and State of New Jersey Department of Community Affairs.
Haledon 1 The HUD funded Public Housing Agencies that serve Haledon are the Passaic County Housing Authority and State of New Jersey Department of Community Affairs.
Bloomingdale 1 The HUD funded Public Housing Agencies that serve Bloomingdale are the State of New Jersey Department of Community Affairs and Passaic County Housing Authority.
Hawthorne 0 The HUD funded Public Housing Agency that serves Hawthorne is the Passaic County Housing Authority.
Little Falls 0 The HUD funded Public Housing Agency that serves Little Falls is the Passaic County Housing Authority.
North Haledon 0 The HUD funded Public Housing Agency that serves North Haledon is the Passaic County Housing Authority.
Prospect Park 0 The HUD funded Public Housing Agency that serves Prospect Park is the Passaic County Housing Authority.
Ringwood 0 The HUD funded Public Housing Agency that serves Ringwood is the Passaic County Housing Authority.
Singac 0 The HUD funded Public Housing Agency that serves Singac is the Passaic County Housing Authority.
Totowa 0 The HUD funded Public Housing Agency that serves Totowa is the Passaic County Housing Authority.
Wanaque 0 The HUD funded Public Housing Agency that serves Wanaque is the Passaic County Housing Authority.
Woodland Park 0 The HUD funded Public Housing Agency that serves Woodland Park is the Passaic County Housing Authority.