Affordable Housing In Warren County
New Jersey

12 Low Income Apartment Communities In Warren County

Columbia Supportive Living

46 Koeck Rd
Columbia, NJ
Accessible
Disabled Supportive Housing
Subsidized

Alpha Group Home

429 Pohatcong St
Alpha, NJ
62+
Accessible
Elderly Supportive Housing
Subsidized

Alternatives Homes 2004

20 James Ave
Phillipsburg, NJ
Accessible
Disabled Supportive Housing
Subsidized

Hackettstown Senior Citizens

681 Willow Grove St
Hackettstown, NJ
62+
Accessible
Elderly Supportive Housing
Subsidized

Lopatcong Consumer Home

150 S 7th St
Phillipsburg, NJ
Accessible
Disabled Supportive Housing
Subsidized

Echo Housing Demonstration Program

48 Ridgeway Ave
Hope, NJ
62+
Accessible
Elderly Supportive Housing
Subsidized

Pohatcong Consumer Home

415 Liggett Blvd
Phillipsburg, NJ
Accessible
Disabled Supportive Housing
Subsidized

Clymer Village

211 Red School Ln
Phillipsburg, NJ
62+
Accessible
Elderly Supportive Housing
Subsidized

Heckman Terrace

427 Watson Pl
Phillipsburg, NJ

Heckman House

525 Fisher Ave
Phillipsburg, NJ

There are 12 low income housing apartment complexes which contain 830 affordable apartments for rent in Warren County. Many of these rental apartments are income based housing with 780 apartments that set rent based on your income. In Warren County, HUD housing programs support 0 rental assistance apartments through programs like Project-based Section 8. There are 50 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Warren County

Housing Authority Programs
Warren County Housing Authority Section 8 Housing Choice Voucher (HCV)
State of New Jersey Department of Community Affairs Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Warren County

Housing Authority Programs
Phillipsburg Housing Authority Public Housing
Phillipsburg DCD Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Warren County, New Jersey

Warren County, NJ Affordable Housing Snapshot

Total Affordable Apartment Properties 12
Total Low Income Apartments 830
Total Rent Assisted Apartments 780
Percentage of Housing Units Occupied By Renters 27.73%
Average Renter Household Size 2.27
Total Population 107,226
Housing Units 41,667
Average Household Size 2.52
Median Household Income $70,471 ±$2,038
Median Rent $1,013 ±$29
Percentage Of Renters Overburdened 46.99% ± 3.31pp

Population and Household Demographics

Warren County is a County in New Jersey with a population of 107,226. There are 41,667 households in the county with an average household size of 2.52 persons. 27.73% of households in Warren County are renters.

Income and Rent Overburden in Warren County

The median gross income for households in Warren County is $70,471 a year, or $5,873 a month. The median rent for the county is $1,013 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Warren County, a household making less than $3,377 a month would be considered overburdened when renting an apartment at or above the median rent. 46.99% of households who rent are overburdened in Warren County.1

Area Median Income In Warren County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Warren County, HUD calculates the Area Median Income for a family of four as $103,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Warren County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Warren County HUD Rental Assistance in Warren County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $21,700 $24,800 $27,900 $31,000 $33,500 $36,000 $39,010 $43,430
50% of Median $36,200 $41,400 $46,550 $51,700 $55,850 $60,000 $64,150 $68,250
80% of Median $52,850 $60,400 $67,950 $75,500 $81,550 $87,600 $93,650 $99,700
Low Income Housing Tax Credits in Warren County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 2005 to 2005, 1 low income apartment communities containing 10 rental apartments have been constructed and made affordable to low income persons in Warren County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Warren County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
60% of Median $43,440 $49,680 $55,860 $62,040 $67,020 $72,000 $76,980 $81,900

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Warren County is $55,860 a year, or $4,655 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,655 by 30% to get a maximum rent of $1,397 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $905 $970 $1,164 $1,344 $1,500 $1,655
60% $1,086 $1,164 $1,397 $1,613 $1,800 $1,986
Fair Market Rents in Warren County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$938 $1,069 $1,297 $1,625 $1,823

Cities In Warren County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Phillipsburg 7 The HUD funded Public Housing Agencies that serve Phillipsburg are the Phillipsburg Housing Authority, Phillipsburg DCD, Warren County Housing Authority and State of New Jersey Department of Community Affairs.
Washington Boro 0 The HUD funded Public Housing Agencies that serve Washington Boro are the Warren County Housing Authority and State of New Jersey Department of Community Affairs.
Hope 1 The HUD funded Public Housing Agencies that serve Hope are the Warren County Housing Authority and State of New Jersey Department of Community Affairs.
Alpha 1 The HUD funded Public Housing Agencies that serve Alpha are the Warren County Housing Authority and State of New Jersey Department of Community Affairs.
Columbia 1 The HUD funded Public Housing Agencies that serve Columbia are the Warren County Housing Authority and State of New Jersey Department of Community Affairs.
Hackettstown 1 The HUD funded Public Housing Agencies that serve Hackettstown are the Warren County Housing Authority and State of New Jersey Department of Community Affairs.
Belvidere 1 The HUD funded Public Housing Agencies that serve Belvidere are the Warren County Housing Authority and State of New Jersey Department of Community Affairs.
Oxford 0 The HUD funded Public Housing Agency that serves Oxford is the State of New Jersey Department of Community Affairs.
Allamuchy 0
Allamuchyship 0
Anderson 0
Asbury 0
Beattystown 0
Blairstown 0
Blairstownship 0
Brainards 0
Brass Castle 0
Bridgeville 0
Broadway 0
Brookfield 0
Buttzville 0
Delaware 0
Delaware Park 0
Finesville 0
Franklin 0
Frelinghuysen 0
Great Meadows 0
Greenwich 0
Greenwichship 0
Hainesburg 0
Hardwick 0
Harmony 0
Harmonyship 0
Hopeship 0
Hutchinson 0
Independence 0
Johnsonburg 0
Knowlton 0
Liberty 0
Lopatcong 0
Lopatcong Overlook 0
Mansfield 0
Marksboro 0
Mountain Lake 0
Mount Hermon 0
New Village 0
Oxfordship 0
Panther Valley 0
Pohatcong 0
Port Colden 0
Port Murray 0
Silver Lake 0
Stewartsville 0
Upper Pohatcong 0
Upper Stewartsville 0
Vienna 0
Washington 0
Washingtonship 0
White 0