Affordable Housing In White Horse
Mercer County, New Jersey

Section 8 Vouchers, Apartments, and Waiting Lists in White Horse, New Jersey

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving White Horse, New Jersey

Housing Authority Programs
State of New Jersey Department of Community Affairs Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in White Horse, New Jersey

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in White Horse, New Jersey.

Income Based Apartments in White Horse, New Jersey

White Horse features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in White Horse, New Jersey

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in White Horse.

Housing Choice Vouchers in White Horse, New Jersey

On average, Section 8 Housing Choice vouchers pay White Horse landlords $900 per month towards rent. The average voucher holder contributes $500 towards rent in White Horse.

The maximum amount a voucher would pay on behalf of a low-income tenant in White Horse, New Jersey for a two-bedroom apartment is between $1,452 and $1,774.

2022 White Horse, New Jersey Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
White Horse, New Jersey Fair Market Rent $1,072 $1,226 $1,613 $1,994 $2,187
White Horse, New Jersey Payment Standard Range $965 to $1,179 $1,103 to $1,349 $1,452 to $1,774 $1,795 to $2,193 $1,968 to $2,406

Sourced from federal housing data and research.

White Horse, NJ Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 16.56%
Average Renter Household Size 2.37
Average Household Size 2.37
Median Household Income $73,532 ±$2,684
Median Rent $1,160 ±$52
Percentage Of Renters Overburdened 64.64% ± 22.52pp
Total Population 8,447

Population and Household Demographics

White Horse is a city in Mercer County, New Jersey with a population of 8,447. There are 3,568 households in the city with an average household size of 2.37 persons. 16.56% of households in White Horse are renters.

Income and Rent Overburden in White Horse

The median gross income for households in White Horse is $73,532 a year, or $6,128 a month. The median rent for the city is $1,160 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In White Horse, a household making less than $3,867 a month would be considered overburdened when renting an apartment at or above the median rent. 64.64% of households who rent are overburdened in White Horse.

Area Median Income In White Horse

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For White Horse, the AMI is calculated from all households within Mercer County.

In White Horse, HUD calculates the Area Median Income for a family of four as $106,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in White Horse

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in White Horse

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the White Horse AMI may qualify for rental assistance programs that target Extremely Low Income households.
$22,450 $25,650 $28,850 $32,050 $34,650 $37,200 $40,120 $44,660
50% AMI Income Limits
Renters earning up to 50% of the White Horse AMI may qualify for rental assistance programs that target Very Low Income households.
$37,400 $42,750 $48,100 $53,400 $57,700 $61,950 $66,250 $70,500
80% AMI Income Limits
Renters earning up to 80% of the White Horse AMI may qualify for rental assistance programs that target Low Income households.
$55,950 $63,950 $71,950 $79,900 $86,300 $92,700 $99,100 $105,500