Affordable Housing In Harding County
New Mexico

Section 8 Vouchers, Apartments, and Waiting Lists in Harding County, New Mexico

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Harding County, New Mexico

Housing Authority	Programs
Eastern Regional Housing Authority	Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Harding County, New Mexico

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in Harding County, New Mexico.

Income Based Apartments in Harding County, New Mexico

Harding County features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Harding County, New Mexico

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Harding County.

Housing Choice Vouchers in Harding County, New Mexico

On average, Section 8 Housing Choice vouchers pay Harding County landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Harding County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Harding County, New Mexico for a two-bedroom apartment is between $653 and $799.

2022 Harding County, New Mexico Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

	Studio	One BR	Two BR	Three BR	Four BR
Harding County, New Mexico Fair Market Rent	$550	$579	$726	$1,031	$1,240
Harding County, New Mexico Payment Standard Range	$495 to $605	$521 to $637	$653 to $799	$928 to $1,134	$1,116 to $1,364

Sourced from federal housing data and AffordableHousingOnline.com research.

Harding County, NM Affordable Housing Snapshot

Total Affordable Apartment Properties	0
Total Low Income Apartments	0
Total Housing Units with Rental Assistance	0
Percentage of Housing Units Occupied By Renters	16.93%
Average Renter Household Size	3.19
Average Household Size	2.99
Median Household Income	$33,393 ±$5,087
Median Rent	$663 ±$315
Percentage Of Renters Overburdened	37.5% ± 54.79pp
Total Population	565

Population and Household Demographics

Harding County is a county in New Mexico with a population of 565. There are 189 households in the county with an average household size of 2.99 persons. 16.93% of households in Harding County are renters.

Income and Rent Overburden in Harding County

The median gross income for households in Harding County is $33,393 a year, or $2,783 a month. The median rent for the county is $663 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Harding County, a household making less than $2,210 a month would be considered overburdened when renting an apartment at or above the median rent. 37.5% of households who rent are overburdened in Harding County.

Area Median Income In Harding County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Harding County, HUD calculates the Area Median Income for a family of four as $53,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Harding County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Harding County

	1 Person	2 Person	3 Person	4 Person	5 Person	6 Person	7 Person	8 Person
30% AMI Income Limits Renters earning up to 30% of the Harding County AMI may qualify for rental assistance programs that target Extremely Low Income households.	$13,590	$18,310	$23,030	$27,750	$32,470	$35,400	$37,850	$40,300
50% AMI Income Limits Renters earning up to 50% of the Harding County AMI may qualify for rental assistance programs that target Very Low Income households.	$21,350	$24,400	$27,450	$30,500	$32,950	$35,400	$37,850	$40,300
80% AMI Income Limits Renters earning up to 80% of the Harding County AMI may qualify for rental assistance programs that target Low Income households.	$34,200	$39,050	$43,950	$48,800	$52,750	$56,650	$60,550	$64,450