Affordable Housing In Harding County
New Mexico

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There are 0 low income housing apartment complexes which contain 0 affordable apartments for rent in Harding County, New Mexico. Many of these rental apartments are income based housing with about 0 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 0 Project-Based Section 8 subsidized apartments in Harding County. There are 0 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

The HUD funded Public Housing Agency that serves Harding County is the Eastern Regional Housing Authority.

Housing Authorities that serve Harding County

The Eastern Regional Housing Authority is a Section 8 and Public Housing public housing agency in Roswell, New Mexico.

Understanding Affordable Housing in Harding County, New Mexico

Harding County, NM Affordable Housing Snapshot

Total Affordable Apartment Properties0
Total Low Income Apartments0
Total Rent Assisted Apartments0
Percentage of Housing Units Occupied By Renters16.93%
Average Renter Household Size3.19
Total Population565
Housing Units189
Average Household Size2.99
Median Household Income$33,393 ±$5,087
Median Rent$663 ±$315
Percentage Of Renters Overburdened37.5% ± 54.79pp

Population and Household Demographics

Harding County is a County in New Mexico with a population of 565. There are 189 households in the county with an average household size of 2.99 persons. 16.93% of households in Harding County are renters.

Income and Rent Overburden in Harding County

The median gross income for households in Harding County is $33,393 a year, or $2,783 a month. The median rent for the county is $663 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Harding County, a household making less than $2,210 a month would be considered overburdened when renting an apartment at or above the median rent.37.5% of households who rent are overburdened in Harding County.1

Data derived from 2010 Census and 2015 5-Year American Community Survey. Learn More.
1 Margin of Error: ± 54.79 percentage points.

Area Median Income In Harding County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Harding County, HUD calculates the Area Median Income for a family of four as $47,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Harding County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Harding County HUD Rental Assistance Income Limits

AMI Band1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
30%$12,060$16,240$20,420$24,600$28,250$30,350$32,450$34,550
50%$18,350$20,950$23,550$26,150$28,250$30,350$32,450$34,550
80%$29,300$33,500$37,700$41,850$45,200$48,550$51,900$55,250

You can identify apartment communities that participate in a program that provides rental assistance by looking for the tags in the apartment list above. View Apartments.

You can identify apartment communities that participate in the program in Harding County by looking for the tag in the apartment list above. View Apartments.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Harding County Low Income Housing Tax Credit Income Limits

AMI Band1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
50%$18,350$20,950$23,550$26,150$28,250$30,350$32,450$34,550
60%$22,020$25,140$28,260$31,380$33,900$36,420$38,940$41,460

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Harding County is $28,260 a year, or $2,355 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,355 by 30% to get a maximum rent of $707 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMIStudio2 Bed3 Bed4 Bed1 Bed5 Bed
50%$459$491$589$680$759$838
60%$551$590$707$816$911$1,005
Fair Market Rents in Harding County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2017 Fair Market Rents
StudioOne BRTwo BRThree BRFour BR
$506$516$667$971$1,075

Cities In Harding County

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CityListingsServed By
Mosquero0
Roy0