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Affordable Housing In Caldwell County
North Carolina

24 Low Income Apartment Communities In Caldwell County

Woodcrest Apartments

226 Wilson St NW
Lenoir, North Carolina
Income Based
1-4 BR
Subsidized

Stonewall Square

415 Stonewall St NW
Lenoir, North Carolina
Income Based
1-2 BR
Subsidized

Powder Creek Apartments

200 Powder Creek Ct # 2
Hudson, North Carolina
Call For Rent
1-2 BR

Granite Village Apartments

112 Falls Avenue
Granite Falls, North Carolina
Subsidized

Caldwell Gardens

1302 Piedmont Dr NW
Lenoir, North Carolina
Call For Rent
1-4 BR

Arc Hds Caldwell Co Gh 2

713 Severt Cir
Lenoir, North Carolina
Subsidized
Accessible
Accessible
Disabled Supportive Housing

Arc Hds Caldwell Co Gh

633 Hawthorne St
Hudson, North Carolina
Subsidized
62+
Accessible
Elderly Supportive Housing

Koinonia Apartments

318 Main St NW
Lenoir, North Carolina
Subsidized
62+
Accessible
Elderly Supportive Housing

Ransom Street Apartments

481 Ransom Street
Blowing Rock, North Carolina

Willow Oaks, Ltd

10 Quarry Rd
Granite Falls, North Carolina
Subsidized

Housing Authorities that serve Caldwell County

Housing Authority Programs
Western Piedmont Council of Governments Regional Housing Authority Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Caldwell County, North Carolina

There are 24 low income housing apartment communities offering 1,108 affordable apartments for rent in Caldwell County, North Carolina.

Income Based Apartments in Caldwell County, North Carolina

Caldwell County features 642 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Caldwell County, North Carolina

There are 466 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Caldwell County.

Housing Choice Vouchers in Caldwell County, North Carolina

On average, Section 8 Housing Choice vouchers pay Caldwell County landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Caldwell County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Caldwell County, North Carolina for a two-bedroom apartment is between $624 and $762.

2021 Caldwell County, North Carolina Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Caldwell County, North Carolina Fair Market Rent $557 $560 $693 $899 $1,029
Caldwell County, North Carolina Payment Standard Range $501 to $613 $504 to $616 $624 to $762 $809 to $989 $926 to $1,132

Sourced from federal housing data and AffordableHousingOnline.com research.

Caldwell County, NC Affordable Housing Snapshot

Total Affordable Apartment Properties 24
Total Low Income Apartments 1,108
Total Housing Units with Rental Assistance 642
Percentage of Housing Units Occupied By Renters 29.29%
Average Renter Household Size 2.53
Average Household Size 2.56
Median Household Income $35,763 ±$1,123
Median Rent $604 ±$12
Percentage Of Renters Overburdened 44.49% ± 4.96pp
Total Population 81,758

Population and Household Demographics

Caldwell County is a county in North Carolina with a population of 81,758. There are 31,566 households in the county with an average household size of 2.56 persons. 29.29% of households in Caldwell County are renters.

Income and Rent Overburden in Caldwell County

The median gross income for households in Caldwell County is $35,763 a year, or $2,980 a month. The median rent for the county is $604 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Caldwell County, a household making less than $2,013 a month would be considered overburdened when renting an apartment at or above the median rent. 44.49% of households who rent are overburdened in Caldwell County.

Area Median Income In Caldwell County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Caldwell County, HUD calculates the Area Median Income for a family of four as $60,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Caldwell County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Caldwell County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Caldwell County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$12,880 $17,420 $21,960 $26,500 $31,040 $35,000 $37,400 $39,800
50% AMI Income Limits
Renters earning up to 50% of the Caldwell County AMI may qualify for rental assistance programs that target Very Low Income households.
$21,150 $24,150 $27,150 $30,150 $32,600 $35,000 $37,400 $39,800
80% AMI Income Limits
Renters earning up to 80% of the Caldwell County AMI may qualify for rental assistance programs that target Low Income households.
$33,800 $38,600 $43,450 $48,250 $52,150 $56,000 $59,850 $63,700

Cities In Caldwell County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Blowing Rock The HUD funded Public Housing Agency that serves Blowing Rock is the Western Piedmont Council of Governments Regional Housing Authority.
Cajah's Mountain The HUD funded Public Housing Agency that serves Cajah's Mountain is the Western Piedmont Council of Governments Regional Housing Authority.
Cedar Rock The HUD funded Public Housing Agency that serves Cedar Rock is the Western Piedmont Council of Governments Regional Housing Authority.
Gamewell The HUD funded Public Housing Agency that serves Gamewell is the Western Piedmont Council of Governments Regional Housing Authority.
Granite Falls The HUD funded Public Housing Agency that serves Granite Falls is the Western Piedmont Council of Governments Regional Housing Authority.
Hudson The HUD funded Public Housing Agency that serves Hudson is the Western Piedmont Council of Governments Regional Housing Authority.
Lenoir The HUD funded Public Housing Agencies that serve Lenoir are the Lenoir Housing Authority and Western Piedmont Council of Governments Regional Housing Authority.
Northlakes The HUD funded Public Housing Agency that serves Northlakes is the Western Piedmont Council of Governments Regional Housing Authority.
Sawmills The HUD funded Public Housing Agency that serves Sawmills is the Western Piedmont Council of Governments Regional Housing Authority.