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Affordable Housing In Lucama
Wilson County, North Carolina

Housing Authorities that serve Lucama

Housing Authority Programs
Wilson Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Lucama, North Carolina

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in Lucama, North Carolina.

Income Based Apartments in Lucama, North Carolina

Lucama features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Lucama, North Carolina

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Lucama.

Housing Choice Vouchers in Lucama, North Carolina

On average, Section 8 Housing Choice vouchers pay Lucama landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Lucama.

The maximum amount a voucher would pay on behalf of a low-income tenant in Lucama, North Carolina for a two-bedroom apartment is between $700 and $856.

2021 Lucama, North Carolina Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Lucama, North Carolina Fair Market Rent $661 $682 $778 $998 $1,055
Lucama, North Carolina Payment Standard Range $595 to $727 $614 to $750 $700 to $856 $898 to $1,098 $950 to $1,161

Sourced from federal housing data and AffordableHousingOnline.com research.

Lucama, NC Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 44.57%
Average Renter Household Size 2.85
Average Household Size 2.63
Median Household Income $35,833 ±$2,922
Median Rent $649 ±$57
Percentage Of Renters Overburdened 50.64% ± 18.53pp
Total Population 930

Population and Household Demographics

Lucama is a city in Wilson County, North Carolina with a population of 930. There are 350 households in the city with an average household size of 2.63 persons. 44.57% of households in Lucama are renters.

Income and Rent Overburden in Lucama

The median gross income for households in Lucama is $35,833 a year, or $2,986 a month. The median rent for the city is $649 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Lucama, a household making less than $2,163 a month would be considered overburdened when renting an apartment at or above the median rent. 50.64% of households who rent are overburdened in Lucama.

Area Median Income In Lucama

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Lucama, the AMI is calculated from all households within Wilson County.

In Lucama, HUD calculates the Area Median Income for a family of four as $64,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Lucama

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Lucama

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Lucama AMI may qualify for rental assistance programs that target Extremely Low Income households.
$13,450 $17,420 $21,960 $26,500 $31,040 $35,580 $39,700 $42,250
50% AMI Income Limits
Renters earning up to 50% of the Lucama AMI may qualify for rental assistance programs that target Very Low Income households.
$22,400 $25,600 $28,800 $32,000 $34,600 $37,150 $39,700 $42,250
80% AMI Income Limits
Renters earning up to 80% of the Lucama AMI may qualify for rental assistance programs that target Low Income households.
$35,850 $41,000 $46,100 $51,200 $55,300 $59,400 $63,500 $67,600