Affordable Housing In McDowell County
North Carolina

10 Low Income Apartment Communities In McDowell County

Harrison Terrace

90 Harrison Terrace Drive
Marion, North Carolina
Call For Rent
1-3 BR
Accepts Vouchers

Capitol Hill Apartments

351 State St
Marion, North Carolina
Call For Rent
1-4 BR
Subsidized

California Arms Apartments

221 California Ave
Marion, North Carolina
Subsidized

Arc Hds Mcdowell Co Group Home 2

505 E Payne Rd
Marion, North Carolina
Subsidized
62+
Accessible
Elderly Supportive Housing

Arc Hds Mcdowell Co Apartments

40 4th C St
Marion, North Carolina
Subsidized
62+
Accessible
Elderly Supportive Housing

Blue Ridge Terrace

100 Carson St
Marion, North Carolina
Subsidized
62+
Accessible
Elderly Supportive Housing

Spaulding Woods Apartments

848D Spaulding Rd
Marion, North Carolina
Accepts Vouchers

Winningham Village Apartments

220 California Ave
Marion, North Carolina
Subsidized

Spaulding Woods Apartments II

838 Spaulding Rd
Marion, North Carolina
Accepts Vouchers

Marlon Apartments, Lp

Rodgers Rd
Marion, North Carolina
Accepts Vouchers
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Housing Authorities that serve McDowell County

Housing Authority Programs
Isothermal Planning and Development Commission Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Veteran Affairs Supportive Housing (VASH)

Guide To Affordable Housing in McDowell County, North Carolina

There are 10 low income housing apartment communities offering 307 affordable apartments for rent in McDowell County, North Carolina.

Income Based Apartments in McDowell County, North Carolina

McDowell County features 189 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in McDowell County, North Carolina

There are 118 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in McDowell County.

Housing Choice Vouchers in McDowell County, North Carolina

On average, Section 8 Housing Choice vouchers pay McDowell County landlords $500 per month towards rent. The average voucher holder contributes $200 towards rent in McDowell County.

Sourced from federal housing data and AffordableHousingOnline.com research.

McDowell County, NC Affordable Housing Snapshot

Total Affordable Apartment Properties 10
Total Low Income Apartments 307
Total Housing Units with Rental Assistance 189
Percentage of Housing Units Occupied By Renters 29.78%
Average Renter Household Size 2.54
Average Household Size 2.52
Median Household Income $35,965 ±$2,343
Median Rent $583 ±$19
Percentage Of Renters Overburdened 31.78% ± 4.61pp
Total Population 44,961

Population and Household Demographics

McDowell County is a County in North Carolina with a population of 44,961. There are 17,323 households in the county with an average household size of 2.52 persons. 29.78% of households in McDowell County are renters.

Income and Rent Overburden in McDowell County

The median gross income for households in McDowell County is $35,965 a year, or $2,997 a month. The median rent for the county is $583 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In McDowell County, a household making less than $1,943 a month would be considered overburdened when renting an apartment at or above the median rent. 31.78% of households who rent are overburdened in McDowell County.1

Area Median Income In McDowell County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In McDowell County, HUD calculates the Area Median Income for a family of four as $48,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in McDowell County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in McDowell County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $29,850 $32,050 $34,250 $36,450
50% of Median $19,350 $22,100 $24,850 $27,600 $29,850 $32,050 $34,250 $36,450
80% of Median $30,950 $35,350 $39,750 $44,150 $47,700 $51,250 $54,750 $58,300

Cities In McDowell County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Marion 10 The HUD funded Public Housing Agency that serves Marion is the Isothermal Planning and Development Commission.
Old Fort 0 The HUD funded Public Housing Agency that serves Old Fort is the Isothermal Planning and Development Commission.
West Marion 0 The HUD funded Public Housing Agency that serves West Marion is the Isothermal Planning and Development Commission.