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Affordable Housing In Rutherford County
North Carolina

19 Low Income Apartment Communities In Rutherford County

Rutherford Manor I

775 S Church St
Forest City, North Carolina
Income Based
1-2 BR
Subsidized

Richmond Hill

157 Butler St
Rutherfordton, North Carolina
Income Based
1 BR
Subsidized

Lake Vista

326 Vista Apartments Dr
Lake Lure, North Carolina
$375
2 BR

Cherry Knoll Apartments

107 Cherry Knoll Dr
Rutherfordton, North Carolina
Call For Rent
1-2 BR

Cottages at Crestview ( the )

182 Cottage Ln
Rutherfordton, North Carolina
Subsidized
62+
Accessible
Elderly Supportive Housing

Arc Hds Rutherford County Group Home 1

132 Bellview St
Forest City, North Carolina
Subsidized
62+
Accessible
Elderly Supportive Housing

Arc Hds Rutherford County Group Home 2

701 W Main Dr
Forest City, North Carolina
Subsidized
62+
Accessible
Elderly Supportive Housing

Heritage Village

100 Heritage Drive
Forest City, North Carolina
Subsidized

Oakwood Village Apartments

710 N Washington Street
Rutherfordton, North Carolina
Subsidized

Oak Villa Apartments

242 E Spruce St
Forest City, North Carolina
Subsidized

Housing Authorities that serve Rutherford County

Housing Authority Programs
Isothermal Planning and Development Commission Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Veteran Affairs Supportive Housing (VASH)

Guide To Affordable Housing in Rutherford County, North Carolina

There are 19 low income housing apartment communities offering 695 affordable apartments for rent in Rutherford County, North Carolina.

Income Based Apartments in Rutherford County, North Carolina

Rutherford County features 555 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Rutherford County, North Carolina

There are 140 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Rutherford County.

Housing Choice Vouchers in Rutherford County, North Carolina

On average, Section 8 Housing Choice vouchers pay Rutherford County landlords $500 per month towards rent. The average voucher holder contributes $200 towards rent in Rutherford County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Rutherford County, North Carolina for a two-bedroom apartment is between $624 and $762.

2021 Rutherford County, North Carolina Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Rutherford County, North Carolina Fair Market Rent $522 $526 $693 $862 $993
Rutherford County, North Carolina Payment Standard Range $470 to $574 $473 to $579 $624 to $762 $776 to $948 $894 to $1,092

Sourced from federal housing data and AffordableHousingOnline.com research.

Rutherford County, NC Affordable Housing Snapshot

Total Affordable Apartment Properties 19
Total Low Income Apartments 695
Total Housing Units with Rental Assistance 555
Percentage of Housing Units Occupied By Renters 28.59%
Average Renter Household Size 2.67
Average Household Size 2.48
Median Household Income $35,630 ±$1,634
Median Rent $594 ±$20
Percentage Of Renters Overburdened 40.85% ± 5.37pp
Total Population 66,865

Population and Household Demographics

Rutherford County is a county in North Carolina with a population of 66,865. There are 26,426 households in the county with an average household size of 2.48 persons. 28.59% of households in Rutherford County are renters.

Income and Rent Overburden in Rutherford County

The median gross income for households in Rutherford County is $35,630 a year, or $2,969 a month. The median rent for the county is $594 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Rutherford County, a household making less than $1,980 a month would be considered overburdened when renting an apartment at or above the median rent. 40.85% of households who rent are overburdened in Rutherford County.

Area Median Income In Rutherford County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Rutherford County, HUD calculates the Area Median Income for a family of four as $48,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Rutherford County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Rutherford County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Rutherford County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$12,880 $17,420 $21,960 $26,500 $31,040 $33,950 $36,300 $38,650
50% AMI Income Limits
Renters earning up to 50% of the Rutherford County AMI may qualify for rental assistance programs that target Very Low Income households.
$20,500 $23,400 $26,350 $29,250 $31,600 $33,950 $36,300 $38,650
80% AMI Income Limits
Renters earning up to 80% of the Rutherford County AMI may qualify for rental assistance programs that target Low Income households.
$32,800 $37,450 $42,150 $46,800 $50,550 $54,300 $58,050 $61,800

Cities In Rutherford County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Bostic The HUD funded Public Housing Agency that serves Bostic is the Isothermal Planning and Development Commission.
Caroleen The HUD funded Public Housing Agency that serves Caroleen is the Isothermal Planning and Development Commission.
Chimney Rock Village The HUD funded Public Housing Agency that serves Chimney Rock Village is the Isothermal Planning and Development Commission.
Cliffside The HUD funded Public Housing Agency that serves Cliffside is the Isothermal Planning and Development Commission.
Ellenboro The HUD funded Public Housing Agency that serves Ellenboro is the Isothermal Planning and Development Commission.
Forest City The HUD funded Public Housing Agencies that serve Forest City are the Forest City Housing Authority and Isothermal Planning and Development Commission.
Henrietta The HUD funded Public Housing Agency that serves Henrietta is the Isothermal Planning and Development Commission.
Lake Lure The HUD funded Public Housing Agency that serves Lake Lure is the Isothermal Planning and Development Commission.
Ruth The HUD funded Public Housing Agency that serves Ruth is the Isothermal Planning and Development Commission.
Rutherfordton The HUD funded Public Housing Agency that serves Rutherfordton is the Isothermal Planning and Development Commission.
Spindale The HUD funded Public Housing Agency that serves Spindale is the Isothermal Planning and Development Commission.