Low Income Apartments and Affordable Housing For Rent in Rutherford County, NC

Discover affordable housing in Rutherford County where there are 21+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Richmond Hill

157 Butler St, Rutherfordton, North Carolina 28139

bed 1
payment Subsidized

Rutherford Manor I

775 S Church St, Forest City, North Carolina 28043

bed 1-2
switch_access_shortcut Short Wait
payment Subsidized
real_estate_agent Accepts Vouchers
payment Income Based
accessibility Accessible

Cherry Knoll Apartments

107 Cherry Knoll Dr, Rutherfordton, North Carolina 28139

bed 1-2
switch_access_shortcut Short Wait
payment Subsidized
real_estate_agent Accepts Vouchers
payment Income Based
accessibility Accessible

Oakwood Village Apartments

710 N Washington Street, Rutherfordton, North Carolina 28139

switch_access_shortcut Short Wait
payment Subsidized
real_estate_agent Accepts Vouchers
payment Income Based
accessibility Accessible

The Highlands Apartments

171 Butler Rd, Forest City, North Carolina 28043

switch_access_shortcut Short Wait
payment Subsidized
real_estate_agent Accepts Vouchers
payment Income Based
accessibility Accessible

Cottages at Crestview

182 Cottage Ln, Rutherfordton, North Carolina 28139

bed 1
payment Subsidized
elderly Senior
accessibility Accessible

Academy Heights

210 Club House Dr, Rutherfordton, North Carolina 28139

switch_access_shortcut Short Wait
payment Subsidized
real_estate_agent Accepts Vouchers

Rosedale Phase II

121 Holly Lane, Forest City, North Carolina 28043

switch_access_shortcut Short Wait
payment Subsidized
real_estate_agent Accepts Vouchers
payment Income Based
accessibility Accessible

Sterling Oaks

131 Armstrong Drive , Spindale, North Carolina 28160

switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
payment Income Based
accessibility Accessible

Creekside Crossing Apartments

358 West St, Spindale, North Carolina 28160

bed 1-2
payment $451-558/mo.
switch_access_shortcut Short Wait
accessibility Accessible

Heritage Village

100 Heritage Drive, Forest City, North Carolina 28043

switch_access_shortcut Short Wait
payment Subsidized
real_estate_agent Accepts Vouchers
payment Income Based

Harmony Hills

375 Harmon St, Forest City, North Carolina 28043

payment Subsidized
elderly Senior
accessibility Accessible

Oak Villa Apartments

242 E Spruce St, Forest City, North Carolina 28043

payment Subsidized

Lake Vista

326 Vista Apartments Dr , Lake Lure, North Carolina 28746

bed 2
payment $375/mo.
switch_access_shortcut Short Wait
payment Subsidized
real_estate_agent Accepts Vouchers
payment Income Based
accessibility Accessible

167 Thermal Dr Unit 13

167 Thermal Dr Unit 13, Forest City, North Carolina 28043

bed Studio
payment $650/mo.

Timber Ridge

190 Heartwood Lane, Spindale, North Carolina 28160

switch_access_shortcut Short Wait
accessibility Accessible

Arc Hds Rutherford County Group Home 2

701 W Main Dr, Forest City, North Carolina 28043

switch_access_shortcut Short Wait

Arc Hds Rutherford County Group Home 1

132 Bellview St, Forest City, North Carolina 28043

switch_access_shortcut Short Wait

Amity Apartments

116 Maple St, Forest City, North Carolina 28043

payment Subsidized

Cac of Rutherford County 2

903 Morgan St, Spindale, North Carolina 28160

payment Subsidized
accessibility Accessible
accessible_forward Disability

How To Identify Affordable Housing in Rutherford County, North Carolina

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

Badge Description
switch_access_shortcut Short Wait
Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
real_estate_agent Naturally Affordable
Naturally Occuring Affordable Housing - or NOAH - is any housing unit that offers affordable rent without participating in a rent subsidy program.
The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Rutherford County, North Carolina
$16.21/hour
$8.96 (+124%) more than North Carolina minimum wage and $8.96 (+124%) more than the Federal minimum wage.
Learn More About Rutherford County, North Carolina Affordable Housing ↓

What HUD offices serve Rutherford County, North Carolina?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Homeownership Voucher, Veteran Affairs Supportive Housing (VASH) programs for Rutherford County, North Carolina.

Go to the North Carolina Public Housing and Low-Income Apartments Waiting Lists page for openings near Rutherford County.

How many renters live in Rutherford County, North Carolina?

The County of Rutherford County has people living in households.

There are renters living in renter households in this County. Renters make up 25.18 percent of the population living in Rutherford County.

What is the rental market like in Rutherford County, North Carolina?

There are an estimated housing units in the Rutherford County area. Of these, units are rental homes, making up percent of the housing market. For every renter household in Rutherford County, North Carolina, there are 1.1 rental units.

What is the vacancy rate for rentals in Rutherford County?

The rental vacancy rate in Rutherford County is 8 percent. This is a higher than average vacancy rate. When rental vacancy rates are high it means that there are a lot of available units and rents tend to be lower.

How many rental units are in Rutherford County for each bedroom size?

Occupied Rental Units by Size in Rutherford County
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
158 735 2,922 2,805 308
Occupied Rental Units by Size in Rutherford County

A large number of apartments in Rutherford County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How Much Is Rent in Rutherford County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $733 to $1,367. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $733
One BR $737
Two BR $856
Three BR $1,117
Four BR $1,367
2024 Fair Market Rents in Rutherford County, North Carolina

How many units are rented at Fair Market Rent (FMR) in Rutherford County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 61 39 percent
One BR 595 81 percent
Two BR 2,060 70 percent
Rental Units Below FMR in Rutherford County, North Carolina

How many affordable rental units are in Rutherford County?

There are a variety of federal affordable housing programs serving households in Rutherford County, North Carolina including the following:

Federal Program Unit Count
Low Income Housing Tax Credit
Public Housing
Section 8 Project-Based Rental Assistance
Section 202 Supportive Housing for the Elderly
Section 811 Supportive Housing for Persons with Disabilities
USDA Section 515 Rural Rental Housing
Tracked Units by Federal Program in Rutherford County, North Carolina

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Rutherford County, North Carolina

Rutherford County features 557 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Rutherford County, North Carolina

There are 158 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Rutherford County.

Housing Choice Vouchers in Rutherford County, North Carolina

On average, Section 8 Housing Choice vouchers pay Rutherford County landlords $500 per month towards rent. The average voucher holder contributes $200 towards rent in Rutherford County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Rutherford County, North Carolina for a two-bedroom apartment is between $770 and $942.

Sourced from federal housing data and AffordableHousingOnline.com research.

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