Affordable Housing In West Jefferson
Ashe County, North Carolina

4 Low Income Apartment Communities In West Jefferson

Westview Terrace Apartments

305 E 4th Street Apt 6-A
West Jefferson, NC
Call For Rent
1-2 BR

Cac of Ashe Co.

113 Burkett Ave
West Jefferson, NC
Accessible
Disabled Supportive Housing
Subsidized

Spruce Hills Apartments

400 Locust St
West Jefferson, NC
Subsidized

Ashe Senior Village

180 Chattyrob Ln
West Jefferson, NC
62+
Accessible
Elderly Supportive Housing
Subsidized
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Guide To Affordable Housing in West Jefferson, North Carolina

There are 4 low income housing apartment communities offering 61 affordable apartments for rent in West Jefferson, North Carolina. West Jefferson features 61 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 0 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in West Jefferson.

Sourced from federal housing data and AffordableHousingOnline.com research.

West Jefferson, NC Affordable Housing Snapshot

Total Affordable Apartment Properties 4
Total Low Income Apartments 61
Total Housing Units with Rental Assistance 61
Percentage of Housing Units Occupied By Renters 57.26%
Average Renter Household Size 1.93
Average Household Size 1.99
Median Household Income $21,563 ±$8,536
Median Rent $516 ±$103
Percentage Of Renters Overburdened 53.03% ± 11.95pp
Total Population 1,232

Population and Household Demographics

West Jefferson is a City in Ashe County, North Carolina with a population of 1,232. There are 606 households in the city with an average household size of 1.99 persons. 57.26% of households in West Jefferson are renters.

Income and Rent Overburden in West Jefferson

The median gross income for households in West Jefferson is $21,563 a year, or $1,797 a month. The median rent for the city is $516 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In West Jefferson, a household making less than $1,720 a month would be considered overburdened when renting an apartment at or above the median rent. 53.03% of households who rent are overburdened in West Jefferson.1

Area Median Income In West Jefferson

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For West Jefferson, the AMI is calculated from all households within Ashe County.

In West Jefferson, HUD calculates the Area Median Income for a family of four as $50,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in West Jefferson

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for West Jefferson HUD Rental Assistance in West Jefferson

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $29,850 $32,050 $34,250 $36,450
50% of Median $19,350 $22,100 $24,850 $27,600 $29,850 $32,050 $34,250 $36,450
80% of Median $30,950 $35,350 $39,750 $44,150 $47,700 $51,250 $54,750 $58,300

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in West Jefferson

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $19,350 $22,100 $24,850 $27,600 $29,850 $32,050 $34,250 $36,450
60% of Median $23,220 $26,520 $29,820 $33,120 $35,820 $38,460 $41,100 $43,740

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in West Jefferson is $29,820 a year, or $2,485 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,485 by 30% to get a maximum rent of $746 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $484 $518 $621 $718 $801 $884
60% $581 $622 $746 $862 $962 $1,061
Fair Market Rents in West Jefferson

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$506 $509 $671 $968 $1,178