Affordable Housing In Cherokee County
Oklahoma

21 Low Income Apartment Communities In Cherokee County

GardenWalk of Fort Gibson

108 S. Rounds
Fort Gibson, OK
$400-730
1-3 BR
HCV Welcome

Cookson Hills Tahlequah

1350 N Jones Ave
Tahlequah, OK
Call For Rent
1 BR
62+
Accessible
Elderly Supportive Housing
Subsidized

New Seasons Apartments

1021 S Campbell Rd
Tahlequah, OK
Call For Rent
1 BR
Accessible
Disabled Supportive Housing
Subsidized

Cookson Hills Hulbert Homes

405 E Main St
Hulbert, OK
Call For Rent
1 BR
62+
Accessible
Elderly Supportive Housing
Subsidized

Garden Walk of Tahlequah

18165 W 798 Rd
Tahlequah, OK
Subsidized

Sequoyah Heights

903 W Fox St
Tahlequah, OK
62+
Accessible
Elderly Supportive Housing
Subsidized

Redbud Housing

1030 S Highway 82A
Oaks, OK
62+
Accessible
Elderly Supportive Housing
Subsidized

Autumn Heights

1500 Hensley Dr
Tahlequah, OK
62+
Accessible
Elderly Supportive Housing
Subsidized

Mission Village of Tahlequah

659 S. Village Drive
Tahlequah, OK

Savannah Park of Tahlequah

900 S Sandstone Ave
Tahlequah, OK
HCV Welcome

Housing Authorities that serve Cherokee County

Housing Authority Programs
Oklahoma Housing Finance Agency Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Cherokee County, Oklahoma

There are 21 low income housing apartment communities offering 1,657 affordable apartments for rent in Cherokee County, Oklahoma. Cherokee County features 423 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 1,234 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Cherokee County.

Sourced from federal housing data and AffordableHousingOnline.com research.

Cherokee County, OK Affordable Housing Snapshot

Total Affordable Apartment Properties 21
Total Low Income Apartments 1,657
Total Housing Units with Rental Assistance 423
Percentage of Housing Units Occupied By Renters 33.15%
Average Renter Household Size 2.68
Average Household Size 2.81
Median Household Income $38,694 ±$2,794
Median Rent $580 ±$24
Percentage Of Renters Overburdened 44.33% ± 4.32pp
Total Population 48,097

Population and Household Demographics

Cherokee County is a County in Oklahoma with a population of 48,097. There are 16,324 households in the county with an average household size of 2.81 persons. 33.15% of households in Cherokee County are renters.

Income and Rent Overburden in Cherokee County

The median gross income for households in Cherokee County is $38,694 a year, or $3,225 a month. The median rent for the county is $580 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cherokee County, a household making less than $1,933 a month would be considered overburdened when renting an apartment at or above the median rent. 44.33% of households who rent are overburdened in Cherokee County.1

Area Median Income In Cherokee County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Cherokee County, HUD calculates the Area Median Income for a family of four as $53,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cherokee County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Cherokee County HUD Rental Assistance in Cherokee County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $30,170 $33,100 $35,350 $37,650
50% of Median $19,950 $22,800 $25,650 $28,500 $30,800 $33,100 $35,350 $37,650
80% of Median $31,950 $36,500 $41,050 $45,600 $49,250 $52,900 $56,550 $60,200
Low Income Housing Tax Credits in Cherokee County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1994 to 2011, 8 low income apartment communities containing 563 rental apartments have been constructed and made affordable to low income persons in Cherokee County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Cherokee County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $19,950 $22,800 $25,650 $28,500 $30,800 $33,100 $35,350 $37,650
60% of Median $23,940 $27,360 $30,780 $34,200 $36,960 $39,720 $42,420 $45,180

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Cherokee County is $30,780 a year, or $2,565 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,565 by 30% to get a maximum rent of $770 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $499 $534 $641 $741 $828 $913
60% $599 $641 $770 $890 $993 $1,095
Fair Market Rents in Cherokee County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$550 $563 $686 $919 $1,018

Cities In Cherokee County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Tahlequah 15 The HUD funded Public Housing Agency that serves Tahlequah is the Oklahoma Housing Finance Agency.
Fort Gibson 4 The HUD funded Public Housing Agencies that serve Fort Gibson are the Fort Gibson Housing Authority and Oklahoma Housing Finance Agency.
Oaks 1 The HUD funded Public Housing Agency that serves Oaks is the Oklahoma Housing Finance Agency.
Hulbert 1 The HUD funded Public Housing Agency that serves Hulbert is the Oklahoma Housing Finance Agency.
Briggs 0 The HUD funded Public Housing Agency that serves Briggs is the Oklahoma Housing Finance Agency.
Dry Creek 0 The HUD funded Public Housing Agency that serves Dry Creek is the Oklahoma Housing Finance Agency.
Eldon 0 The HUD funded Public Housing Agency that serves Eldon is the Oklahoma Housing Finance Agency.
Gideon 0 The HUD funded Public Housing Agency that serves Gideon is the Oklahoma Housing Finance Agency.
Grandview 0 The HUD funded Public Housing Agency that serves Grandview is the Oklahoma Housing Finance Agency.
Keys 0 The HUD funded Public Housing Agency that serves Keys is the Oklahoma Housing Finance Agency.
Lost City 0 The HUD funded Public Housing Agency that serves Lost City is the Oklahoma Housing Finance Agency.
Park Hill 0 The HUD funded Public Housing Agency that serves Park Hill is the Oklahoma Housing Finance Agency.
Peggs 0 The HUD funded Public Housing Agency that serves Peggs is the Oklahoma Housing Finance Agency.
Pettit 0 The HUD funded Public Housing Agency that serves Pettit is the Oklahoma Housing Finance Agency.
Scraper 0 The HUD funded Public Housing Agency that serves Scraper is the Oklahoma Housing Finance Agency.
Shady Grove 0 The HUD funded Public Housing Agency that serves Shady Grove is the Oklahoma Housing Finance Agency.
Steely Hollow 0 The HUD funded Public Housing Agency that serves Steely Hollow is the Oklahoma Housing Finance Agency.
Tenkiller 0 The HUD funded Public Housing Agency that serves Tenkiller is the Oklahoma Housing Finance Agency.
Teresita 0 The HUD funded Public Housing Agency that serves Teresita is the Oklahoma Housing Finance Agency.
Welling 0 The HUD funded Public Housing Agency that serves Welling is the Oklahoma Housing Finance Agency.
Woodall 0 The HUD funded Public Housing Agency that serves Woodall is the Oklahoma Housing Finance Agency.
Zeb 0 The HUD funded Public Housing Agency that serves Zeb is the Oklahoma Housing Finance Agency.