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Affordable Housing In Cotton County

5 Low Income Apartment Communities In Cotton County

Park Plaza Village Lp

401 School Rd
Temple, Oklahoma

Park Plaza Village

401 Cemetary Rd
Temple, Oklahoma

Heritage Village CO Western Prop

406 W Indiana St
Walters, Oklahoma

108 McClain Dr

108 McClain Dr
Temple, Oklahoma

504 E California St

504 E California St
Walters, Oklahoma
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Housing Authorities that serve Cotton County

Housing Authority Programs
Oklahoma Housing Finance Agency Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Cotton County, Oklahoma

There are 5 low income housing apartment communities offering 152 affordable apartments for rent in Cotton County, Oklahoma.

Income Based Apartments in Cotton County, Oklahoma

Cotton County features 90 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cotton County, Oklahoma

There are 62 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cotton County.

Housing Choice Vouchers in Cotton County, Oklahoma

On average, Section 8 Housing Choice vouchers pay Cotton County landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Cotton County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cotton County, Oklahoma for a two-bedroom apartment is between $617 and $755.

2020 Cotton County, Oklahoma Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $511 $603 $686 $953 $1,112
Payment Standard Range $460 to $562 $543 to $663 $617 to $755 $858 to $1,048 $1,001 to $1,223

Sourced from federal housing data and research.

Cotton County, OK Affordable Housing Snapshot

Total Affordable Apartment Properties 5
Total Low Income Apartments 152
Total Housing Units with Rental Assistance 90
Percentage of Housing Units Occupied By Renters 24.33%
Average Renter Household Size 2.54
Average Household Size 2.48
Median Household Income $46,361 ±$6,287
Median Rent $565 ±$53
Percentage Of Renters Overburdened 36.72% ± 9.76pp
Total Population 6,112

Population and Household Demographics

Cotton County is a county in Oklahoma with a population of 6,112. There are 2,429 households in the county with an average household size of 2.48 persons. 24.33% of households in Cotton County are renters.

Income and Rent Overburden in Cotton County

The median gross income for households in Cotton County is $46,361 a year, or $3,863 a month. The median rent for the county is $565 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cotton County, a household making less than $1,883 a month would be considered overburdened when renting an apartment at or above the median rent. 36.72% of households who rent are overburdened in Cotton County.

Area Median Income In Cotton County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Cotton County, HUD calculates the Area Median Income for a family of four as $60,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cotton County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Cotton County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,760 $17,240 $21,720 $26,200 $30,680 $34,950 $37,350 $39,750
50% of Median $21,100 $24,100 $27,100 $30,100 $32,550 $34,950 $37,350 $39,750
80% of Median $33,750 $38,550 $43,350 $48,150 $52,050 $55,900 $59,750 $63,600

Cities In Cotton County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Devol The HUD funded Public Housing Agency that serves Devol is the Oklahoma Housing Finance Agency.
Randlett The HUD funded Public Housing Agency that serves Randlett is the Oklahoma Housing Finance Agency.
Temple The HUD funded Public Housing Agencies that serve Temple are the Temple Housing Authority and Oklahoma Housing Finance Agency.
Walters The HUD funded Public Housing Agencies that serve Walters are the Walters Housing Authority and Oklahoma Housing Finance Agency.