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Affordable Housing In Duncan
Stephens County, Oklahoma

6 Low Income Apartment Communities In Duncan

Elm Terrace Apartments

206 E Elm Ave
Duncan, Oklahoma
Income Based
1-4 BR

Legacy Senior Apartments Duncan

1745 W. Legacy Drive
Duncan, Oklahoma
1-2 BR

The Gardens at Duncan

419 S 27th St
Duncan, Oklahoma
Call For Rent
1-3 BR

Duncan Plaza

2021 N Highway 81
Duncan, Oklahoma

Pleasant View Apartments

1214 N Highway 81
Duncan, Oklahoma

Duncan Village Apartments

1820 W Plato Rd
Duncan, Oklahoma
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Housing Authorities that serve Duncan

Housing Authority Programs
Oklahoma Housing Finance Agency Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Duncan, Oklahoma

There are 6 low income housing apartment communities offering 407 affordable apartments for rent in Duncan, Oklahoma.

Income Based Apartments in Duncan, Oklahoma

Duncan features 241 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Duncan, Oklahoma

There are 166 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Duncan.

Housing Choice Vouchers in Duncan, Oklahoma

On average, Section 8 Housing Choice vouchers pay Duncan landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Duncan.

The maximum amount a voucher would pay on behalf of a low-income tenant in Duncan, Oklahoma for a two-bedroom apartment is between $655 and $801.

2021 Duncan, Oklahoma Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Duncan, Oklahoma Fair Market Rent $561 $577 $728 $984 $1,076
Duncan, Oklahoma Payment Standard Range $505 to $617 $519 to $635 $655 to $801 $886 to $1,082 $968 to $1,184

Sourced from federal housing data and research.

Duncan, OK Affordable Housing Snapshot

Total Affordable Apartment Properties 6
Total Low Income Apartments 407
Total Housing Units with Rental Assistance 241
Percentage of Housing Units Occupied By Renters 37.23%
Average Renter Household Size 2.55
Average Household Size 2.43
Median Household Income $40,204 ±$2,742
Median Rent $673 ±$26
Percentage Of Renters Overburdened 39.91% ± 5pp
Total Population 23,317

Population and Household Demographics

Duncan is a city in Stephens County, Oklahoma with a population of 23,317. There are 9,414 households in the city with an average household size of 2.43 persons. 37.23% of households in Duncan are renters.

Income and Rent Overburden in Duncan

The median gross income for households in Duncan is $40,204 a year, or $3,350 a month. The median rent for the city is $673 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Duncan, a household making less than $2,243 a month would be considered overburdened when renting an apartment at or above the median rent. 39.91% of households who rent are overburdened in Duncan.

Area Median Income In Duncan

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Duncan, the AMI is calculated from all households within Stephens County.

In Duncan, HUD calculates the Area Median Income for a family of four as $61,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Duncan

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Duncan

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Duncan AMI may qualify for rental assistance programs that target Extremely Low Income households.
$12,900 $17,420 $21,960 $26,500 $31,040 $35,580 $38,050 $40,500
50% AMI Income Limits
Renters earning up to 50% of the Duncan AMI may qualify for rental assistance programs that target Very Low Income households.
$21,500 $24,550 $27,600 $30,650 $33,150 $35,600 $38,050 $40,500
80% AMI Income Limits
Renters earning up to 80% of the Duncan AMI may qualify for rental assistance programs that target Low Income households.
$34,350 $39,250 $44,150 $49,050 $53,000 $56,900 $60,850 $64,750