Affordable Housing In Garfield County
Oklahoma

17 Low Income Apartment Communities In Garfield County

Pheasant Run Apartments

6102 W Chestnut Ave
Enid, OK
$430-690
1-3 BR
HCV Welcome

Harrison Court

212 W Birch Ave
Enid, OK
$500-650
1-2 BR
62+
HCV Welcome

Clay Hall

311 Lakeview Dr
Enid, OK
$435-480
1-2 BR
HCV Welcome

Prairie Flats

712 E. Oklahoma
Enid, OK
$425-555
2-3 BR
Accessible
HCV Welcome

Meadows Point Apartments

1225 S Cleveland St
Enid, OK
62+
Accessible
Elderly Supportive Housing
Subsidized

Civitan Homes Apartments

1314 N Garland Rd
Enid, OK
62+
Accessible
Elderly Supportive Housing
Subsidized

Rolling Meadows of Enid

3225 E Randolph Ave
Enid, OK
Subsidized

Pine Manor Apartments

1011 S 30th St
Enid, OK
Subsidized

Cherokee Terrace Apartments

619 E Maine Ave
Enid, OK
Subsidized

East Side Redevelopment

312 S 13th St
Enid, OK
HCV Welcome

Housing Authorities that serve Garfield County

Housing Authority Programs
Oklahoma Housing Finance Agency Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Garfield County, Oklahoma

There are 17 low income housing apartment communities offering 804 affordable apartments for rent in Garfield County, Oklahoma. Garfield County features 326 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 478 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Garfield County.

Sourced from federal housing data and AffordableHousingOnline.com research.

Garfield County, OK Affordable Housing Snapshot

Total Affordable Apartment Properties 17
Total Low Income Apartments 804
Total Housing Units with Rental Assistance 326
Percentage of Housing Units Occupied By Renters 33.42%
Average Renter Household Size 2.61
Average Household Size 2.52
Median Household Income $48,238 ±$2,296
Median Rent $726 ±$31
Percentage Of Renters Overburdened 31.32% ± 4.27pp
Total Population 62,192

Population and Household Demographics

Garfield County is a County in Oklahoma with a population of 62,192. There are 23,937 households in the county with an average household size of 2.52 persons. 33.42% of households in Garfield County are renters.

Income and Rent Overburden in Garfield County

The median gross income for households in Garfield County is $48,238 a year, or $4,020 a month. The median rent for the county is $726 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Garfield County, a household making less than $2,420 a month would be considered overburdened when renting an apartment at or above the median rent. 31.32% of households who rent are overburdened in Garfield County.1

Area Median Income In Garfield County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Garfield County, HUD calculates the Area Median Income for a family of four as $63,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Garfield County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Garfield County HUD Rental Assistance in Garfield County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,450 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $42,150
50% of Median $22,350 $25,550 $28,750 $31,900 $34,500 $37,050 $39,600 $42,150
80% of Median $35,750 $40,850 $45,950 $51,050 $55,150 $59,250 $63,350 $67,400
Low Income Housing Tax Credits in Garfield County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 2002 to 2011, 3 low income apartment communities containing 251 rental apartments have been constructed and made affordable to low income persons in Garfield County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Garfield County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $22,350 $25,550 $28,750 $31,900 $34,500 $37,050 $39,600 $42,150
60% of Median $26,820 $30,660 $34,500 $38,280 $41,400 $44,460 $47,520 $50,580

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Garfield County is $34,500 a year, or $2,875 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,875 by 30% to get a maximum rent of $863 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $559 $599 $719 $830 $926 $1,022
60% $671 $719 $863 $996 $1,112 $1,226
Fair Market Rents in Garfield County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$534 $623 $820 $1,126 $1,182

Cities In Garfield County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Enid 15 The HUD funded Public Housing Agency that serves Enid is the Oklahoma Housing Finance Agency.
Waukomis 2 The HUD funded Public Housing Agency that serves Waukomis is the Oklahoma Housing Finance Agency.
Bison 0 The HUD funded Public Housing Agency that serves Bison is the Oklahoma Housing Finance Agency.
Breckenridge 0 The HUD funded Public Housing Agency that serves Breckenridge is the Oklahoma Housing Finance Agency.
Carrier 0 The HUD funded Public Housing Agency that serves Carrier is the Oklahoma Housing Finance Agency.
Covington 0 The HUD funded Public Housing Agency that serves Covington is the Oklahoma Housing Finance Agency.
Douglas 0 The HUD funded Public Housing Agency that serves Douglas is the Oklahoma Housing Finance Agency.
Drummond 0 The HUD funded Public Housing Agency that serves Drummond is the Oklahoma Housing Finance Agency.
Fairmont 0 The HUD funded Public Housing Agency that serves Fairmont is the Oklahoma Housing Finance Agency.
Garber 0 The HUD funded Public Housing Agency that serves Garber is the Oklahoma Housing Finance Agency.
Hillsdale 0 The HUD funded Public Housing Agency that serves Hillsdale is the Oklahoma Housing Finance Agency.
Hunter 0 The HUD funded Public Housing Agency that serves Hunter is the Oklahoma Housing Finance Agency.
Kremlin 0 The HUD funded Public Housing Agency that serves Kremlin is the Oklahoma Housing Finance Agency.
Lahoma 0 The HUD funded Public Housing Agency that serves Lahoma is the Oklahoma Housing Finance Agency.
North Enid 0 The HUD funded Public Housing Agency that serves North Enid is the Oklahoma Housing Finance Agency.