Affordable Housing In Norman
Cleveland County, Oklahoma

17 Low Income Apartment Communities In Norman

Mckinzie Gardens

1000 State Dr
Norman, OK
Accessible
Disabled Supportive Housing
Subsidized

Mckinzie Gardens II

970 N State Dr
Norman, OK
Accessible
Disabled Supportive Housing
Subsidized

Northcliff Gardens

1301 Northcliff Ave
Norman, OK
62+
Accessible
Elderly Supportive Housing
Subsidized

Willows Pathways

517 N University Blvd
Norman, OK
62+
Accessible
Elderly Supportive Housing
Subsidized

Vicksburg Village, Ltd

200 Vicksburg Ave
Norman, OK
Subsidized

Rose Rock Villa Eh

700 N Berry Rd
Norman, OK

Senior Cottages of Norman

2800 Oak Tree Ave
Norman, OK
HCV Welcome

Chdo Activity

1620 Stubbeman Ave
Norman, OK
HCV Welcome

Chdo Activity

1666 Stubbeman Ave
Norman, OK
HCV Welcome

Brookstone Cottages of Norman

3701 Eagle Cliff Dr
Norman, OK
HCV Welcome

There are 17 low income housing apartment complexes which contain 1,191 affordable apartments for rent in Norman. Many of these rental apartments are income based housing with 400 apartments that set rent based on your income. In Norman, HUD housing programs support 100 rental assistance apartments through programs like Project-based Section 8. There are 791 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Norman

Housing Authority Programs
Norman Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Norman, Oklahoma

Norman, OK Affordable Housing Snapshot

Total Affordable Apartment Properties 17
Total Low Income Apartments 1,191
Total Rent Assisted Apartments 400
Percentage of Housing Units Occupied By Renters 44.19%
Average Renter Household Size 2.31
Total Population 117,353
Housing Units 44,911
Average Household Size 2.44
Median Household Income $51,491 ±$1,272
Median Rent $788 ±$20
Percentage Of Renters Overburdened 48.57% ± 3.4pp

Population and Household Demographics

Norman is a City in Cleveland County, Oklahoma with a population of 117,353. There are 44,911 households in the city with an average household size of 2.44 persons. 44.19% of households in Norman are renters.

Income and Rent Overburden in Norman

The median gross income for households in Norman is $51,491 a year, or $4,291 a month. The median rent for the city is $788 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Norman, a household making less than $2,627 a month would be considered overburdened when renting an apartment at or above the median rent. 48.57% of households who rent are overburdened in Norman.1

Area Median Income In Norman

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Norman, the AMI is calculated from all households within Cleveland County.

In Norman, HUD calculates the Area Median Income for a family of four as $73,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Norman

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Norman HUD Rental Assistance in Norman

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,550 $17,750 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $25,850 $29,550 $33,250 $36,900 $39,900 $42,850 $45,800 $48,750
80% of Median $41,350 $47,250 $53,150 $59,050 $63,800 $68,500 $73,250 $77,950
Low Income Housing Tax Credits in Norman

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1998 to 2007, 7 low income apartment communities containing 690 rental apartments have been constructed and made affordable to low income persons in Norman by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Norman

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $25,850 $29,550 $33,250 $36,900 $39,900 $42,850 $45,800 $48,750
60% of Median $31,020 $35,460 $39,900 $44,280 $47,880 $51,420 $54,960 $58,500

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Norman is $39,900 a year, or $3,325 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,325 by 30% to get a maximum rent of $998 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $646 $693 $831 $960 $1,071 $1,182
60% $776 $831 $998 $1,152 $1,286 $1,418
Fair Market Rents in Norman

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$637 $689 $867 $1,184 $1,463