Affordable Housing In Ottawa County
Oklahoma

11 Low Income Apartment Communities In Ottawa County

Route 66 Landing

36 N Main St
Miami, OK
Call For Rent
2-3 BR
55+
HCV Welcome

Afton Village

326 S Maple Ave
Afton, OK
Call For Rent
1-4 BR
HCV Welcome

Pine Place Apartments ( Formerly Miami Senior )

1100 Pine St
Miami, OK
Subsidized

Twin Springs Estates ( Aka Miami Apartments )

1700 Redwood Ln
Miami, OK
HCV Welcome

Neosho Ridge Addition

1802 18th Pl SW
Miami, OK
HCV Welcome

Wynnewood Village Apartments

RR 2
Wyandotte, OK
HCV Welcome

Timber Tree Properties

1120 B St
Commerce, OK
HCV Welcome

214 S East St

214 S East St
Afton, OK

115 S Emily St

115 S Emily St
Picher, OK

Nine Tribes Towers

205 B St NE
Miami, OK

Housing Authorities that serve Ottawa County

Housing Authority Programs
Oklahoma Housing Finance Agency Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Ottawa County

Housing Authority Programs
Housing Authority of the City of Picher Public Housing
Miami Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Commerce Housing Authority Public Housing
Housing Authority of the City of Afton Public Housing

Guide To Affordable Housing in Ottawa County, Oklahoma

There are 11 low income housing apartment communities offering 748 affordable apartments for rent in Ottawa County, Oklahoma. Ottawa County features 437 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 311 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Ottawa County.

Sourced from federal housing data and AffordableHousingOnline.com research.

Ottawa County, OK Affordable Housing Snapshot

Total Affordable Apartment Properties 11
Total Low Income Apartments 748
Total Housing Units with Rental Assistance 437
Percentage of Housing Units Occupied By Renters 30.08%
Average Renter Household Size 2.63
Average Household Size 2.58
Median Household Income $36,347 ±$985
Median Rent $627 ±$14
Percentage Of Renters Overburdened 42.25% ± 2.75pp
Total Population 32,085

Population and Household Demographics

Ottawa County is a County in Oklahoma with a population of 32,085. There are 12,061 households in the county with an average household size of 2.58 persons. 30.08% of households in Ottawa County are renters.

Income and Rent Overburden in Ottawa County

The median gross income for households in Ottawa County is $36,347 a year, or $3,029 a month. The median rent for the county is $627 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Ottawa County, a household making less than $2,090 a month would be considered overburdened when renting an apartment at or above the median rent. 42.25% of households who rent are overburdened in Ottawa County.1

Area Median Income In Ottawa County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Ottawa County, HUD calculates the Area Median Income for a family of four as $48,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Ottawa County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Ottawa County HUD Rental Assistance in Ottawa County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $30,170 $33,100 $35,350 $37,650
50% of Median $19,950 $22,800 $25,650 $28,500 $30,800 $33,100 $35,350 $37,650
80% of Median $31,950 $36,500 $41,050 $45,600 $49,250 $52,900 $56,550 $60,200
Low Income Housing Tax Credits in Ottawa County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1993 to 2011, 5 low income apartment communities containing 151 rental apartments have been constructed and made affordable to low income persons in Ottawa County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Ottawa County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $19,950 $22,800 $25,650 $28,500 $30,800 $33,100 $35,350 $37,650
60% of Median $23,940 $27,360 $30,780 $34,200 $36,960 $39,720 $42,420 $45,180

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Ottawa County is $30,780 a year, or $2,565 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,565 by 30% to get a maximum rent of $770 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $499 $534 $641 $741 $828 $913
60% $599 $641 $770 $890 $993 $1,095
Fair Market Rents in Ottawa County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$469 $544 $717 $893 $993

Cities In Ottawa County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Wyandotte 1 The HUD funded Public Housing Agency that serves Wyandotte is the Oklahoma Housing Finance Agency.
Fairland 0 The HUD funded Public Housing Agency that serves Fairland is the Oklahoma Housing Finance Agency.
Miami 5 The HUD funded Public Housing Agencies that serve Miami are the Miami Housing Authority and Oklahoma Housing Finance Agency.
Afton 2 The HUD funded Public Housing Agencies that serve Afton are the Housing Authority of the City of Afton and Oklahoma Housing Finance Agency.
Commerce 2 The HUD funded Public Housing Agencies that serve Commerce are the Commerce Housing Authority and Oklahoma Housing Finance Agency.
Cardin 0 The HUD funded Public Housing Agency that serves Cardin is the Oklahoma Housing Finance Agency.
Dotyville 0 The HUD funded Public Housing Agency that serves Dotyville is the Oklahoma Housing Finance Agency.
Narcissa 0 The HUD funded Public Housing Agency that serves Narcissa is the Oklahoma Housing Finance Agency.
North Miami 0 The HUD funded Public Housing Agency that serves North Miami is the Oklahoma Housing Finance Agency.
Peoria 0 The HUD funded Public Housing Agency that serves Peoria is the Oklahoma Housing Finance Agency.
Picher 1 The HUD funded Public Housing Agency that serves Picher is the Oklahoma Housing Finance Agency.
Quapaw 0 The HUD funded Public Housing Agency that serves Quapaw is the Oklahoma Housing Finance Agency.