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Affordable Housing In Spencer
Oklahoma County, Oklahoma

4 Low Income Apartment Communities In Spencer

Reserve at Spencer

8400 NE 36th St.
Spencer, Oklahoma
2-3 BR

Roscoe Dunjee Senior Living Center I & II

3711 Elpizo Cir
Spencer, Oklahoma
Call For Rent
1 BR
Elderly Supportive Housing

Fred Factory Gardens

3901 Dunjee Blvd.
Spencer, Oklahoma
Call For Rent
1-5 BR

Roscoe Dunjee II

3720 Elpizo Cir
Spencer, Oklahoma
Elderly Supportive Housing
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Housing Authorities that serve Spencer

Housing Authority Programs
Oklahoma Housing Finance Agency Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Spencer, Oklahoma

There are 4 low income housing apartment communities offering 220 affordable apartments for rent in Spencer, Oklahoma.

Income Based Apartments in Spencer, Oklahoma

Spencer features 166 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Spencer, Oklahoma

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Spencer.

Housing Choice Vouchers in Spencer, Oklahoma

On average, Section 8 Housing Choice vouchers pay Spencer landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Spencer.

The maximum amount a voucher would pay on behalf of a low-income tenant in Spencer, Oklahoma for a two-bedroom apartment is between $815 and $997.

2020 Spencer, Oklahoma Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $684 $724 $906 $1,231 $1,506
Payment Standard Range $616 to $752 $652 to $796 $815 to $997 $1,108 to $1,354 $1,355 to $1,657

Sourced from federal housing data and research.

Spencer, OK Affordable Housing Snapshot

Total Affordable Apartment Properties 4
Total Low Income Apartments 220
Total Housing Units with Rental Assistance 166
Percentage of Housing Units Occupied By Renters 23.64%
Average Renter Household Size 2.25
Average Household Size 2.44
Median Household Income $37,681 ±$9,176
Median Rent $719 ±$52
Percentage Of Renters Overburdened 54.71% ± 20.5pp
Total Population 4,004

Population and Household Demographics

Spencer is a city in Oklahoma County, Oklahoma with a population of 4,004. There are 1,616 households in the city with an average household size of 2.44 persons. 23.64% of households in Spencer are renters.

Income and Rent Overburden in Spencer

The median gross income for households in Spencer is $37,681 a year, or $3,140 a month. The median rent for the city is $719 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Spencer, a household making less than $2,397 a month would be considered overburdened when renting an apartment at or above the median rent. 54.71% of households who rent are overburdened in Spencer.

Area Median Income In Spencer

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Spencer, the AMI is calculated from all households within Oklahoma County.

In Spencer, HUD calculates the Area Median Income for a family of four as $74,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Spencer

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Spencer

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,650 $17,850 $21,720 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $26,050 $29,800 $33,500 $37,200 $40,200 $43,200 $46,150 $49,150
80% of Median $41,650 $47,600 $53,550 $59,500 $64,300 $69,050 $73,800 $78,550