Affordable Housing In Central Point
Jackson County, Oregon

5 Low Income Apartment Communities In Central Point

Eighth Street Apartments

20 S 8th St
Central Point, OR
Subsidized

Central Point Retirement Center

410 Richardson Dr
Central Point, OR
62+
Accessible
Elderly Supportive Housing
Subsidized

Creekside Apartments

200 S Haskell St.
Central Point, OR
HCV Welcome

Scenic Heights

1825 Scenic Ave
Central Point, OR
HCV Welcome

Willow Glen

1200 Cherry St
Central Point, OR
HCV Welcome
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There are 5 low income housing apartment complexes which contain 244 affordable apartments for rent in Central Point. Many of these rental apartments are income based housing with 72 apartments that set rent based on your income. In Central Point, HUD housing programs support 10 rental assistance apartments through programs like Project-based Section 8. There are 172 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Central Point

Housing Authority Programs
Housing Authority of Jackson County Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Central Point, Oregon

Central Point, OR Affordable Housing Snapshot

Total Affordable Apartment Properties 5
Total Low Income Apartments 244
Total Rent Assisted Apartments 72
Percentage of Housing Units Occupied By Renters 36.95%
Average Renter Household Size 3.06
Total Population 17,604
Housing Units 6,565
Average Household Size 2.67
Median Household Income $48,984 ±$4,891
Median Rent $957 ±$57
Percentage Of Renters Overburdened 52.47% ± 10.5pp

Population and Household Demographics

Central Point is a City in Jackson County, Oregon with a population of 17,604. There are 6,565 households in the city with an average household size of 2.67 persons. 36.95% of households in Central Point are renters.

Income and Rent Overburden in Central Point

The median gross income for households in Central Point is $48,984 a year, or $4,082 a month. The median rent for the city is $957 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Central Point, a household making less than $3,190 a month would be considered overburdened when renting an apartment at or above the median rent. 52.47% of households who rent are overburdened in Central Point.1

Area Median Income In Central Point

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Central Point, the AMI is calculated from all households within Jackson County.

In Central Point, HUD calculates the Area Median Income for a family of four as $66,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Central Point

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Central Point HUD Rental Assistance in Central Point

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,650 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $42,800
50% of Median $22,700 $25,950 $29,200 $32,400 $35,000 $37,600 $40,200 $42,800
80% of Median $36,300 $41,450 $46,650 $51,800 $55,950 $60,100 $64,250 $68,400
Low Income Housing Tax Credits in Central Point

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1994 to 2009, 2 low income apartment communities containing 122 rental apartments have been constructed and made affordable to low income persons in Central Point by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Central Point

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $22,700 $25,950 $29,200 $32,400 $35,000 $37,600 $40,200 $42,800
60% of Median $27,240 $31,140 $35,040 $38,880 $42,000 $45,120 $48,240 $51,360

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Central Point is $35,040 a year, or $2,920 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,920 by 30% to get a maximum rent of $876 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $568 $608 $730 $843 $940 $1,038
60% $681 $730 $876 $1,011 $1,128 $1,245
Fair Market Rents in Central Point

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$692 $747 $988 $1,429 $1,735