Affordable Housing In Elgin
Union County, Oregon

2 Low Income Apartment Communities In Elgin

Mallard Heights

1870 N 15th
Elgin, Oregon
Accepts Vouchers

Highland View Apartments

800 N 15th Ave
Elgin, Oregon
Accepts Vouchers
  • «
  • 1
  • »

Guide To Affordable Housing in Elgin, Oregon

There are 2 low income housing apartment communities offering 59 affordable apartments for rent in Elgin, Oregon.

Income Based Apartments in Elgin, Oregon

Elgin features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Elgin, Oregon

There are 59 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Elgin.

Housing Choice Vouchers in Elgin, Oregon

On average, Section 8 Housing Choice vouchers pay Elgin landlords $400 per month towards rent. The average voucher holder contributes $300 towards rent in Elgin.

The maximum amount a voucher would pay on behalf of a low-income tenant in Elgin, Oregon for a two-bedroom apartment is between $763 and $933.

2020 Elgin, Oregon Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $553 $644 $848 $1,223 $1,421
Payment Standard Range $498 to $608 $580 to $708 $763 to $933 $1,101 to $1,345 $1,279 to $1,563

Sourced from federal housing data and research.

Elgin, OR Affordable Housing Snapshot

Total Affordable Apartment Properties 2
Total Low Income Apartments 59
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 33.71%
Average Renter Household Size 2.44
Average Household Size 2.46
Median Household Income $38,250 ±$15,987
Median Rent $642 ±$157
Percentage Of Renters Overburdened 43.06% ± 18.73pp
Total Population 1,527

Population and Household Demographics

Elgin is a City in Union County, Oregon with a population of 1,527. There are 620 households in the city with an average household size of 2.46 persons. 33.71% of households in Elgin are renters.

Income and Rent Overburden in Elgin

The median gross income for households in Elgin is $38,250 a year, or $3,188 a month. The median rent for the city is $642 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Elgin, a household making less than $2,140 a month would be considered overburdened when renting an apartment at or above the median rent. 43.06% of households who rent are overburdened in Elgin.1

Area Median Income In Elgin

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Elgin, the AMI is calculated from all households within Union County.

In Elgin, HUD calculates the Area Median Income for a family of four as $60,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Elgin

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Elgin

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,800 $16,910 $21,330 $25,750 $30,170 $34,590 $37,700 $40,150
50% of Median $21,300 $24,350 $27,400 $30,400 $32,850 $35,300 $37,700 $40,150
80% of Median $34,100 $38,950 $43,800 $48,650 $52,550 $56,450 $60,350 $64,250