Affordable Housing In Bedford County

7 Low Income Apartment Communities In Bedford County

Raystown Village

847 Raystown Rd
Everett, PA

Penn - Bedford Apartments

116 E Pitt St
Bedford, PA

Mountain Valley Apartments

225 E Pitt St
Bedford, PA

Friendship Village

348 Friendship Village Rd
Bedford, PA

Devon Homes

109 Devon Way
Hyndman, PA

Central Apartments

67 W 9th St
Everett, PA

Fort Bedford Inn CO Bcha

201 S Richard St
Bedford, PA
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Housing Authorities that serve Bedford County

Housing Authority Programs
Housing Authority of the County of Bedford Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Bedford County, Pennsylvania

There are 7 low income housing apartment communities offering 301 affordable apartments for rent in Bedford County, Pennsylvania. Bedford County features 223 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 78 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Bedford County.

Sourced from federal housing data and research.

Bedford County, PA Affordable Housing Snapshot

Total Affordable Apartment Properties 7
Total Low Income Apartments 301
Total Housing Units with Rental Assistance 223
Percentage of Housing Units Occupied By Renters 20.35%
Average Renter Household Size 2.07
Average Household Size 2.43
Median Household Income $45,930 ±$1,345
Median Rent $630 ±$22
Percentage Of Renters Overburdened 39.21% ± 3.99pp
Total Population 49,086

Population and Household Demographics

Bedford County is a County in Pennsylvania with a population of 49,086. There are 20,000 households in the county with an average household size of 2.43 persons. 20.35% of households in Bedford County are renters.

Income and Rent Overburden in Bedford County

The median gross income for households in Bedford County is $45,930 a year, or $3,828 a month. The median rent for the county is $630 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Bedford County, a household making less than $2,100 a month would be considered overburdened when renting an apartment at or above the median rent. 39.21% of households who rent are overburdened in Bedford County.1

Area Median Income In Bedford County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Bedford County, HUD calculates the Area Median Income for a family of four as $59,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Bedford County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Bedford County HUD Rental Assistance in Bedford County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,300 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $41,750
50% of Median $22,150 $25,300 $28,450 $31,600 $34,150 $36,700 $39,200 $41,750
80% of Median $35,400 $40,450 $45,500 $50,550 $54,600 $58,650 $62,700 $66,750
Low Income Housing Tax Credits in Bedford County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1994 to 2001, 2 low income apartment communities containing 43 rental apartments have been constructed and made affordable to low income persons in Bedford County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Bedford County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $22,150 $25,300 $28,450 $31,600 $34,150 $36,700 $39,200 $41,750
60% of Median $26,580 $30,360 $34,140 $37,920 $40,980 $44,040 $47,040 $50,100

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Bedford County is $34,140 a year, or $2,845 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,845 by 30% to get a maximum rent of $854 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $554 $593 $711 $822 $918 $1,012
60% $665 $712 $854 $986 $1,101 $1,214
Fair Market Rents in Bedford County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$571 $602 $714 $907 $999

Cities In Bedford County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Bedford 4 The HUD funded Public Housing Agency that serves Bedford is the Housing Authority of the County of Bedford.
Saxton 0 The HUD funded Public Housing Agency that serves Saxton is the Housing Authority of the County of Bedford.
Everett 2 The HUD funded Public Housing Agency that serves Everett is the Housing Authority of the County of Bedford.
Coaldale 0 The HUD funded Public Housing Agency that serves Coaldale is the Housing Authority of the County of Bedford.
St Clair 0
Bedfordship 0
Bloomfield 0
Broad Top 0
Colerain 0
Cumberland Valley 0
Defiance 0
Earlston 0
East Providence 0
East St. Clair 0
Hopewell 0
Hopewellship 0
Hyndman 1
Juniata 0
Kimmel 0
King 0
Liberty 0
Lincoln 0
Londonderry 0
Mann 0
Manns Choice 0
Monroe 0
Napier 0
New Paris 0
Pavia 0
Pleasantville 0
Rainsburg 0
St. Clairsville 0
Schellsburg 0
Snake Spring 0
Southampton 0
South Woodbury 0
Stonerstown 0
West Providence 0
West St. Clair 0
Woodbury 0
Woodburyship 0