Affordable Housing In Cameron County
Pennsylvania

3 Low Income Apartment Communities In Cameron County

Lodge Run

816 Gillespie Ave
Portage, PA
62+
Subsidized

Emporium Arms

324 W 4th St
Emporium, PA
Subsidized

Maple Street Apartments

40 W 5th St
Emporium, PA
HCV Welcome
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Guide To Affordable Housing in Cameron County, Pennsylvania

There are 3 low income housing apartment communities offering 138 affordable apartments for rent in Cameron County, Pennsylvania. Cameron County features 106 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 32 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Cameron County.

Sourced from federal housing data and AffordableHousingOnline.com research.

Cameron County, PA Affordable Housing Snapshot

Total Affordable Apartment Properties 3
Total Low Income Apartments 138
Total Housing Units with Rental Assistance 106
Percentage of Housing Units Occupied By Renters 29.72%
Average Renter Household Size 1.93
Average Household Size 2.20
Median Household Income $39,897 ±$2,691
Median Rent $576 ±$47
Percentage Of Renters Overburdened 38.14% ± 7.87pp
Total Population 4,869

Population and Household Demographics

Cameron County is a County in Pennsylvania with a population of 4,869. There are 2,170 households in the county with an average household size of 2.20 persons. 29.72% of households in Cameron County are renters.

Income and Rent Overburden in Cameron County

The median gross income for households in Cameron County is $39,897 a year, or $3,325 a month. The median rent for the county is $576 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cameron County, a household making less than $1,920 a month would be considered overburdened when renting an apartment at or above the median rent. 38.14% of households who rent are overburdened in Cameron County.1

Area Median Income In Cameron County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Cameron County, HUD calculates the Area Median Income for a family of four as $52,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cameron County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Cameron County HUD Rental Assistance in Cameron County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,300 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $41,750
50% of Median $22,150 $25,300 $28,450 $31,600 $34,150 $36,700 $39,200 $41,750
80% of Median $35,400 $40,450 $45,500 $50,550 $54,600 $58,650 $62,700 $66,750
Low Income Housing Tax Credits in Cameron County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1995 to 1995, 1 low income apartment communities containing 32 rental apartments have been constructed and made affordable to low income persons in Cameron County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Cameron County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $22,150 $25,300 $28,450 $31,600 $34,150 $36,700 $39,200 $41,750
60% of Median $26,580 $30,360 $34,140 $37,920 $40,980 $44,040 $47,040 $50,100

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Cameron County is $34,140 a year, or $2,845 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,845 by 30% to get a maximum rent of $854 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $554 $593 $711 $822 $918 $1,012
60% $665 $712 $854 $986 $1,101 $1,214
Fair Market Rents in Cameron County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$532 $542 $714 $890 $967

Cities In Cameron County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Emporium 2
Driftwood 0
Gibson 0
Grove 0
Lumber 0
Portage 1
Prospect Park 0
Shippen 0