Affordable Housing In Cross Roads
York County,
Pennsylvania
Housing Authorities that serve Cross Roads
| Housing Authority | Programs |
|---|---|
| Housing Authority of the City of York | Section 8 Housing Choice Voucher (HCV); Public Housing |
Guide To Affordable Housing in Cross Roads, Pennsylvania
There are 0 low income housing apartment communities offering 0 affordable apartments for rent in Cross Roads, Pennsylvania.
Income Based Apartments in Cross Roads, Pennsylvania
Cross Roads features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Cross Roads, Pennsylvania
There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cross Roads.
Housing Choice Vouchers in Cross Roads, Pennsylvania
On average, Section 8 Housing Choice vouchers pay Cross Roads landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Cross Roads.
The maximum amount a voucher would pay on behalf of a low-income tenant in Cross Roads, Pennsylvania for a two-bedroom apartment is between $872 and $1,066.
2021 Cross Roads, Pennsylvania Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| Cross Roads, Pennsylvania Fair Market Rent | $639 | $736 | $969 | $1,225 | $1,345 |
| Cross Roads, Pennsylvania Payment Standard Range | $575 to $703 | $662 to $810 | $872 to $1,066 | $1,103 to $1,348 | $1,211 to $1,480 |
Sourced from federal housing data and AffordableHousingOnline.com research.
Cross Roads, PA Affordable Housing Snapshot
| Total Affordable Apartment Properties | 0 |
|---|---|
| Total Low Income Apartments | 0 |
| Total Housing Units with Rental Assistance | 0 |
| Percentage of Housing Units Occupied By Renters | 12.22% |
| Average Renter Household Size | 2.41 |
| Average Household Size | 3.09 |
| Median Household Income | $67,500 ±$10,348 |
| Median Rent | $1,250 ±$247 |
| Percentage Of Renters Overburdened | 54.55% ± 53.97pp |
| Total Population | 556 |
Population and Household Demographics
Cross Roads is a city in York County, Pennsylvania with a population of 556. There are 180 households in the city with an average household size of 3.09 persons. 12.22% of households in Cross Roads are renters.
Income and Rent Overburden in Cross Roads
The median gross income for households in Cross Roads is $67,500 a year, or $5,625 a month. The median rent for the city is $1,250 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cross Roads, a household making less than $4,167 a month would be considered overburdened when renting an apartment at or above the median rent. 54.55% of households who rent are overburdened in Cross Roads.
Area Median Income In Cross Roads
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Cross Roads, the AMI is calculated from all households within York County.
In Cross Roads, HUD calculates the Area Median Income for a family of four as $82,200
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Cross Roads
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Cross Roads
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the Cross Roads AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$17,300 | $19,750 | $22,200 | $26,200 | $30,680 | $35,160 | $39,640 | $44,120 |
| 50% AMI Income Limits Renters earning up to 50% of the Cross Roads AMI may qualify for rental assistance programs that target Very Low Income households. |
$28,800 | $32,900 | $37,000 | $41,100 | $44,400 | $47,700 | $51,000 | $54,300 |
| 80% AMI Income Limits Renters earning up to 80% of the Cross Roads AMI may qualify for rental assistance programs that target Low Income households. |
$46,050 | $52,600 | $59,200 | $65,750 | $71,050 | $76,300 | $81,550 | $86,800 |
