Low Income Apartments and Affordable Housing For Rent in Cumberland County, PA

Discover affordable housing in Cumberland County where there are 83+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Enola Senior Housing

20 Susquehanna Ave, Enola, Pennsylvania 17025

switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
accessibility Accessible

School House Apartments

400 7th St, New Cumberland, Pennsylvania 17070

switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers

13 E High St

13 E High St, Carlisle, Pennsylvania 17013

switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers

How To Identify Affordable Housing in Cumberland County, Pennsylvania

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

Badge Description
switch_access_shortcut Short Wait
Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
real_estate_agent Naturally Affordable
Naturally Occuring Affordable Housing - or NOAH - is any housing unit that offers affordable rent without participating in a rent subsidy program.
Open Until Further Notice
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Reported On February 23rd, 2024 by Chris Madden

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Cumberland County, Pennsylvania
$24.11/hour
$16.86 (+233%) more than Pennsylvania minimum wage and $16.86 (+233%) more than the Federal minimum wage.
Learn More About Cumberland County, Pennsylvania Affordable Housing ↓

What HUD offices serve Cumberland County, Pennsylvania?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing programs for Cumberland County, Pennsylvania.

Go to the Pennsylvania Public Housing and Low-Income Apartments Waiting Lists page for openings near Cumberland County.

How many renters live in Cumberland County, Pennsylvania?

The County of Cumberland County has people living in households.

There are renters living in renter households in this County. Renters make up 24.91 percent of the population living in Cumberland County.

What is the rental market like in Cumberland County, Pennsylvania?

There are an estimated housing units in the Cumberland County area. Of these, units are rental homes, making up percent of the housing market. For every renter household in Cumberland County, Pennsylvania, there are 1.04 rental units.

What is the vacancy rate for rentals in Cumberland County?

The rental vacancy rate in Cumberland County is 2 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Cumberland County for each bedroom size?

Occupied Rental Units by Size in Cumberland County
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
922 7,841 13,601 6,440 1,909
Occupied Rental Units by Size in Cumberland County

A large number of apartments in Cumberland County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How Much Is Rent in Cumberland County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $876 to $1,695. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $876
One BR $1,021
Two BR $1,273
Three BR $1,634
Four BR $1,695
2024 Fair Market Rents in Cumberland County, Pennsylvania

How many units are rented at Fair Market Rent (FMR) in Cumberland County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 140 15 percent
One BR 5,510 70 percent
Two BR 7,225 53 percent
Rental Units Below FMR in Cumberland County, Pennsylvania

How many affordable rental units are in Cumberland County?

There are a variety of federal affordable housing programs serving households in Cumberland County, Pennsylvania including the following:

Federal Program Unit Count
Low Income Housing Tax Credit
Public Housing
Section 8 Project-Based Rental Assistance
Section 202 Supportive Housing for the Elderly
USDA Section 515 Rural Rental Housing
Tracked Units by Federal Program in Cumberland County, Pennsylvania

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Cumberland County, Pennsylvania

Cumberland County features 1,541 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cumberland County, Pennsylvania

There are 1,119 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cumberland County.

Housing Choice Vouchers in Cumberland County, Pennsylvania

On average, Section 8 Housing Choice vouchers pay Cumberland County landlords $500 per month towards rent. The average voucher holder contributes $400 towards rent in Cumberland County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cumberland County, Pennsylvania for a two-bedroom apartment is between $1,146 and $1,400.

Sourced from federal housing data and AffordableHousingOnline.com research.

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