Affordable Housing In Elk County
Pennsylvania

11 Low Income Apartment Communities In Elk County

Townview Apartments

541 Town View Rd
Saint Marys, PA
$470-535
1-2 BR
HCV Welcome

Ridgway Commons

51 Commons Ln
Ridgway, PA
Call For Rent
1-3 BR
HCV Welcome

St Josephs Terrace

45 Plum St
Weedville, PA
62+
Accessible
Elderly Supportive Housing
Subsidized

Ridgway Terrace Commons

51 Commons Ln
Ridgway, PA
Subsidized

Elk Towers

185 Center St
Saint Marys, PA
Subsidized

Fox Township Manor

108 Irishtown Rd
Kersey, PA
62+
Accessible
Elderly Supportive Housing
Subsidized

Marien Stadt Place

72 Erie Ave
Saint Marys, PA
HCV Welcome

Dan S Dickinson Apartments

101 N Mill St
Ridgway, PA

Harold E Duffy Apartments

424 Water Street Ext
Johnsonburg, PA

Elco Glen

759 Johnsonburg Rd
Saint Marys, PA

Housing Authorities that serve Elk County

Housing Authority Programs
Housing Authority of the County of Elk Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Elk County, Pennsylvania

There are 11 low income housing apartment communities offering 521 affordable apartments for rent in Elk County, Pennsylvania. Elk County features 357 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 164 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Elk County.

Sourced from federal housing data and AffordableHousingOnline.com research.

Elk County, PA Affordable Housing Snapshot

Total Affordable Apartment Properties 11
Total Low Income Apartments 521
Total Housing Units with Rental Assistance 357
Percentage of Housing Units Occupied By Renters 21.9%
Average Renter Household Size 2.00
Average Household Size 2.34
Median Household Income $46,671 ±$1,990
Median Rent $546 ±$29
Percentage Of Renters Overburdened 35.24% ± 6.36pp
Total Population 31,370

Population and Household Demographics

Elk County is a County in Pennsylvania with a population of 31,370. There are 13,244 households in the county with an average household size of 2.34 persons. 21.9% of households in Elk County are renters.

Income and Rent Overburden in Elk County

The median gross income for households in Elk County is $46,671 a year, or $3,889 a month. The median rent for the county is $546 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Elk County, a household making less than $1,820 a month would be considered overburdened when renting an apartment at or above the median rent. 35.24% of households who rent are overburdened in Elk County.1

Area Median Income In Elk County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Elk County, HUD calculates the Area Median Income for a family of four as $65,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Elk County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Elk County HUD Rental Assistance in Elk County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,650 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $42,900
50% of Median $22,750 $26,000 $29,250 $32,500 $35,100 $37,700 $40,300 $42,900
80% of Median $36,400 $41,600 $46,800 $52,000 $56,200 $60,350 $64,500 $68,650
Low Income Housing Tax Credits in Elk County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1991 to 2007, 4 low income apartment communities containing 132 rental apartments have been constructed and made affordable to low income persons in Elk County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Elk County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $22,750 $26,000 $29,250 $32,500 $35,100 $37,700 $40,300 $42,900
60% of Median $27,300 $31,200 $35,100 $39,000 $42,120 $45,240 $48,360 $51,480

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Elk County is $35,100 a year, or $2,925 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,925 by 30% to get a maximum rent of $878 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $569 $609 $731 $845 $943 $1,040
60% $683 $731 $878 $1,014 $1,131 $1,248
Fair Market Rents in Elk County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$468 $565 $714 $954 $967

Cities In Elk County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Ridgway 3 The HUD funded Public Housing Agency that serves Ridgway is the Housing Authority of the County of Elk.
Weedville 1 The HUD funded Public Housing Agency that serves Weedville is the Housing Authority of the County of Elk.
Saint Marys 4 The HUD funded Public Housing Agency that serves Saint Marys is the Housing Authority of the County of Elk.
St Marys 1 The HUD funded Public Housing Agency that serves St Marys is the Housing Authority of the County of Elk.
Benezette 0
Byrnedale 0
Force 0
Fox 0
Highland 0
Horton 0
James City 0
Jay 0
Johnsonburg 1
Jones 0
Kersey 1
Millstone 0
Ridgwayship 0
St. Marys 0
Spring Creek 0
Wilcox 0