Affordable Housing In Irwin
2 Low Income Apartment Communities In Irwin
Housing Authorities that serve Irwin
|Westmoreland County Housing Authority||Section 8 Housing Choice Voucher (HCV); Public Housing|
Guide To Affordable Housing in Irwin, Pennsylvania
There are 2 low income housing apartment communities offering 97 affordable apartments for rent in Irwin, Pennsylvania.
Income Based Apartments in Irwin, Pennsylvania
Irwin features 86 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Irwin, Pennsylvania
There are 11 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Irwin.
Housing Choice Vouchers in Irwin, Pennsylvania
On average, Section 8 Housing Choice vouchers pay Irwin landlords $600 per month towards rent. The average voucher holder contributes $200 towards rent in Irwin.
The maximum amount a voucher would pay on behalf of a low-income tenant in Irwin, Pennsylvania for a two-bedroom apartment is between $801 and $979.
2020 Irwin, Pennsylvania Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
|Studio||One BR||Two BR||Three BR||Four BR|
|Fair Market Rent||$661||$727||$890||$1,137||$1,248|
|Payment Standard Range||$595 to $727||$654 to $800||$801 to $979||$1,023 to $1,251||$1,123 to $1,373|
Sourced from federal housing data and AffordableHousingOnline.com research.
Irwin, PA Affordable Housing Snapshot
|Total Affordable Apartment Properties||2|
|Total Low Income Apartments||97|
|Total Housing Units with Rental Assistance||86|
|Percentage of Housing Units Occupied By Renters||53.69%|
|Average Renter Household Size||1.81|
|Average Household Size||2.09|
|Median Household Income||$41,419 ±$3,109|
|Median Rent||$663 ±$63|
|Percentage Of Renters Overburdened||49.4% ± 16.37pp|
Population and Household Demographics
Irwin is a city in Westmoreland County, Pennsylvania with a population of 3,906. There are 1,870 households in the city with an average household size of 2.09 persons. 53.69% of households in Irwin are renters.
Income and Rent Overburden in Irwin
The median gross income for households in Irwin is $41,419 a year, or $3,452 a month. The median rent for the city is $663 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Irwin, a household making less than $2,210 a month would be considered overburdened when renting an apartment at or above the median rent. 49.4% of households who rent are overburdened in Irwin.
Area Median Income In Irwin
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Irwin, the AMI is calculated from all households within Westmoreland County.
In Irwin, HUD calculates the Area Median Income for a family of four as $83,000
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Irwin
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Irwin
|Income||1 Person||2 Person||3 Person||4 Person||5 Person||6 Person||7 Person||8 Person|
|30% of Median||$17,450||$19,950||$22,450||$26,200||$30,680||$35,160||$39,640||$44,120|
|50% of Median||$29,050||$33,200||$37,350||$41,500||$44,850||$48,150||$51,500||$54,800|
|80% of Median||$46,500||$53,150||$59,800||$66,400||$71,750||$77,050||$82,350||$87,650|