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Affordable Housing In Northern Cambria
Cambria County, Pennsylvania

6 Low Income Apartment Communities In Northern Cambria

Kennedy Court

819 23rd St
Northern Cambria, Pennsylvania
Disabled Supportive Housing

Cherry Ridge Terrace

1 Cherry Ridge Ter
Northern Cambria, Pennsylvania

Chestnut Commons

281 Dogwood St
Northern Cambria, Pennsylvania
Disabled Supportive Housing

Campbell Place

4200 Crawford Ave
Northern Cambria, Pennsylvania

Independence Gardens

250 Holly St
Northern Cambria, Pennsylvania

Phfa Chdo - Crawford Commons

2015 Crawford Ave
Northern Cambria, Pennsylvania
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Housing Authorities that serve Northern Cambria

Housing Authority Programs
Johnstown Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Northern Cambria, Pennsylvania

There are 6 low income housing apartment communities offering 96 affordable apartments for rent in Northern Cambria, Pennsylvania.

Income Based Apartments in Northern Cambria, Pennsylvania

Northern Cambria features 69 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Northern Cambria, Pennsylvania

There are 27 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Northern Cambria.

Housing Choice Vouchers in Northern Cambria, Pennsylvania

On average, Section 8 Housing Choice vouchers pay Northern Cambria landlords $400 per month towards rent. The average voucher holder contributes $300 towards rent in Northern Cambria.

The maximum amount a voucher would pay on behalf of a low-income tenant in Northern Cambria, Pennsylvania for a two-bedroom apartment is between $643 and $785.

2020 Northern Cambria, Pennsylvania Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $478 $573 $714 $917 $1,015
Payment Standard Range $430 to $526 $516 to $630 $643 to $785 $825 to $1,009 $914 to $1,117

Sourced from federal housing data and research.

Northern Cambria, PA Affordable Housing Snapshot

Total Affordable Apartment Properties 6
Total Low Income Apartments 96
Total Housing Units with Rental Assistance 69
Percentage of Housing Units Occupied By Renters 21.23%
Average Renter Household Size 2.05
Average Household Size 2.47
Median Household Income $43,646 ±$4,759
Median Rent $477 ±$24
Percentage Of Renters Overburdened 21.07% ± 11.94pp
Total Population 3,716

Population and Household Demographics

Northern Cambria is a city in Cambria County, Pennsylvania with a population of 3,716. There are 1,498 households in the city with an average household size of 2.47 persons. 21.23% of households in Northern Cambria are renters.

Income and Rent Overburden in Northern Cambria

The median gross income for households in Northern Cambria is $43,646 a year, or $3,637 a month. The median rent for the city is $477 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Northern Cambria, a household making less than $1,590 a month would be considered overburdened when renting an apartment at or above the median rent. 21.07% of households who rent are overburdened in Northern Cambria.

Area Median Income In Northern Cambria

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Northern Cambria, the AMI is calculated from all households within Cambria County.

In Northern Cambria, HUD calculates the Area Median Income for a family of four as $62,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Northern Cambria

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Northern Cambria

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,650 $17,240 $21,720 $26,200 $30,680 $35,160 $39,640 $42,850
50% of Median $22,750 $26,000 $29,250 $32,450 $35,050 $37,650 $40,250 $42,850
80% of Median $36,350 $41,550 $46,750 $51,900 $56,100 $60,250 $64,400 $68,550