Affordable Housing In Northern Cambria
6 Low Income Apartment Communities In Northern Cambria
Housing Authorities that serve Northern Cambria
|Johnstown Housing Authority||Section 8 Housing Choice Voucher (HCV); Public Housing|
Guide To Affordable Housing in Northern Cambria, Pennsylvania
There are 6 low income housing apartment communities offering 96 affordable apartments for rent in Northern Cambria, Pennsylvania.
Income Based Apartments in Northern Cambria, Pennsylvania
Northern Cambria features 69 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Northern Cambria, Pennsylvania
There are 27 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Northern Cambria.
Housing Choice Vouchers in Northern Cambria, Pennsylvania
On average, Section 8 Housing Choice vouchers pay Northern Cambria landlords $400 per month towards rent. The average voucher holder contributes $300 towards rent in Northern Cambria.
The maximum amount a voucher would pay on behalf of a low-income tenant in Northern Cambria, Pennsylvania for a two-bedroom apartment is between $652 and $796.
2021 Northern Cambria, Pennsylvania Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
|Studio||One BR||Two BR||Three BR||Four BR|
|Northern Cambria, Pennsylvania Fair Market Rent||$524||$572||$724||$923||$1,041|
|Northern Cambria, Pennsylvania Payment Standard Range||$472 to $576||$515 to $629||$652 to $796||$831 to $1,015||$937 to $1,145|
Sourced from federal housing data and AffordableHousingOnline.com research.
Northern Cambria, PA Affordable Housing Snapshot
|Total Affordable Apartment Properties||6|
|Total Low Income Apartments||96|
|Total Housing Units with Rental Assistance||69|
|Percentage of Housing Units Occupied By Renters||21.23%|
|Average Renter Household Size||2.05|
|Average Household Size||2.47|
|Median Household Income||$43,646 ±$4,759|
|Median Rent||$477 ±$24|
|Percentage Of Renters Overburdened||21.07% ± 11.94pp|
Population and Household Demographics
Northern Cambria is a city in Cambria County, Pennsylvania with a population of 3,716. There are 1,498 households in the city with an average household size of 2.47 persons. 21.23% of households in Northern Cambria are renters.
Income and Rent Overburden in Northern Cambria
The median gross income for households in Northern Cambria is $43,646 a year, or $3,637 a month. The median rent for the city is $477 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Northern Cambria, a household making less than $1,590 a month would be considered overburdened when renting an apartment at or above the median rent. 21.07% of households who rent are overburdened in Northern Cambria.
Area Median Income In Northern Cambria
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Northern Cambria, the AMI is calculated from all households within Cambria County.
In Northern Cambria, HUD calculates the Area Median Income for a family of four as $62,700
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Northern Cambria
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Northern Cambria
|1 Person||2 Person||3 Person||4 Person||5 Person||6 Person||7 Person||8 Person|
|30% AMI Income Limits
Renters earning up to 30% of the Northern Cambria AMI may qualify for rental assistance programs that target Extremely Low Income households.
|50% AMI Income Limits
Renters earning up to 50% of the Northern Cambria AMI may qualify for rental assistance programs that target Very Low Income households.
|80% AMI Income Limits
Renters earning up to 80% of the Northern Cambria AMI may qualify for rental assistance programs that target Low Income households.