Affordable Housing In Philipsburg
Centre County, Pennsylvania

7 Low Income Apartment Communities In Philipsburg

Westminster Place South at Windy Hill Village

245 Dogwood Drive
Philipsburg, PA
Call For Rent
1-2 BR

Phillipsburg Towers

300 N Front St
Philipsburg, PA
Call For Rent
1 BR

Hillcrest Commons

1011 Hill St STE C
Philipsburg, PA

Decatur Village

65 Irwin Dr
Philipsburg, PA
Elderly Supportive Housing

Philipsburg Court

103 N 2nd St
Philipsburg, PA
HCV Welcome

Westminster PlaceatWindy Hill

225 Dogwood Dr
Philipsburg, PA
HCV Welcome

Philips Place

216 N 2nd St
Philipsburg, PA
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Housing Authorities that serve Philipsburg

Housing Authority Programs
Centre County Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Philipsburg, Pennsylvania

There are 7 low income housing apartment communities offering 300 affordable apartments for rent in Philipsburg, Pennsylvania. Philipsburg features 224 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 76 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Philipsburg.

Sourced from federal housing data and research.

Philipsburg, PA Affordable Housing Snapshot

Total Affordable Apartment Properties 7
Total Low Income Apartments 300
Total Housing Units with Rental Assistance 224
Percentage of Housing Units Occupied By Renters 34.2%
Average Renter Household Size 1.50
Average Household Size 1.92
Median Household Income $40,417 ±$14,271
Median Rent $660 ±$143
Percentage Of Renters Overburdened 82.2% ± 40.93pp
Total Population 778

Population and Household Demographics

Philipsburg is a City in Centre County, Pennsylvania with a population of 778. There are 345 households in the city with an average household size of 1.92 persons. 34.2% of households in Philipsburg are renters.

Income and Rent Overburden in Philipsburg

The median gross income for households in Philipsburg is $40,417 a year, or $3,368 a month. The median rent for the city is $660 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Philipsburg, a household making less than $2,200 a month would be considered overburdened when renting an apartment at or above the median rent. 82.2% of households who rent are overburdened in Philipsburg.1

Area Median Income In Philipsburg

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Philipsburg, the AMI is calculated from all households within Centre County.

In Philipsburg, HUD calculates the Area Median Income for a family of four as $93,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Philipsburg

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Philipsburg HUD Rental Assistance in Philipsburg

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $19,050 $21,800 $24,500 $27,200 $30,170 $34,590 $39,010 $43,430
50% of Median $31,750 $36,250 $40,800 $45,300 $48,950 $52,550 $56,200 $59,800
80% of Median $50,750 $58,000 $65,250 $72,500 $78,300 $84,100 $89,900 $95,700
Low Income Housing Tax Credits in Philipsburg

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 2001 to 2010, 2 low income apartment communities containing 46 rental apartments have been constructed and made affordable to low income persons in Philipsburg by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Philipsburg

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $31,750 $36,250 $40,800 $45,300 $48,950 $52,550 $56,200 $59,800
60% of Median $38,100 $43,500 $48,960 $54,360 $58,740 $63,060 $67,440 $71,760

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Philipsburg is $48,960 a year, or $4,080 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,080 by 30% to get a maximum rent of $1,224 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $794 $850 $1,020 $1,178 $1,314 $1,450
60% $953 $1,020 $1,224 $1,414 $1,577 $1,740
Fair Market Rents in Philipsburg

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$813 $837 $953 $1,312 $1,375