Low Income Apartments and Affordable Housing For Rent in Cumberland County, PA

Discover affordable housing in Cumberland County where there are 43+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Roxbury Ridge Apartments

100 Meadow Dr, Shippensburg, Pennsylvania 17257

Mallard Run

820 Lisburn Rd, Camp Hill, Pennsylvania 17011

Orchard Apartments

2204 Cedar Run Drive Ext, Camp Hill, Pennsylvania 17011

Susquehanna View Apartments

208 Senate Avenue, Camp Hill, Pennsylvania 17011

Cottages of Shippensburg

300 Baltimore Rd, Shippensburg, Pennsylvania 17257

Episcopal Square Apartments

101 N Prince St, Shippensburg, Pennsylvania 17257

Shippen House

19 Hollar Ave, Shippensburg, Pennsylvania 17257

One West Penn

1 W Penn St, Carlisle, Pennsylvania 17013

Boiling Springs Apartments

201 Plaza Dr, Boiling Springs, Pennsylvania 17007

Bethany Towers

335 Wesley Dr, Mechanicsburg, Pennsylvania 17055

Pine Ridge Estates CO Ndc Real Estate Company

601 W Pine St, Mount Holly Springs, Pennsylvania 17065

Raystown Crossing

1000 Raystown Circle, Shippensburg, Pennsylvania 17257

Dawn Ridge Apartments

87 Dawn Ridge Loop, Carlisle, Pennsylvania 17013

For Public Family Housing

60 West Penn Street, Carlisle, Pennsylvania 17013

For Public Senior Housing

2 West Penn St, Carlisle, Pennsylvania 17013

Meadowood Apartments

1051 Allendale Rd, Mechanicsburg, Pennsylvania 17055

Enola Sros

400 S Enola Dr, Enola, Pennsylvania 17025

Geneva Greens Apartments

500 Geneva Dr, Mechanicsburg, Pennsylvania 17055

Crossroads Apartments

2141 Cedar Run Dr, Camp Hill, Pennsylvania 17011

THE FLATS AT FACTORY SQUARE

515 FACTORY ST, Carlisle, Pennsylvania 17013

Open Until Further Notice

Reported On February 23rd, 2024 by Chris Madden

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Cumberland County, Pennsylvania
$24.11/hour
$16.86 (+233%) more than Pennsylvania minimum wage and $16.86 (+233%) more than the Federal minimum wage.
Learn More About Cumberland County, Pennsylvania Affordable Housing ↓

What HUD offices serve Cumberland County, Pennsylvania?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing programs for Cumberland County, Pennsylvania.

Go to the Pennsylvania Public Housing and Low-Income Apartments Waiting Lists page for openings near Cumberland County.

How many renters live in Cumberland County, Pennsylvania?

The County of Cumberland County has 268,579 people living in 106,531 households.

There are 66,910 renters living in 30,863 renter households in this County. Renters make up 24.91 percent of the population living in Cumberland County.

What is the rental market like in Cumberland County, Pennsylvania?

There are an estimated 109,154 housing units in the Cumberland County area. Of these, 32,056 units are rental homes, making up 29 percent of the housing market. For every renter household in Cumberland County, Pennsylvania, there are 1 rental units.

What is the vacancy rate for rentals in Cumberland County?

The rental vacancy rate in Cumberland County is 2 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Cumberland County for each bedroom size?

Occupied Rental Units by Size in Cumberland County
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
922 7,841 13,601 6,440 1,909
Occupied Rental Units by Size in Cumberland County

A large number of apartments in Cumberland County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Cumberland County are overburdened by housing costs?

Among renter households in this market, 41 percent have housing cost burden. Further, 18 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Cumberland County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $876 to $1,695. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $876
One BR $1,021
Two BR $1,273
Three BR $1,634
Four BR $1,695
2024 Fair Market Rents in Cumberland County, Pennsylvania

How many units are rented at Fair Market Rent (FMR) in Cumberland County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 140 15 percent
One BR 5,510 70 percent
Two BR 7,225 53 percent
Rental Units Below FMR in Cumberland County, Pennsylvania

How many affordable rental units are in Cumberland County?

There are a variety of federal affordable housing programs serving households in Cumberland County, Pennsylvania including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 1,112
Public Housing 208
Section 8 Project-Based Rental Assistance 792
Section 202 Supportive Housing for the Elderly 24
USDA Section 515 Rural Rental Housing 204
Tracked Units by Federal Program in Cumberland County, Pennsylvania

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Cumberland County, Pennsylvania

Cumberland County features 1,590 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cumberland County, Pennsylvania

There are 866 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cumberland County.

Housing Choice Vouchers in Cumberland County, Pennsylvania

On average, Section 8 Housing Choice vouchers pay Cumberland County landlords $500 per month towards rent. The average voucher holder contributes $400 towards rent in Cumberland County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cumberland County, Pennsylvania for a two-bedroom apartment is between $1,146 and $1,400.

Sourced from federal housing data and AffordableHousingOnline.com research.