Affordable Housing In Chester County
South Carolina

10 Low Income Apartment Communities In Chester County

Chester Manor Townhouses

100 Torbit St
Chester, SC
Income Based
2-3 BR

Melrose Lane Apartments

300 Sunset Ave
Great Falls, SC
Call For Rent
1-2 BR

New Chester Townhouses I & II

628 Lancaster St Hwy 301
Chester, SC
Call For Rent
1-2 BR
HCV Welcome

Center Street Apartments

301 Center Street
Chester, SC
Call For Rent
1-2 BR
HCV Welcome

Ramsey Grove Apartments, Alp

553 Flint St
Chester, SC

The Cottages of Chester Village, Inc

Off of Mccanless Rd
Chester, SC
Elderly Supportive Housing

Saluda Apartments

100 Colt St
Chester, SC
HCV Welcome

The Mcaliley

116 Main St
Chester, SC
HCV Welcome

Arthur Underwood Manor

2678 Dawson Dr
Chester, SC

Catawba Falls Apartments

810 Dearborn St
Great Falls, SC
HCV Welcome
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Other Housing Authorities located in Chester County

Housing Authority Programs
Chester Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Chester County, South Carolina

There are 10 low income housing apartment communities offering 421 affordable apartments for rent in Chester County, South Carolina. Chester County features 255 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 166 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Chester County.

Sourced from federal housing data and research.

Chester County, SC Affordable Housing Snapshot

Total Affordable Apartment Properties 10
Total Low Income Apartments 421
Total Housing Units with Rental Assistance 255
Percentage of Housing Units Occupied By Renters 27.7%
Average Renter Household Size 2.59
Average Household Size 2.61
Median Household Income $31,914 ±$1,775
Median Rent $591 ±$28
Percentage Of Renters Overburdened 43.49% ± 6.54pp
Total Population 32,556

Population and Household Demographics

Chester County is a County in South Carolina with a population of 32,556. There are 12,385 households in the county with an average household size of 2.61 persons. 27.7% of households in Chester County are renters.

Income and Rent Overburden in Chester County

The median gross income for households in Chester County is $31,914 a year, or $2,660 a month. The median rent for the county is $591 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Chester County, a household making less than $1,970 a month would be considered overburdened when renting an apartment at or above the median rent. 43.49% of households who rent are overburdened in Chester County.1

Area Median Income In Chester County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Chester County, HUD calculates the Area Median Income for a family of four as $50,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Chester County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Chester County HUD Rental Assistance in Chester County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $28,250 $30,350 $32,450 $34,550
50% of Median $18,350 $20,950 $23,550 $26,150 $28,250 $30,350 $32,450 $34,550
80% of Median $29,300 $33,500 $37,700 $41,850 $45,200 $48,550 $51,900 $55,250
Low Income Housing Tax Credits in Chester County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2010, 5 low income apartment communities containing 192 rental apartments have been constructed and made affordable to low income persons in Chester County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Chester County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $18,350 $20,950 $23,550 $26,150 $28,250 $30,350 $32,450 $34,550
60% of Median $22,020 $25,140 $28,260 $31,380 $33,900 $36,420 $38,940 $41,460

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Chester County is $28,260 a year, or $2,355 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,355 by 30% to get a maximum rent of $707 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $459 $491 $589 $680 $759 $838
60% $551 $590 $707 $816 $911 $1,005
Fair Market Rents in Chester County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$521 $525 $691 $911 $1,044

Cities In Chester County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Chester 8 The HUD funded Public Housing Agency that serves Chester is the Chester Housing Authority.
Great Falls 2
Eureka Mill 0
Fort Lawn 0
Gayle Mill 0
Lowrys 0
Richburg 0