Affordable Housing In Bedford County
Tennessee

29 Low Income Apartment Communities In Bedford County

Parkview Apartments

200 gin alley
Alexandria, TN
Call For Rent
2-3 BR
HCV Welcome

Center Hill Village

1222 South College St
Smithville, TN

Pleasant Valley Apartments

67 Craig St
Lynchburg, TN
Subsidized

Lynchburg Manor

804 Main Street
Lynchburg, TN

Posthouse Apartments

515 Blackman Blvd West
Wartrace, TN

Canterway Apartments

1898 Madison St
Shelbyville, TN
HCV Welcome

Prospect Place

828 Oconnor St
Smithville, TN
Accessible
Disabled Supportive Housing
Subsidized

Lamplighter Estates

1900 Madison St
Shelbyville, TN
HCV Welcome

Bell Street Apartments

318 Bell Street
Smithville, TN
Subsidized

Tony Rice Trans Living

1601 E Depot St
Shelbyville, TN
Accessible
Disabled Supportive Housing
Subsidized

There are 29 low income housing apartment complexes which contain 1,501 affordable apartments for rent in Bedford County. Many of these rental apartments are income based housing with 842 apartments that set rent based on your income. In Bedford County, HUD housing programs support 149 rental assistance apartments through programs like Project-based Section 8. There are 659 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Bedford County

Housing Authority Programs
Tennessee Housing Development Agency Central Office Section 8 Housing Choice Voucher (HCV)
Tennessee Housing Development Agency South Central Tennessee Office Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Bedford County

Housing Authority Programs
Shelbyville Housing Authority Public Housing

Guide To Affordable Housing in Bedford County, Tennessee

Bedford County, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 29
Total Low Income Apartments 1,501
Total Rent Assisted Apartments 842
Percentage of Housing Units Occupied By Renters 31.82%
Average Renter Household Size 2.73
Total Population 45,986
Housing Units 16,721
Average Household Size 2.72
Median Household Income $41,984 ±$2,178
Median Rent $675 ±$32
Percentage Of Renters Overburdened 44.38% ± 6.04pp

Population and Household Demographics

Bedford County is a County in Tennessee with a population of 45,986. There are 16,721 households in the county with an average household size of 2.72 persons. 31.82% of households in Bedford County are renters.

Income and Rent Overburden in Bedford County

The median gross income for households in Bedford County is $41,984 a year, or $3,499 a month. The median rent for the county is $675 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Bedford County, a household making less than $2,250 a month would be considered overburdened when renting an apartment at or above the median rent. 44.38% of households who rent are overburdened in Bedford County.1

Area Median Income In Bedford County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Bedford County, HUD calculates the Area Median Income for a family of four as $53,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Bedford County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Bedford County HUD Rental Assistance in Bedford County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $28,800 $30,950 $33,050 $35,200
50% of Median $18,700 $21,350 $24,000 $26,650 $28,800 $30,950 $33,050 $35,200
80% of Median $29,900 $34,150 $38,400 $42,650 $46,100 $49,500 $52,900 $56,300
Low Income Housing Tax Credits in Bedford County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2011, 10 low income apartment communities containing 572 rental apartments have been constructed and made affordable to low income persons in Bedford County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Bedford County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $18,700 $21,350 $24,000 $26,650 $28,800 $30,950 $33,050 $35,200
60% of Median $22,440 $25,620 $28,800 $31,980 $34,560 $37,140 $39,660 $42,240

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Bedford County is $28,800 a year, or $2,400 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,400 by 30% to get a maximum rent of $720 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $468 $501 $600 $693 $774 $853
60% $561 $601 $720 $832 $929 $1,024
Fair Market Rents in Bedford County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$554 $558 $714 $937 $1,161

Cities In Bedford County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Shelbyville 14 The HUD funded Public Housing Agencies that serve Shelbyville are the Shelbyville Housing Authority, Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency South Central Tennessee Office.
Alexandria 1 The HUD funded Public Housing Agencies that serve Alexandria are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency South Central Tennessee Office.
Wartrace 1 The HUD funded Public Housing Agencies that serve Wartrace are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency South Central Tennessee Office.
Lynchburg 3 The HUD funded Public Housing Agencies that serve Lynchburg are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency South Central Tennessee Office.
Smithville 9 The HUD funded Public Housing Agencies that serve Smithville are the Smithville Housing Authority, Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency South Central Tennessee Office.
Unionville 1 The HUD funded Public Housing Agencies that serve Unionville are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency South Central Tennessee Office.
Bell Buckle 0 The HUD funded Public Housing Agencies that serve Bell Buckle are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency South Central Tennessee Office.
Normandy 0 The HUD funded Public Housing Agencies that serve Normandy are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency South Central Tennessee Office.