Affordable Housing In Cumberland Gap
Claiborne County, Tennessee

Section 8 Vouchers, Apartments, and Waiting Lists in Cumberland Gap, Tennessee

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Cumberland Gap, Tennessee

Housing Authority Programs
Tennessee Housing Development Agency Section 8 Housing Choice Voucher (HCV); Family Self-Sufficiency; Mainstream Voucher; Homeownership

Guide To Affordable Housing in Cumberland Gap, Tennessee

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in Cumberland Gap, Tennessee.

Income Based Apartments in Cumberland Gap, Tennessee

Cumberland Gap features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cumberland Gap, Tennessee

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cumberland Gap.

Housing Choice Vouchers in Cumberland Gap, Tennessee

On average, Section 8 Housing Choice vouchers pay Cumberland Gap landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Cumberland Gap.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cumberland Gap, Tennessee for a two-bedroom apartment is between $608 and $744.

2022 Cumberland Gap, Tennessee Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Cumberland Gap, Tennessee Fair Market Rent $547 $569 $676 $850 $917
Cumberland Gap, Tennessee Payment Standard Range $492 to $602 $512 to $626 $608 to $744 $765 to $935 $825 to $1,009

Sourced from federal housing data and AffordableHousingOnline.com research.

Cumberland Gap, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 78.19%
Average Renter Household Size 1.44
Average Household Size 1.60
Median Household Income $15,000 ±$11,101
Median Rent $616 ±$36
Percentage Of Renters Overburdened 58.5% ± 14.1pp
Total Population 427

Population and Household Demographics

Cumberland Gap is a city in Claiborne County, Tennessee with a population of 427. There are 188 households in the city with an average household size of 1.60 persons. 78.19% of households in Cumberland Gap are renters.

Income and Rent Overburden in Cumberland Gap

The median gross income for households in Cumberland Gap is $15,000 a year, or $1,250 a month. The median rent for the city is $616 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cumberland Gap, a household making less than $2,053 a month would be considered overburdened when renting an apartment at or above the median rent. 58.5% of households who rent are overburdened in Cumberland Gap.

Area Median Income In Cumberland Gap

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Cumberland Gap, the AMI is calculated from all households within Claiborne County.

In Cumberland Gap, HUD calculates the Area Median Income for a family of four as $49,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cumberland Gap

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Cumberland Gap

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Cumberland Gap AMI may qualify for rental assistance programs that target Extremely Low Income households.
$12,880 $17,420 $21,960 $26,500 $30,500 $32,750 $35,000 $37,250
50% AMI Income Limits
Renters earning up to 50% of the Cumberland Gap AMI may qualify for rental assistance programs that target Very Low Income households.
$19,750 $22,600 $25,400 $28,200 $30,500 $32,750 $35,000 $37,250
80% AMI Income Limits
Renters earning up to 80% of the Cumberland Gap AMI may qualify for rental assistance programs that target Low Income households.
$31,600 $36,100 $40,600 $45,100 $48,750 $52,350 $55,950 $59,550