Low Income Apartments and Affordable Housing For Rent in Hamilton County, TN

Discover affordable housing in Hamilton County where there are 200+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Villages at Alton Park

3750 Hughes Avenue, Chattanooga, Tennessee 37410

bed 1-4
switch_access_shortcut Short Wait
payment Subsidized
accessibility Accessible

College Hill Courts

1300 Grove St Ct, Chattanooga, Tennessee 37402

bed 1-3
payment Subsidized

Mary Walker Towers

2505 S Market St, Chattanooga, Tennessee 37408

bed 1

East Ridge Village

5322 Clemons Rd, East Ridge, Tennessee 37412

bed 1
payment $995/mo.

Courts at Waterford

6220 Shallowford Rd, Chattanooga, Tennessee 37421

bed 1
payment $1016/mo.

Midtown Ridge

312 McBrien Rd, Chattanooga, Tennessee 37411

bed 1-2
payment $929-1194/mo.

Sweetbay Apartments

3623 Fountain Ave, East Ridge, Tennessee 37412

bed 1
payment $950/mo.

The Reserve at Red Bank Apartment Homes

4101-4103 Dayton Blvd, Chattanooga, Tennessee 37415

bed 2
payment $1175/mo.

Haven Cross Creek

4025 Oakwood Dr, Chattanooga, Tennessee 37416

bed 3
payment $1440/mo.

The Grove at Hickory Valley

1521 Hickory Valley Rd, Chattanooga, Tennessee 37421

bed Studio-3
payment $875-1525/mo.

Sterling Heights Apartments by Callio Prop...

3222 Gleason Dr, East Ridge, Tennessee 37412

bed 1
payment $1050/mo.

Marina Pointe

5750 Lake Resort Dr, Chattanooga, Tennessee 37415

bed 1
payment $1014/mo.

Terra at Ashley

220 Culver St, Chattanooga, Tennessee 37415

bed 1-2
payment $1015-1215/mo.

Home Place Apartments

913 State Line Rd, Chattanooga, Tennessee 37412

bed 1
payment $985/mo.

MAA Hamilton

6574 E Brainerd Rd, Chattanooga, Tennessee 37421

bed Studio
payment $1028/mo.

Ivy Terrace Apartments

4105 Dayton Blvd, Chattanooga, Tennessee 37415

bed Studio
payment $915/mo.

Elements of Chattanooga

7310 Standifer Gap Rd, Chattanooga, Tennessee 37421

bed 2
payment $1199/mo.

The Hills at Oakwood Apartment Homes

4827 Jersey Pike, Chattanooga, Tennessee 37416

bed 2
payment $1185/mo.

Riverside North Apartment Homes

3507 Dayton Blvd, Chattanooga, Tennessee 37415

bed 1
payment $1010/mo.

740 Marley Way

740 Marley Way, East Ridge, Tennessee 37412

bed 2
payment $1200/mo.
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
real_estate_agent Naturally Affordable

How To Identify Affordable Housing in Hamilton County, Tennessee

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

Badge Description
switch_access_shortcut Short Wait
Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
real_estate_agent Naturally Affordable
Naturally Occuring Affordable Housing - or NOAH - is any housing unit that offers affordable rent without participating in a rent subsidy program.
The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Hamilton County, Tennessee
$23.33/hour
$16.08 (+222%) more than Tennessee minimum wage and $16.08 (+222%) more than the Federal minimum wage.
Learn More About Hamilton County, Tennessee Affordable Housing ↓

What HUD offices serve Hamilton County, Tennessee?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing, Family Self-Sufficiency, Section 8 Project-Based Voucher (PBV) programs for Hamilton County, Tennessee.

Go to the Tennessee Public Housing and Low-Income Apartments Waiting Lists page for openings near Hamilton County.

How many renters live in Hamilton County, Tennessee?

The County of Hamilton County has people living in households.

There are renters living in renter households in this County. Renters make up 29.79 percent of the population living in Hamilton County.

What is the rental market like in Hamilton County, Tennessee?

There are an estimated housing units in the Hamilton County area. Of these, units are rental homes, making up percent of the housing market. For every renter household in Hamilton County, Tennessee, there are 1.06 rental units.

What is the vacancy rate for rentals in Hamilton County?

The rental vacancy rate in Hamilton County is 4 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Hamilton County for each bedroom size?

Occupied Rental Units by Size in Hamilton County
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
1,897 13,971 22,855 9,521 2,061
Occupied Rental Units by Size in Hamilton County

A large number of apartments in Hamilton County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How Much Is Rent in Hamilton County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $1,068 to $1,784. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $1,068
One BR $1,085
Two BR $1,232
Three BR $1,569
Four BR $1,784
2024 Fair Market Rents in Hamilton County, Tennessee

How many units are rented at Fair Market Rent (FMR) in Hamilton County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 1,005 53 percent
One BR 8,177 59 percent
Two BR 11,714 51 percent
Rental Units Below FMR in Hamilton County, Tennessee

How many affordable rental units are in Hamilton County?

There are a variety of federal affordable housing programs serving households in Hamilton County, Tennessee including the following:

Federal Program Unit Count
Low Income Housing Tax Credit
Public Housing
Section 8 Project-Based Rental Assistance
Section 202 Supportive Housing for the Elderly
Section 811 Supportive Housing for Persons with Disabilities
USDA Section 515 Rural Rental Housing
Tracked Units by Federal Program in Hamilton County, Tennessee

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Hamilton County, Tennessee

Hamilton County features 4,354 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Hamilton County, Tennessee

There are 1,498 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Hamilton County.

Housing Choice Vouchers in Hamilton County, Tennessee

On average, Section 8 Housing Choice vouchers pay Hamilton County landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Hamilton County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Hamilton County, Tennessee for a two-bedroom apartment is between $1,109 and $1,355.

Sourced from federal housing data and AffordableHousingOnline.com research.

Email Signup
Don't Miss A Waiting List Opening