Affordable Housing In Hardin County
Tennessee

14 Low Income Apartment Communities In Hardin County

Hunter Hill Apartments

20 Hunter Hill Dr
Savannah, TN
Income Based
2-3 BR
Subsidized

Savannah Apartments

230 Ryan St.
Savannah, TN
Call For Rent
1-3 BR
Subsidized

Southwood Apartments

150 Austin St
Savannah, TN
HCV Welcome
Subsidized

Wesley at Adamsville

142 S Maple St
Adamsville, TN
62+
Accessible
Elderly Supportive Housing
Subsidized

Northwood Apartments

260 Arendall St
Adamsville, TN
Subsidized

Cypress Gardens Apartments

200 Lewis St
Savannah, TN

Oakhaven Village

109 Birch St
Adamsville, TN
62+
Accessible
Elderly Supportive Housing
Subsidized

BHI Savannah Project

300 Austin St
Savannah, TN
HCV Welcome
Supportive Housing

McKendree Oaks At Savannah

1650 Florence Rd
Savannah, TN
62+
Accessible
Elderly Supportive Housing
Subsidized

95 Bain Rd

95 Bain Rd
Savannah, TN

Housing Authorities that serve Hardin County

Housing Authority Programs
Tennessee Housing Development Agency Central Office Section 8 Housing Choice Voucher (HCV)
Tennessee Housing Development Agency West Tennessee Office Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-sufficiency; Veteran Affairs Supportive Housing (VASH); Mainstream Voucher

Other Housing Authorities located in Hardin County

Housing Authority Programs
Savannah Housing Authority Public Housing

Guide To Affordable Housing in Hardin County, Tennessee

According to federal housing data and AffordableHousingOnline.com research, there are 14 low income housing apartment communities offering 601 affordable apartments for rent in Hardin County, Tennessee. Hardin County features 402 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 199 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Hardin County.

Hardin County, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 14
Total Low Income Apartments 601
Total Housing Units with Rental Assistance 402
Percentage of Housing Units Occupied By Renters 22.34%
Average Renter Household Size 2.30
Average Household Size 2.58
Median Household Income $35,290 ±$2,100
Median Rent $577 ±$50
Percentage Of Renters Overburdened 33.83% ± 6.61pp
Total Population 25,900

Population and Household Demographics

Hardin County is a County in Tennessee with a population of 25,900. There are 9,871 households in the county with an average household size of 2.58 persons. 22.34% of households in Hardin County are renters.

Income and Rent Overburden in Hardin County

The median gross income for households in Hardin County is $35,290 a year, or $2,941 a month. The median rent for the county is $577 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Hardin County, a household making less than $1,923 a month would be considered overburdened when renting an apartment at or above the median rent. 33.83% of households who rent are overburdened in Hardin County.1

Area Median Income In Hardin County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Hardin County, HUD calculates the Area Median Income for a family of four as $52,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Hardin County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Hardin County HUD Rental Assistance in Hardin County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $28,350 $30,450 $32,550 $34,650
50% of Median $18,400 $21,000 $23,650 $26,250 $28,350 $30,450 $32,550 $34,650
80% of Median $29,400 $33,600 $37,800 $42,000 $45,400 $48,750 $52,100 $55,450
Low Income Housing Tax Credits in Hardin County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1989 to 2011, 5 low income apartment communities containing 198 rental apartments have been constructed and made affordable to low income persons in Hardin County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Hardin County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $18,400 $21,000 $23,650 $26,250 $28,350 $30,450 $32,550 $34,650
60% of Median $22,080 $25,200 $28,380 $31,500 $34,020 $36,540 $39,060 $41,580

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Hardin County is $28,380 a year, or $2,365 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,365 by 30% to get a maximum rent of $710 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $460 $493 $591 $683 $761 $840
60% $552 $591 $710 $819 $914 $1,008
Fair Market Rents in Hardin County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$516 $516 $680 $847 $1,034

Cities In Hardin County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Adamsville 3 The HUD funded Public Housing Agencies that serve Adamsville are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency West Tennessee Office.
Savannah 11 The HUD funded Public Housing Agencies that serve Savannah are the Savannah Housing Authority, Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency West Tennessee Office.
Saltillo 0 The HUD funded Public Housing Agencies that serve Saltillo are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency West Tennessee Office.
Crump 0 The HUD funded Public Housing Agencies that serve Crump are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency West Tennessee Office.
Olivet 0 The HUD funded Public Housing Agencies that serve Olivet are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency West Tennessee Office.
Walnut Grove 0 The HUD funded Public Housing Agencies that serve Walnut Grove are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency West Tennessee Office.