Affordable Housing In McMinn County
Tennessee
20 Low Income Apartment Communities In McMinn County
Dogwood Terrace II
Section 8 Vouchers, Apartments, and Waiting Lists in McMinn County, Tennessee
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.
Public Housing Agencies Serving McMinn County, Tennessee
| Housing Authority | Programs |
|---|---|
| Dayton Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing |
Guide To Affordable Housing in McMinn County, Tennessee
There are 20 low income housing apartment communities offering 1,571 affordable apartments for rent in McMinn County, Tennessee.
Income Based Apartments in McMinn County, Tennessee
McMinn County features 1,185 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in McMinn County, Tennessee
There are 386 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in McMinn County.
Housing Choice Vouchers in McMinn County, Tennessee
On average, Section 8 Housing Choice vouchers pay McMinn County landlords $400 per month towards rent. The average voucher holder contributes $300 towards rent in McMinn County.
The maximum amount a voucher would pay on behalf of a low-income tenant in McMinn County, Tennessee for a two-bedroom apartment is between $755 and $923.
2023 McMinn County, Tennessee Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| McMinn County, Tennessee Fair Market Rent | $668 | $716 | $839 | $1,123 | $1,127 |
| McMinn County, Tennessee Payment Standard Range | $601 to $735 | $644 to $788 | $755 to $923 | $1,011 to $1,235 | $1,014 to $1,240 |
Sourced from federal housing data and AffordableHousingOnline.com research.
McMinn County, TN Affordable Housing Snapshot
| Total Affordable Apartment Properties | 20 |
|---|---|
| Total Low Income Apartments | 1,571 |
| Total Housing Units with Rental Assistance | 1,185 |
| Percentage of Housing Units Occupied By Renters | 26.2% |
| Average Renter Household Size | 2.41 |
| Average Household Size | 2.58 |
| Median Household Income | $38,535 ±$2,764 |
| Median Rent | $588 ±$26 |
| Percentage Of Renters Overburdened | 44.67% ± 5.5pp |
| Total Population | 52,506 |
Population and Household Demographics
McMinn County is a county in Tennessee with a population of 52,506. There are 19,978 households in the county with an average household size of 2.58 persons. 26.2% of households in McMinn County are renters.
Income and Rent Overburden in McMinn County
The median gross income for households in McMinn County is $38,535 a year, or $3,211 a month. The median rent for the county is $588 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In McMinn County, a household making less than $1,960 a month would be considered overburdened when renting an apartment at or above the median rent. 44.67% of households who rent are overburdened in McMinn County.
Area Median Income In McMinn County
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
In McMinn County, HUD calculates the Area Median Income for a family of four as $61,100
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in McMinn County
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in McMinn County
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the McMinn County AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$13,590 | $18,310 | $23,030 | $27,750 | $32,470 | $36,600 | $39,150 | $41,650 |
| 50% AMI Income Limits Renters earning up to 50% of the McMinn County AMI may qualify for rental assistance programs that target Very Low Income households. |
$22,100 | $25,250 | $28,400 | $31,550 | $34,100 | $36,600 | $39,150 | $41,650 |
| 80% AMI Income Limits Renters earning up to 80% of the McMinn County AMI may qualify for rental assistance programs that target Low Income households. |
$35,350 | $40,400 | $45,450 | $50,450 | $54,500 | $58,550 | $62,600 | $66,600 |
Cities In McMinn County
Select A City to View its Apartment Communities and Waiting Lists.
| City | Served By |
|---|---|
| Athens | The HUD funded Public Housing Agencies that serve Athens are the Athens Housing Authority and Dayton Housing Authority. |
| Calhoun | The HUD funded Public Housing Agency that serves Calhoun is the Dayton Housing Authority. |
| Englewood | The HUD funded Public Housing Agency that serves Englewood is the Dayton Housing Authority. |
| Etowah | The HUD funded Public Housing Agencies that serve Etowah are the Etowah Housing Authority and Dayton Housing Authority. |
| Niota | The HUD funded Public Housing Agency that serves Niota is the Dayton Housing Authority. |
| Riceville | The HUD funded Public Housing Agency that serves Riceville is the Dayton Housing Authority. |
| Sweetwater | The HUD funded Public Housing Agencies that serve Sweetwater are the Sweetwater Housing Authority and Dayton Housing Authority. |
