Low Income Apartments In Morgan County
Tennessee

Low Income Apartments In Morgan County

Clinch River Apartments, Inc

940 Main St
Wartburg, TN
Accessible
Disabled Supportive Housing
Subsidized

Sunnyside Estates

519 S Kingston St
Wartburg, TN
Subsidized

Harriman Gardens

925 Sewanee St
Harriman, TN
HCV Welcome

Harriman Ha

120 Brown Ave
Harriman, TN

Scott - Morgan Cdc 2

541 Pea Ridge Rd
Sunbright, TN
HCV Welcome

Brookwood Terrace

107 Brookwood St
Wartburg, TN
62+
Accessible
Elderly Supportive Housing
Subsidized

Parkview Apartments

1426 Knoxville Hwy
Wartburg, TN
HCV Welcome
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There are 7 low income housing apartment complexes which contain 681 affordable apartments for rent in Morgan County, Tennessee. Many of these rental apartments are income based housing with about 507 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 45 Project-Based Section 8 subsidized apartments in Morgan County. There are 174 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

Housing Authorities that serve Morgan County

Housing Authority Programs
Tennessee Housing Development Agency Central Office Section 8 Housing Choice Voucher (HCV)
Tennessee Housing Development Agency East Tennessee Office Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-sufficiency

Guide To Affordable Housing in Morgan County, Tennessee

Morgan County, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 7
Total Low Income Apartments 681
Total Rent Assisted Apartments 507
Percentage of Housing Units Occupied By Renters 19.06%
Average Renter Household Size 2.69
Total Population 21,794
Housing Units 7,370
Average Household Size 2.52
Median Household Income $39,049 ±$3,618
Median Rent $640 ±$34
Percentage Of Renters Overburdened 33.81% ± 7.69pp

Population and Household Demographics

Morgan County is a County in Tennessee with a population of 21,794. There are 7,370 households in the county with an average household size of 2.52 persons. 19.06% of households in Morgan County are renters.

Income and Rent Overburden in Morgan County

The median gross income for households in Morgan County is $39,049 a year, or $3,254 a month. The median rent for the county is $640 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Morgan County, a household making less than $2,133 a month would be considered overburdened when renting an apartment at or above the median rent. 33.81% of households who rent are overburdened in Morgan County.1

Area Median Income In Morgan County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Morgan County, HUD calculates the Area Median Income for a family of four as $49,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Morgan County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Morgan County HUD Rental Assistance in Morgan County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $28,350 $30,450 $32,550 $34,650
50% of Median $18,400 $21,000 $23,650 $26,250 $28,350 $30,450 $32,550 $34,650
80% of Median $29,400 $33,600 $37,800 $42,000 $45,400 $48,750 $52,100 $55,450
Low Income Housing Tax Credits in Morgan County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1989 to 2005, 2 low income apartment communities containing 77 rental apartments have been constructed and made affordable to low income persons in Morgan County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Morgan County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
60% of Median $22,080 $25,200 $28,380 $31,500 $34,020 $36,540 $39,060 $41,580

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Morgan County is $28,380 a year, or $2,365 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,365 by 30% to get a maximum rent of $710 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $460 $493 $591 $683 $761 $840
60% $552 $591 $710 $819 $914 $1,008
Fair Market Rents in Morgan County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$449 $507 $670 $891 $1,166

Cities In Morgan County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Harriman 2 The HUD funded Public Housing Agencies that serve Harriman are the Harriman Housing Authority, Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency East Tennessee Office.
Wartburg 4 The HUD funded Public Housing Agencies that serve Wartburg are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency East Tennessee Office.
Jackson Lake 0 The HUD funded Public Housing Agencies that serve Jackson Lake are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency East Tennessee Office.
Log Lane Village 0 The HUD funded Public Housing Agencies that serve Log Lane Village are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency East Tennessee Office.
Morgan Heights 0 The HUD funded Public Housing Agencies that serve Morgan Heights are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency East Tennessee Office.
Saddle Ridge 0 The HUD funded Public Housing Agencies that serve Saddle Ridge are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency East Tennessee Office.
Snyder 0 The HUD funded Public Housing Agencies that serve Snyder are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency East Tennessee Office.
Trail Side 0 The HUD funded Public Housing Agencies that serve Trail Side are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency East Tennessee Office.
Weldona 0 The HUD funded Public Housing Agencies that serve Weldona are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency East Tennessee Office.
Enterprise 0 The HUD funded Public Housing Agencies that serve Enterprise are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency East Tennessee Office.
Morgan 0 The HUD funded Public Housing Agencies that serve Morgan are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency East Tennessee Office.
Mountain Green 0 The HUD funded Public Housing Agencies that serve Mountain Green are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency East Tennessee Office.
Coalfield 0 The HUD funded Public Housing Agencies that serve Coalfield are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency East Tennessee Office.
Oakdale 0 The HUD funded Public Housing Agencies that serve Oakdale are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency East Tennessee Office.
Petros 0 The HUD funded Public Housing Agencies that serve Petros are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency East Tennessee Office.
Sunbright 1 The HUD funded Public Housing Agencies that serve Sunbright are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency East Tennessee Office.