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Affordable Housing In Polk County

4 Low Income Apartment Communities In Polk County

Blue Ridge Landing

118 Chilhowee Cir
Benton, Tennessee
1-2 BR

Walnut Creek Apartments

1725 Benton Station Rd
Benton, Tennessee
Elderly Supportive Housing

Benton Elderly Housing

401 Highland Dr
Benton, Tennessee

Ducktown Apt C/O Sheryl Miller

172 Roebuck Rd
Ducktown, Tennessee
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Housing Authorities that serve Polk County

Housing Authority Programs
Southeast Tennessee Human Resource Agency Section 8 Housing Choice Voucher (HCV); Family Self-Sufficiency

Guide To Affordable Housing in Polk County, Tennessee

There are 4 low income housing apartment communities offering 120 affordable apartments for rent in Polk County, Tennessee.

Income Based Apartments in Polk County, Tennessee

Polk County features 120 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Polk County, Tennessee

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Polk County.

Housing Choice Vouchers in Polk County, Tennessee

On average, Section 8 Housing Choice vouchers pay Polk County landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Polk County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Polk County, Tennessee for a two-bedroom apartment is between $726 and $888.

2020 Polk County, Tennessee Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $526 $613 $807 $1,029 $1,214
Payment Standard Range $473 to $579 $552 to $674 $726 to $888 $926 to $1,132 $1,093 to $1,335

Sourced from federal housing data and research.

Polk County, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 4
Total Low Income Apartments 120
Total Housing Units with Rental Assistance 120
Percentage of Housing Units Occupied By Renters 21.88%
Average Renter Household Size 2.45
Average Household Size 2.44
Median Household Income $38,925 ±$2,469
Median Rent $642 ±$30
Percentage Of Renters Overburdened 37.4% ± 6.69pp
Total Population 16,687

Population and Household Demographics

Polk County is a county in Tennessee with a population of 16,687. There are 6,745 households in the county with an average household size of 2.44 persons. 21.88% of households in Polk County are renters.

Income and Rent Overburden in Polk County

The median gross income for households in Polk County is $38,925 a year, or $3,244 a month. The median rent for the county is $642 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Polk County, a household making less than $2,140 a month would be considered overburdened when renting an apartment at or above the median rent. 37.4% of households who rent are overburdened in Polk County.

Area Median Income In Polk County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Polk County, HUD calculates the Area Median Income for a family of four as $61,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Polk County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Polk County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,900 $17,240 $21,720 $26,200 $30,680 $35,160 $38,100 $40,550
50% of Median $21,500 $24,600 $27,650 $30,700 $33,200 $35,650 $38,100 $40,550
80% of Median $34,400 $39,300 $44,200 $49,100 $53,050 $57,000 $60,900 $64,850

Cities In Polk County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Benton The HUD funded Public Housing Agency that serves Benton is the Southeast Tennessee Human Resource Agency.
Copperhill The HUD funded Public Housing Agency that serves Copperhill is the Southeast Tennessee Human Resource Agency.
Ducktown The HUD funded Public Housing Agency that serves Ducktown is the Southeast Tennessee Human Resource Agency.