Affordable Housing In Roane County
Tennessee

16 Low Income Apartment Communities In Roane County

Rockwood Village

601 South Chamberlain Ave
Rockwood, TN
Income Based
1 BR
62+
Subsidized

Courtney Square Apartments

250 Brown West Dr
Rockwood, TN
Subsidized

Hope Haven IIi

600 Clark St
Kingston, TN
Subsidized

The Webster Home

141 Hart Cir
Kingston, TN
62+
Accessible
Elderly Supportive Housing
Subsidized

Simmons Manor

717 Greenwood St
Kingston, TN
62+
Accessible
Elderly Supportive Housing
Subsidized

Hope Haven I

313 Michael Dunn Dr
Rockwood, TN
Subsidized

Hope Haven II

763 Clymersville Rd
Rockwood, TN
Subsidized

Lakewood Village

375 S 3rd St
Kingston, TN
62+
Accessible
Elderly Supportive Housing
Subsidized

Kingston Four Apartments

1337 Forest Hills Ln
Kingston, TN
HCV Welcome

Crossville Ha Rockwood 11

101 Brown West Dr
Rockwood, TN
HCV Welcome

There are 16 low income housing apartment complexes which contain 791 affordable apartments for rent in Roane County. Many of these rental apartments are income based housing with 451 apartments that set rent based on your income. In Roane County, HUD housing programs support 159 rental assistance apartments through programs like Project-based Section 8. There are 340 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Roane County

Housing Authority Programs
Tennessee Housing Development Agency Central Office Section 8 Housing Choice Voucher (HCV)
Tennessee Housing Development Agency East Tennessee Office Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-sufficiency

Other Housing Authorities located in Roane County

Housing Authority Programs
Rockwood Housing Authority Public Housing
Harriman Housing Authority Public Housing
Oliver Springs Housing Authority Public Housing

Guide To Affordable Housing in Roane County, Tennessee

Roane County, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 16
Total Low Income Apartments 791
Total Rent Assisted Apartments 451
Percentage of Housing Units Occupied By Renters 27.41%
Average Renter Household Size 2.32
Total Population 53,162
Housing Units 21,887
Average Household Size 2.40
Median Household Income $40,854 ±$2,321
Median Rent $682 ±$24
Percentage Of Renters Overburdened 46.92% ± 6.01pp

Population and Household Demographics

Roane County is a County in Tennessee with a population of 53,162. There are 21,887 households in the county with an average household size of 2.40 persons. 27.41% of households in Roane County are renters.

Income and Rent Overburden in Roane County

The median gross income for households in Roane County is $40,854 a year, or $3,405 a month. The median rent for the county is $682 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Roane County, a household making less than $2,273 a month would be considered overburdened when renting an apartment at or above the median rent. 46.92% of households who rent are overburdened in Roane County.1

Area Median Income In Roane County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Roane County, HUD calculates the Area Median Income for a family of four as $60,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Roane County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Roane County HUD Rental Assistance in Roane County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,600 $16,910 $21,330 $25,750 $30,170 $34,590 $37,200 $39,600
50% of Median $21,000 $24,000 $27,000 $30,000 $32,400 $34,800 $37,200 $39,600
80% of Median $33,600 $38,400 $43,200 $48,000 $51,850 $55,700 $59,550 $63,400
Low Income Housing Tax Credits in Roane County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2007, 6 low income apartment communities containing 352 rental apartments have been constructed and made affordable to low income persons in Roane County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Roane County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
60% of Median $25,200 $28,800 $32,400 $36,000 $38,880 $41,760 $44,640 $47,520

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Roane County is $32,400 a year, or $2,700 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,700 by 30% to get a maximum rent of $810 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $525 $563 $675 $780 $870 $960
60% $630 $675 $810 $936 $1,044 $1,152
Fair Market Rents in Roane County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$515 $581 $769 $963 $1,181

Cities In Roane County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Rockwood 10 The HUD funded Public Housing Agencies that serve Rockwood are the Rockwood Housing Authority, Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency East Tennessee Office.
Kingston 6 The HUD funded Public Housing Agencies that serve Kingston are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency East Tennessee Office.
Midtown 0 The HUD funded Public Housing Agencies that serve Midtown are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency East Tennessee Office.