Affordable Housing Online is monitoring the federal government's response to the coronavirus disease (COVID-19) outbreak. As of March 13, 2020, Public Housing Agencies across the nation are closing their doors to the public. Most offices are still running and will communicate by phone, email, or mail. Some offices have drop boxes installed outside, so documents can still be hand-delivered. Visit the housing authority's website for the latest on its current operations, if one is available. If there is no information online, contact the housing authority directly. Due to a high volume of calls and modified office hours in most areas, expect a long wait time (days or weeks) for a response. To find your local PHA's contact info, browse by state here.

An extensive list of coronavirus resources for low-income households can be found here.

Affordable Housing In Rutherford
Gibson County, Tennessee

2 Low Income Apartment Communities In Rutherford

Rachell Square Apartments

115 Eds Dr
Rutherford, Tennessee
Call For Rent
2 BR
Subsidized

Hickory Ridge Apartments

585 Hickory Hills Blvd
Rutherford, Tennessee
  • «
  • 1
  • »

Housing Authorities that serve Rutherford

Housing Authority Programs
Tennessee Housing Development Agency Central Office Section 8 Housing Choice Voucher (HCV); Mainstream Voucher
Tennessee Housing Development Agency West Tennessee Office Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Mainstream Voucher

Guide To Affordable Housing in Rutherford, Tennessee

There are 2 low income housing apartment communities offering 66 affordable apartments for rent in Rutherford, Tennessee.

Income Based Apartments in Rutherford, Tennessee

Rutherford features 12 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Rutherford, Tennessee

There are 54 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Rutherford.

Housing Choice Vouchers in Rutherford, Tennessee

On average, Section 8 Housing Choice vouchers pay Rutherford landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Rutherford.

The maximum amount a voucher would pay on behalf of a low-income tenant in Rutherford, Tennessee for a two-bedroom apartment is between $598 and $730.

2020 Rutherford, Tennessee Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $504 $583 $664 $916 $1,166
Payment Standard Range $454 to $554 $525 to $641 $598 to $730 $824 to $1,008 $1,049 to $1,283

Sourced from federal housing data and AffordableHousingOnline.com research.

Rutherford, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 2
Total Low Income Apartments 66
Total Housing Units with Rental Assistance 12
Percentage of Housing Units Occupied By Renters 22.77%
Average Renter Household Size 2.35
Average Household Size 2.48
Median Household Income $31,917 ±$4,240
Median Rent $533 ±$30
Percentage Of Renters Overburdened 45.45% ± 23.58pp
Total Population 1,199

Population and Household Demographics

Rutherford is a city in Gibson County, Tennessee with a population of 1,199. There are 483 households in the city with an average household size of 2.48 persons. 22.77% of households in Rutherford are renters.

Income and Rent Overburden in Rutherford

The median gross income for households in Rutherford is $31,917 a year, or $2,660 a month. The median rent for the city is $533 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Rutherford, a household making less than $1,777 a month would be considered overburdened when renting an apartment at or above the median rent. 45.45% of households who rent are overburdened in Rutherford.

Area Median Income In Rutherford

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Rutherford, the AMI is calculated from all households within Gibson County.

In Rutherford, HUD calculates the Area Median Income for a family of four as $55,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Rutherford

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Rutherford

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,760 $17,240 $21,720 $26,200 $29,850 $32,050 $34,250 $36,450
50% of Median $19,350 $22,100 $24,850 $27,600 $29,850 $32,050 $34,250 $36,450
80% of Median $30,950 $35,350 $39,750 $44,150 $47,700 $51,250 $54,750 $58,300