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Affordable Housing In Rutherford
Gibson County, Tennessee

2 Low Income Apartment Communities In Rutherford

Rachell Square Apartments

115 Eds Dr
Rutherford, Tennessee
Call For Rent
2 BR
Subsidized

Hickory Ridge Apartments

585 Hickory Hills Blvd
Rutherford, Tennessee
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Housing Authorities that serve Rutherford

Housing Authority Programs
Tennessee Housing Development Agency Section 8 Housing Choice Voucher (HCV); Family Self-Sufficiency; Mainstream Voucher; Homeownership

Guide To Affordable Housing in Rutherford, Tennessee

There are 2 low income housing apartment communities offering 66 affordable apartments for rent in Rutherford, Tennessee.

Income Based Apartments in Rutherford, Tennessee

Rutherford features 12 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Rutherford, Tennessee

There are 54 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Rutherford.

Housing Choice Vouchers in Rutherford, Tennessee

On average, Section 8 Housing Choice vouchers pay Rutherford landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Rutherford.

The maximum amount a voucher would pay on behalf of a low-income tenant in Rutherford, Tennessee for a two-bedroom apartment is between $605 and $739.

2021 Rutherford, Tennessee Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Rutherford, Tennessee Fair Market Rent $521 $570 $672 $923 $1,163
Rutherford, Tennessee Payment Standard Range $469 to $573 $513 to $627 $605 to $739 $831 to $1,015 $1,047 to $1,279

Sourced from federal housing data and AffordableHousingOnline.com research.

Rutherford, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 2
Total Low Income Apartments 66
Total Housing Units with Rental Assistance 12
Percentage of Housing Units Occupied By Renters 22.77%
Average Renter Household Size 2.35
Average Household Size 2.48
Median Household Income $31,917 ±$4,240
Median Rent $533 ±$30
Percentage Of Renters Overburdened 45.45% ± 23.58pp
Total Population 1,199

Population and Household Demographics

Rutherford is a city in Gibson County, Tennessee with a population of 1,199. There are 483 households in the city with an average household size of 2.48 persons. 22.77% of households in Rutherford are renters.

Income and Rent Overburden in Rutherford

The median gross income for households in Rutherford is $31,917 a year, or $2,660 a month. The median rent for the city is $533 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Rutherford, a household making less than $1,777 a month would be considered overburdened when renting an apartment at or above the median rent. 45.45% of households who rent are overburdened in Rutherford.

Area Median Income In Rutherford

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Rutherford, the AMI is calculated from all households within Gibson County.

In Rutherford, HUD calculates the Area Median Income for a family of four as $56,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Rutherford

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Rutherford

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30% AMI Income Limits
Renters earning up to 30% of the Rutherford AMI may qualify for rental assistance programs that target Extremely Low Income households.
$12,880 $17,420 $21,960 $26,500 $30,500 $32,750 $35,000 $37,250
50% AMI Income Limits
Renters earning up to 50% of the Rutherford AMI may qualify for rental assistance programs that target Very Low Income households.
$19,750 $22,600 $25,400 $28,200 $30,500 $32,750 $35,000 $37,250
80% AMI Income Limits
Renters earning up to 80% of the Rutherford AMI may qualify for rental assistance programs that target Low Income households.
$31,600 $36,100 $40,600 $45,100 $48,750 $52,350 $55,950 $59,550