Affordable Housing In St. Joseph
Lawrence County, Tennessee

Section 8 Vouchers, Apartments, and Waiting Lists in St. Joseph, Tennessee

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving St. Joseph, Tennessee

Housing Authority Programs
Tennessee Housing Development Agency Section 8 Housing Choice Voucher (HCV); Family Self-Sufficiency; Mainstream Voucher; Homeownership

Guide To Affordable Housing in St. Joseph, Tennessee

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in St. Joseph, Tennessee.

Income Based Apartments in St. Joseph, Tennessee

St. Joseph features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in St. Joseph, Tennessee

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in St. Joseph.

Housing Choice Vouchers in St. Joseph, Tennessee

On average, Section 8 Housing Choice vouchers pay St. Joseph landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in St. Joseph.

The maximum amount a voucher would pay on behalf of a low-income tenant in St. Joseph, Tennessee for a two-bedroom apartment is between $633 and $773.

2022 St. Joseph, Tennessee Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
St. Joseph, Tennessee Fair Market Rent $543 $547 $703 $907 $1,061
St. Joseph, Tennessee Payment Standard Range $489 to $597 $492 to $602 $633 to $773 $816 to $998 $955 to $1,167

Sourced from federal housing data and AffordableHousingOnline.com research.

St. Joseph, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 32.47%
Average Renter Household Size 3.06
Average Household Size 2.54
Median Household Income $39,808 ±$13,914
Median Rent $546 ±$101
Percentage Of Renters Overburdened 11.11% ± 12.84pp
Total Population 986

Population and Household Demographics

St. Joseph is a city in Lawrence County, Tennessee with a population of 986. There are 388 households in the city with an average household size of 2.54 persons. 32.47% of households in St. Joseph are renters.

Income and Rent Overburden in St. Joseph

The median gross income for households in St. Joseph is $39,808 a year, or $3,317 a month. The median rent for the city is $546 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In St. Joseph, a household making less than $1,820 a month would be considered overburdened when renting an apartment at or above the median rent. 11.11% of households who rent are overburdened in St. Joseph.

Area Median Income In St. Joseph

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For St. Joseph, the AMI is calculated from all households within Lawrence County.

In St. Joseph, HUD calculates the Area Median Income for a family of four as $52,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in St. Joseph

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in St. Joseph

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the St. Joseph AMI may qualify for rental assistance programs that target Extremely Low Income households.
$12,880 $17,420 $21,960 $26,500 $30,500 $32,750 $35,000 $37,250
50% AMI Income Limits
Renters earning up to 50% of the St. Joseph AMI may qualify for rental assistance programs that target Very Low Income households.
$19,750 $22,600 $25,400 $28,200 $30,500 $32,750 $35,000 $37,250
80% AMI Income Limits
Renters earning up to 80% of the St. Joseph AMI may qualify for rental assistance programs that target Low Income households.
$31,600 $36,100 $40,600 $45,100 $48,750 $52,350 $55,950 $59,550